Tax season is here, and recent talk of massive tax reform has Americans even more focused on taxes. Yet even as tens of millions of taxpayers look to prepare their returns, tax reformers seek to put today's
IRAs were created to help people save enough to meet their financial needs in retirement. But often, people die before they've completely used up their IRA money. It's important to know what happens after
Developing a retirement savings plan can help ensure that you have enough money to pay your living expenses once you stop working. While there are different avenues you might explore to reach your savings
Upon retirement, individuals must make a number of decisions within a relatively short period of time. One of the most important decisions concerns the management of assets in their employer-sponsored
Why buy a retirement annuity? For the income, of course. Consider your options carefully, though. The best annuities can serve you well, but some are a bad investment. Who should buy retirement annuities?
Individual Retirement Accounts (IRAs) are great tax-deferred savings vehicles, but tax deferral isn’t the only benefit IRAs offer. One potential benefit is creditor protection in the event of a bankruptcy.
It’s hard to break a habit after 30 or 40 years isn’t it? Well, if you’ve been contributing to an IRA, 401K, 403B, or TSP you’ve created a multi-decade healthy habit of saving, but when you turn 70 1/2
If you're ready to sock money away for retirement via a Roth IRA -- or you're already doing so -- bravo! Making the most of a Roth IRA can considerably improve your financial condition in retirement. be
A prudent investor takes advantage of market dips. He buys oversold assets when the market panics—and stays the course during recoveries. Unfortunately, prudent investors looking to add to their portfolios
In real life, retirement cash flow is not as simple as the pundits would have you believe. Try a typical retirement calculator, and you’ll be prompted for a single expense number: How much would you need
Social Security income is going to be rather important to most of us in retirement, so it's worth spending a little time learning how we might make the most of the program, and make our monthly benefit
Photo credit: Raymond Sam/StockSnap. The idea of planning for retirement is easy - you just tuck some money away into a savings account every week or month and when you retire you'll be all set, right?
Image Source: Getty Images. The ability to make a contribution to a Roth IRA retirement account is subject to income limitations. There are income restrictions for full Roth IRA contributions, as well
Image source: Getty Images. Among the various retirement tools available to the American public, the Roth IRA is unquestionably the best. Compared to an employer-sponsored 401(k), which has a contribution