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Once you hit this FICO credit score, going higher is a waste of time

Once you hit this FICO credit score, going higher is a waste of time

USA TODAY Money - Yoni Blumberg

A 56-year-old government employee from Cleveland named Tom Pavelka had the "highest credit score in America" in 2012, the Daily Mail reported at the time. His near-perfect 848 ranked "higher than 100 percent of U.S. consumers," according to a letter he received from a credit bureau. What might a …

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USA TODAY Money

Financial news from USA TODAY.