Derek Bowden

42 Flips | 3 Magazines | 5 Likes | 10 Following | 1 Follower | @derekbowden | Keep up with Derek Bowden on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Derek Bowden”

Warren Buffett brilliantly explains how bubbles are formed

Warren Buffett, Berkshire Hathaway's CEO, has said cryptocurrencies "definitely will come to a bad ending."<p>He was speaking in January on what's probably the highest profile financial-bubble suspect right now.<p>When he publishes his annual letter to shareholders on Saturday, readers will be checking …

Investing

BoC’s Poloz issues warning about speculation in Toronto housing market

Bank of Canada Governor Stephen Poloz has issued a warning about "unsustainable" speculation in the Toronto region's housing market but says an interest-rate increase is not the solution to the problem.<p>Mr. Poloz said Wednesday that forces such as immigration and economic growth have justified …

Canadian Real Estate

40 trips you should take before you turn 30

You're not young and free forever.<p>Your 20s are an ideal time to take on some adventure and travel to faraway places.<p>Chances are you'll end up having …

The 7 Bluest Waters in the World, and Where to Find Them

There’s nothing like an idyllic beach screensaver to ignite your wanderlust. The water is so blue it’s hard to imagine somewhere <i>that</i> beautiful …

34 Amazing Southeast Asia Adventure Experiences

I’d be lying if I said that most people didn’t head to Southeast Asia to lie on beaches, eat cheap food and drink cheap beer. While this is certainly …

In the housing market, foreign buyers are given a different set of rules

It has long been suspected that Canadian banks were playing a less-than-honorable role in the foreign investment rush taking place in the country's real estate market. Now, questions about precisely how they have been helping fuel the obscene rise in house prices in places such as Vancouver and …

Canadian Real Estate

It's time to raise the duty-free limit for online shoppers

Ottawa should let Canadians import more expensive online purchases duty free, and it can do so without putting brick-and-mortar retailers at a …

'Stigma' against sales jobs hinders Canadian companies' growth

I live and work in Kitchener-Waterloo, Ont., a region that is widely viewed as the Silicon Valley of Canada. After emigrating to Waterloo from the United Kingdom nearly 10 years ago, I initially observed with amazement the volume of local technology business leaders lamenting the lack of available …

B2B

From chaos to calm: one year on from Swiss 'Frankenschock' | News Home | Reuters

ZURICH/LONDON (Reuters) - A year on from “Frankenschock”, when Switzerland’s central bank sent global foreign exchange markets into a frenzy by abruptly ending its cap on the Swiss franc, the currency is one of the most stable in the world.<p>Swiss 100 franc bank notes are withdrawn from an ATM in the …

Economics

U.S. interest rate hike is tough medicine for indebted Canada

Let's look at the unfortunate facts for a moment.<p>The U.S. Federal Reserve raised interest rates slightly today, because it believes an American …

Why things could soon get ugly for stock investors

<i>Scott Barlow is Globe Unlimited's in-house market strategist and a 20-year veteran of Canadian investment banks, including Merrill Lynch Canada, CIBC Wood Gundy and Macquarie Private Wealth. View more of his columns here that are available to subscribers only. For all investing content exclusive to</i> …

How can we do a Hawaii trip on a reasonable budget?

Although our limp travel dollar means you might have to reduce your beachside mai tai intake, there are ways to shave a few bucks from your vacation in Hawaii – by thinking creatively and avoiding some pricey pitfalls.<p>"Getting here, staying here and eating here are often expensive, but what you do …

New and Used Car Reviews, Car News and Prices

Let's get you back to homebase.<p>Expert reviews, car-shopping advice, features and specs, free price quotes, and more—all in our Buyer's Guide.<p>Our unbiased take on the latest vehicles of all styles.<p>Up-to-the-minute scoops and car news. If you need to know it, you'll find it here.<p>Road trips, in-depth …

