Doug shaw

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It's time to hold manufacturers responsible for Android vulnerabilities - ExtremeTech

It’s time to hold manufacturers responsible for Android vulnerabilities<p>By on March 22, 2016 at 9:25 am<p>This site may earn affiliate commissions from …

UK tax and benefit changes worsening inequality, IFS warns

A leading thinktank has warned the government it risks worsening inequality during workers’ lifetimes by cutting tax credits and reducing income tax rates for the richest.<p>The Institute for Fiscal Studies said the long-term positives of higher in-work benefit payments were clear, citing a study of …

Income Inequality

Labour MPs to demand greater pensions scrutiny

Britain’s £3tn pensions industry should be opened up to greater scrutiny to give savers a chance to influence investment decisions, according to a group of Labour MPs.<p>They plan to argue at the Co-operative party’s annual conference in London this weekend that pension savers must be given powers to …

Just how big is Britain's debt mountain?

As the UK's debt and deficit figures undergo yet another revision, what's really going on with our public finances?<p><b>The Office for National Statistics (ONS)</b> has changed the way it measures our public finances, throwing fresh light on the precise state of the nation's coffers.<p>The latest revisions …

Siri’s Inventors Are Building a Radical New AI That Does Anything You Ask

Viv was named after the Latin root meaning <i>live</i>. Its San Jose, California, offices are decorated with tchotchkes bearing the numbers six and five (VI …

Hawaii is hit by wind and rain in first wave of rare double hurricane

Down-graded Tropical Storm Iselle makes landfall as Hurricane Julio follows in its wake<p>Tropical Storm Iselle pummeled the Hawaiian Islands with high winds and heavy rain on Friday, forcing hundreds to seek shelter and knocking out power to 23,000 people as residents kept a wary eye on an even more …

Weather

Terminator 2 3D Battle Across Time (socialistas.gr)

Terminator

Baby boomers worse off than those starting work in 1990s

The postwar baby boomers are often depicted as the lucky ones, benefiting from the huge gains in house prices and generous pension deals that are unlikely to be seen again.<p>But a study of UK wages over the past four decades shows that later generations have been better paid, with those starting work …

Britain's top earners surge ahead as wealth divide widens

Britain's top earners have pulled away from all other income groups, with the top 20% of households increasing their disposable incomes last year while all others fell.<p>The top fifth of earners saw their annual disposable income rise by £940, while the bottom fifth lost £381 and all other groups …

We need radical transformational change in the way Britain governs itself

Thursday is a big moment for the renewal of social democracy. The Institute for Public Policy Research's <i>The Condition of Britain Report</i> sets out a plan to tackle our social problems and rebuild society when there is no money to spare. Whoever wins in 2015 there will be more cuts to come. There will …

The pension changes are a cute move politically, but it may end in tears

Lamborghini dealers are licking their lips. Lots of lovely lolly will be coming their way when the government's new relaxed rules on pensions come into force next spring, giving people more freedom to do what they want with the money they have saved for retirement.<p>Steve Webb, the pensions minister, …

Britain is still feasting on credit – and the next crunch will hit in 2016

Come with me into the near future, just two years from now. In spring 2016 things look much the same: another coalition government has been installed; the spending cuts first outlined at the beginning of the decade have begun again; and somewhere on the continent a newspaper is publishing grainy …

Why Thomas Piketty's wealth equation doesn't work in Britain

Thomas Piketty, in his much-cited recent book on the distribution of wealth, argues that because the return on capital is greater than the long-term growth rate, wealth must by definition become increasingly concentrated in fewer hands. But today's data on the wealth and assets survey from the …

How To Solve A Rubik's Cube

<b>Step 1: White Cross</b> <br>You should be able to complete this step just by playing around with the cube. Make sure that the edges of the cross match the center squares on the adjacent sides.<p><b>Step 2: Finish First Layer</b><p><b>Step 3: Middle Layer</b> <br>You may need to move some middle layer edge pieces from the top …

