Dave

684 Flips | 9 Magazines | 27 Likes | 77 Followers | @dnager | Keep up with Dave on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Dave”

These 20 pictures will teach you more than reading 100 books

“Art isn’t only a painting. Art is anything that’s creative, passionate, and personal. An artists is someone who uses bravery, insight, creativity, …

Motivation

Here's Why I Plan to Take Social Security at 64

There are good reasons to start collecting early and to start late -- here's why I'm aiming closer to the middle.<p>When to start collecting Social …

Retirement

Four scenic trips on four wheels in Northern California

There are few destinations that so readily call to mind the idea of a road trip as the American West, and in many cases, that brings up mental images of a convertible winding along the jagged windswept California coast where it meets the Pacific Ocean.<p>While Southern California lays claim to the …

Hiking

How To Spend Down Your Money After You Retire

A reader contacted me this week having just finished How to Retire with Enough Money. He is proud of saving a nice nest egg, gleeful tax rates are low, but worried about the stock market. How should he spend down is money?<p>So, you’ve done everything right. You saved enough money for retirement – at …

Retirement

25 Handy Measuring Hacks All DIYers Should Know

There are a few essential skills that almost every DIY project requires at some point. One of the most foundational of these is accurate measuring. …

Woodworking

The 15 Most Beautiful Places To Visit In California

California dreamin' hard.<p>The Golden State stretches 840 miles long, boasting a truly diverse range of geography. Whether you want to hit the beach, the desert, the mountains, or even an urban city, you can find it all among these most-gorgeous-of-all destinations. Who's down for a road trip?!

California

Not Your Parent's Road Trip: How To Do The Pacific Northwest The Right Way

<i>Read Part 1: Los Angeles to Sonoma</i><p>From Sonoma, you can take the time to drive along the coast and hit stops like Redwood National Park – which is what just about everyone does – which is why I recommend making a b-line (with one quick detour to Crate Lake) for your first stop: Sisters, Oregon.<p><b>The</b> …

RVs

Free Social Security Tool for Optimal Benefit Claiming Strategy

When to start claiming Social Security to maximize your potential benefit can be a complicated question, especially for couples. Two reputable …

The Right Way to Withdraw Money From Your Retirement Accounts During Retirement

If you've been a diligent saver, you've probably recognized the importance of having a mix of retirement accounts: a tax-deferred IRA or workplace …

These Oregon Road Trips Will Make You Fall in Love With the Pacific Northwest

When we think of Oregon, the eternally hip city of Portland with its iconic doughnuts, coffee, and hipsters is often the first place that comes to …

What Can The Happiest Man In The World Tell Us About Retirement?

Mario Salcedo has lived on a cruise ship for the last 21 years, virtually uninterrupted. A recent <i>New York Times</i> documentary provides us a few telling glimpses of Mario’s day-to-day life in his maritime retirement: drinking beer, smoking cigarettes, watching Fox News, getting chummy with the ship’s …

6 Signs that Retiring Early Would be a Good Choice

How would you like to retire a few years early? It may not be as impossible as you think.<p>Wouldn't it be great to retire from your job at age 60 or …

This Couple Discovered a Simple Way to Save Tens of Thousands of Dollars a Year When They Retire

The recent tax cuts make this move even more appealing.<p>Clark Hurst first discovered Clear Creek Tahoe, a golf community near Lake Tahoe, a few years …

Separating retirement myths from retirement realities comes down to what works for you

What works in theory doesn’t always work in reality.<p>And that is certainly the case when it comes to retirement. Here’s what experts had to say.<p><b>Replacement rates differ by income</b><p>Experts often say you need to replace 70% of your final earnings in retirement from various sources such as Social …

Retirement

3 Reasons to Retire as Early as You Can

The third is overwhelmingly the most popular -- and has nothing to do with money.<p>If you laid a timeline of human existence across a 100-yard football …

Butch Harmon's Simple Setup Tips Will Eliminate Chunks Or Skulls

Forget the swing. It's all about the setup<p>When I get students who complain about poor chipping, here's where I go first: How far are they standing from the ball? If you're more than a foot away, you're adding variables that just aren't necessary. The biggest issue is, the club will tend to swing …

Want to shape shots like the pros? Here's how to do it on command

<i>Tour players don't like to discuss how they shape shots. They simply shape them, whether it's by "thinking" fade or, maybe, "feeling" a draw. Trust</i> …

What To Do With Your 401(k) Money When You Retire

<b>By Rodney Brooks, Next Avenue Contributor</b><p>Billions of dollars are at stake as boomers decide what to do with the $5.3 trillion they’ve invested in company-sponsored 401(k) plans when they retire. Leave the money where it is? Roll it over to an Individual Retirement Account (IRA) at a financial firm? …

Retirement's New Reality (Pt. 1) -- 4 Common Obstacles Facing Retirement

Retirement has changed for many people, and the growth in the stock market we’ve experienced since 1980 may be gone for good. Understanding why the stock market increased so much from 1980 to 19991 — why it averaged much less with more volatility since then and why the government not only can’t …

Retirement

Stop Buying Tangerines. Plant Them In A Flowerpot And You Will Always Have Hundreds Of Organic Tangerines!

Tangerines, of the Latin name Citrus reticulate, are also known as Mandarin oranges. Clementines are the seedless variety of these irresistible …

Helping Married Men Break Free From The Retirement Brainwash

Have you ever learned something the hard way? Turns our retirement tends to be one of those things for married men (see Why Are Married Men So Terrible At Retirement). The issue at hand is that we have all been brainwashed to think that the most important part of the retirement planning process is …

Retirement

Don’t cheat yourself with the 4% rule

If you’re planning for retirement, you’re probably thinking about how much you’ll need, how long the money will last, and how much you can safely …

Retirement

You Finally Reached Retirement Age, But Now What?

Reaching retirement age is supposed to be a good thing, right? After all, turning 59 ½ gives you access to your 401(k), age 62 allows you to start collecting Social Security, and 65 entitles you to Medicare coverage.<p>These are all things we are taught to look forward to. Benefits we have worked our …

Retirement

How to protect a retirement plan in a down market

Market corrections are a worry for all investors, but they can pose a particularly big problem for people who have just retired and are starting to dip into savings.<p>Each time retirees sell stock, it digs a hole out of which their portfolio must climb to keep producing the same amount of income over …

4 Skills You Need for a Successful Retirement

You'd think that, by the time you retire, you no longer have to do all the things you did when you were working -- be responsible, pay attention to …

Why you should stay invested after you retire

The time has finally come: you’re ready to retire. For many, this means living off savings or social security, but in reality, now that you’re …

Retirement

Las Vegas to Arizona: It May Just Be the Best American Road Trip

Crested buttes, spiritual Navajo lands and even an ostrich.

ETFs: Are they the most tax-efficient investment?

Market performance is impossible to predict, but when it comes to maximizing profits, there is something well within investors’ control: taxes. For that reason it makes sense for investors to minimize the taxes they pay on their investments.<p>The Schwab Center for Financial Research examined the …

Investing

Surprise--Money Doesn't Guarantee a Happy Retirement. Here's What Does

Think big-picture about what you need for life after work.<p>Retirement might sound wonderful, but all too often the reality is disappointing. Some 28 percent of recent retirees polled by Nationwide Retirement Institute last fall said that life was worse in retirement than it was when they were …

Retirement