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Stocks — Part XXVI: Pulling the 4%

Courtesy of Fritz Cartoons<p>At some point, if you have been following the Simple Path to Wealth described in these posts, you will be able to chose to …

Why 2.5 billion heartbeats might change the way you think about money: Preet Banerjee at TEDxUTSC

Never Pay Taxes Again

Recently I received an email from one of the big brokerage firms, titled “Savvy Year-End Tax Strategies.” It contained much advice, such as “Consider …

Social Security: How secure and when to take it

Cat food. It’s what’s for dinner.<p>Back in the early 1980s I remember railing against Social Security to my mother who was on it. She’d grown up with …

Death, Taxes, Estate Plans, Probate and Prob8

“With great power comes great responsibility.”<p>Spiderman’s dead Uncle Ben<p>(Oh, and some other guy named Voltaire.)<p>So, too, with wealth.<p>One of the pesky …

Why your house is a terrible investment

James Altucher calls homeownership a part of The American Religion, so I know I’m treading dangerous ground here. But before you get out the tar and …

How to Give like a Billionaire

I know what you’re thinking. For sometime now you’ve been wondering what exactly Mr. and Mrs. jlcollinsnh have in common with Bill and Melinda Gates. …

Rent v. Owning Your Home, opportunity cost and running some numbers

The saga of trying to sell our house in this unfavorable market continues. We have just lowered our price yet again. If it sells, I have a great …

Dividend Growth Investing

One of the new blogs I’ve been enjoying of late has been the site of a lively debate on investing for dividends. Dividend Mantra presents a guest …

What we own and why we own it

What we own and why we own it<p>In the simple path to wealth I created for my young daughter nine basics guidelines.<p>Readers noticed that the plan called …

My path for my kid — the first 10 years

A year from now my daughter graduates from college. Here’s the early life path I suggest to her:<p>Avoid debt. Nothing is worth paying interest to …

How I failed my daughter and a simple path to wealth

Literally since the day she was born people have been complimenting my daughter. Her looks, her brains, her charm (she takes after her mother) and …

Why you need F-you money

Shortly after 9/11 my company kicked me to the curb.<p>Six months earlier our division president had taken me to a congratulations lunch for a record …

Stocks — Part XXIV: RMDs, the ugly surprise at the end of the tax-deferred rainbow

Illustration courtesy of The Hindu<p>Someday, if all goes well and you haven’t already, you’ll wake up to find you’ve reached the ripe old age of 70 …

Stocks — Part XXIII: Selecting your asset allocation

Life is balance and choice. Add more of this, lose a little of that. When it comes to investing, that balance and choice is informed by your …

Stocks — Part XXI: Investing with Vanguard for Europeans

<b>Please Note:</b><p>If you are outside Europe and the US, please be sure to read thru the comments on this post. They have become a valuable forum for …

Stocks — Part XX: Early Retirement Withdrawal Strategies and Roth Conversion Ladders from a Mad Fientist

Albert Einstein in fine form<p>I like smart people.<p>People who can make me sit back and think, Mmmm. I never thought of that. Or I never thought of that …

Stocks — Part XIX: How to think about money

<b>Level I:</b> <b>It’s not just about spending</b><p>Get yourself a nice, crisp one of these:<p>Or one of these:<p>Or one of these:<p>Or one of these:<p>Or one of these:<p>Or one of …

Stocks — Part XVIII: Investing in a raging bull

As I sit here typing this afternoon the S&P 500 is trading at 1670, up 14% since the beginning of the year. 27% over the last 12 months. The very …

Stocks — Part XVII: What if you can’t buy VTSAX? Or even Vanguard?

Today we’ll explore some alternatives<p>In Part VI of this Stock Series, and in other posts on the blog, I recommend two specific mutual funds:<p>VTSAX …

Stocks — Part XVI: Index Funds are really just for lazy people, right?

Ah, no. Index investing is for people who want the best possible results.<p>Over the last year or so some of my investing ideas have drawn comment on …

Stocks — Part XV: Target Retirement Funds, the simplest path to wealth of all

Ok, so you’ve read the Smoother Path to Wealth and thought, “Aww man. Three funds? And I gotta rebalance them every year? That’s too much to keep …

Stocks — Part XIV: Deflation, the ugly escort of Depressions.

In Part XII: Bonds, reader Chronicrants commented: “I’d love to see more on deflation. I’ve always been confused about it and about it’s …

Stocks — Part XIII: The 4% rule, withdrawal rates and how much can I spend anyway?

4%. Maybe more.<p>So, you’ve followed the jlcollinsnh big three:<p>You’ve avoided debt<p>You’ve spent less than you’ve earned<p>You’ve invested the …

Stocks — Part XII: Bonds

Well. Here we are in Part XII of our series on Stocks. And the subject is Bonds. What’s up with that??<p>When I first began this series the plan was for …

Stocks — Part XI: International Funds

In Part VI of this series we looked at some portfolio ideas to build and keep your wealth. Last time, in The Smoother Path to Wealth, we did much the …

Stocks — Part X: What if Vanguard gets Nuked?

You don’t have to read very far into this blog to know I am a strong proponent of investing in Vanguard index funds. Indeed, you’ll find this in the …

Stocks — Part IX: Why I don’t like investment advisors

During a recent trip to Ohio I caught up with RMak, a fellow member of a motorcycle forum I frequent. Later he posted a report on our meeting and in …

Stocks — Part VIII-b: Should you avoid your company’s 401k?

Sometimes the universe has a way of telling us to look more closely or again at something we thought we knew. In my case, two jlcollinsnh readers …

Stocks — Part VIII: The 401K, 403b, TSP, IRA & Roth Buckets

In Part IV we looked at some sample portfolios built from the three key Index Funds I favor, plus cash. Those four are what we call <i>investments.</i><p>But in …