Labour reveals tax data showing UK economic growth 'only helps top 1%'

Labour released figures that show the return of economic growth has overwhelmingly benefited the top 1% of earners.<p>The disclosure of the findings from HM Revenue and Customs precedes the announcement of employment and earnings statistics on Wednesday which are expected to reveal a buoyant …

This is a low-pay 'recovery' built on the back of the working poor

The economic headlines have been rosy for the coalition in recent weeks. Expect more of the same on Tuesday, when growth figures are widely expected to show the recovery accelerated during the first three months of this year.<p>We have already heard real pay is growing again – albeit only in average …

Low pay is not a necessary evil

The new superstar French economist Thomas Piketty describes how capitalism entrenches inequality of wealth. Because, left unregulated, capital accumulates faster than the national income grows, the rich get richer just by virtue of being rich already. They do not – he argues on the basis of his …

We should look after Britain's low earners, not its moaning 40% taxpayers

It is the budget again, and time for another supposed attack on the middle classes from this radical coalition government. If you believe the Daily Mail, you would think that the coalition is in the pay of leftwing union leaders because it is so determined to tax "hard-working, aspirational, …

Britain's five richest families worth more than poorest 20%

The scale of Britain's growing inequality is revealed by a report from a leading charity showing that the country's five richest families now own more wealth than the poorest 20% of the population.<p>Oxfam urged the chancellor George Osborne to use Wednesday's budget to make a fresh assault on tax …

Huge cuts or tax rises needed to pay for ageing population, says thinktank

UK taxpayers were being kept in the dark about the large scale of spending cuts or tax rises needed to fund future pension and social obligations for an ageing population, the Institute of Economic Affairs said.<p>The country faced a stark choice between total spending cuts of more than a quarter, …

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How Valve and Cryptozoic came together for a Portal board game (update)

The Portal board game that Cryptozoic Entertainment announced last week didn't originate from within the company, a boutique publisher of tabletop games. The idea actually came from Valve.<p>Back in 2012, the developers who made <i>Portal</i> and <i>Portal 2</i> — as well as their predecessor, <i>Narbacular Drop</i> — …

National minimum wage not fit for purpose, says its founding father

The founding father of the national minimum wage has said the system is no longer fit for purpose and must change in order to tackle Britain's low pay problem.<p>Professor Sir George Bain chaired the low pay commission (LPC) when the minimum wage was introduced 15 years ago. For it to last another 15 …

MakerParent Aggregates Collaborative DIY Projects for Adults and Kids

DIY projects are all the rage here at Lifehacker and if you have a young one in whom you want to kindle an interest for such stuff, then MakerParent …

The major peer-to-peer lenders

Zopa<p><b>Date launched</b> March 2005<p><b>Quoted returns</b> You can choose to lend for up to three years, where the projected return – after the 1% fee – is 3.9%, or up to five years, where the projected return is 4.9%<p><b>Lender investors</b> 51,100<p><b>Your money goes to</b> Individual borrowers<p><b>Need to know</b> The UK's largest …

A new approach to annuities: how to maximise retirement income

Calls to end the "pensions rip-off" are getting louder, as campaigners ramp up pressure on the industry to reform financial products bought at retirement to provide an income for life.<p>Each week, thousands of savers swap the pension pots they built up over their working lives for a product that …

State pension top-ups: how the scheme might work

Millions of pensioners and people set to retire will be able to buy up to £25 a week of extra state pension under a scheme due to be fleshed out in the coming days.<p>Brief details of the proposal were outlined by the government in December, and Steve Webb, the pensions minister, has indicated that …

Steve Webb's pensions U-turn is a dead duck on the dust heap of disasters

Burglars thrive when they know they can't be seen. Of all the dark places, nowhere is more obscure than inside the black box of pension funds. Virtually no one understands their pension scheme. Even those who think they do can't know what is shrouded in secrecy: the real charges paid over a …