Car Reviews

Public Editor: Why The Globe published photos of a drowned Syrian boy

"I am simply appalled at the front cover of The Globe and Mail," said Geneviève on Twitter. "Who publishes pictures of dead bodies nowadays? A child, at that?"<p>"This is how your newspaper will sit at our store today," said Town on Twitter, showing the newspaper on the stands with the photo turned …

Vietnam War

Alberta and Norway: Two oil powers, worlds apart

The entrance of Norway's central bank headquarters in Oslo. (Kristian Helgesen/Bloomberg)<p>As world oil production outstrips demand, China’s outlook darkens and prices plumb levels not seen since the Great Recession, energy-exporting countries around the world face a prolonged period of thinner …

Canada

The divided America that Jon Stewart leaves behind

He came in championing a sensible, non-partisan way for America. He paved the way for the exact opposite.<p>In 2004, Jon Stewart went from a somewhat …

Comedy

CMHC Increasing Mortgage Insurance Premiums For Buyers With Small Down Payments

OTTAWA - Canada Mortgage and Housing Corp. is raising mortgage insurance premiums for homebuyers with less than a 10 per cent down payment by about …

Real Estate

Opinion: How to actually invest in small-cap quality stocks

If you’re an investor, I’ve got some good news, some bad news, and two more batches of good news. Which do you want first?<p>Let’s start with the first …

Housing market hints at changes with declines in key cities

Canadian Real Estate

Opinion: Stock-market crash of 2016: The countdown begins

It’s time to start the countdown to the crash of 2016. No, this is not a prediction of a minor correction. Plan on a 50% crash.<p>Most investors don’t …

9 Ways To Fall Asleep Faster (Without Counting Sheep)

<i>By Alex Orlov for Life by DailyBurn</i><p>If you feel wide awake when your head hits the pillow at night, you're not alone. Approximately 60 million Americans report having experienced insomnia in any given year, according to the National Institute of Neurological Disorders and Stroke. Even worse, 40 …

Five condo renos that add value

For people buying new condos with the expectation of reselling only a few years from now, Leslie Richardson, a real estate agent in downtown Toronto with Property.ca Realty Inc., recommends selecting the best package of appliances and fixtures right off the bat from the builder. This goes both for …

Laurier students win case competition again – and possibly job interviews

<i>The Globe's biweekly business-school news roundup.</i><p>It is case competition season across Canada, when business students demonstrate their academic, athletic and fundraising skills to judges (and potential employers) over the course of a weekend.<p>For the Laurier School of Business and Economics, …

Time for a reality check on bank stocks: Roseman

The banks are still raising their dividends, with a one-year dividend growth rate of five to 12 per cent.<p>Has the story changed? Not if you’re a …

Zillow real estate economist hacks homebuying with 20 years of data

A new book —​ <i>Zillow Talk: The New Rules of Real Estate</i> — aims to analyze 20 years of data to bust myths and provide new insight into property …

Vancouver housing market booming as B.C. reaps gain of Alberta residents

The Vancouver region's housing market is off to a hot start for 2015 amid forecasts that Alberta's pain will be British Columbia's gain.<p>The home price index (HPI) in Greater Vancouver for single-family detached homes hit a record $1,010,000 in January, jumping 8.4 per cent from the same month in …

Canadian Real Estate

Revisionist prehistory: What was Earth like before the asteroid hit?

Plant-eating dinosaurs were in decline—long before the asteroid hit—because of climatic changes<p>Sixty-six million years ago, a 10-km-wide slab of …

How to fly on a private jet for under $150 per person

No security lines or TSA pat downs. Cushy leather seats and legroom for days. Fido curled up right next to you. The perks of flying on a private jet …

If buying a house is a financial stretch, keep saving

Toronto. Calgary. Vancouver. They're all Desperation City as far as young people trying to afford a house are concerned.<p>The theme in housing market forecasts for 2015 so far is steady pricing. Some markets will more or less be flat, while the Big Three markets could rise 3 to 4 per cent. What more …

Canadian Real Estate

Face it, Canada's housing market could fall like oil

Recent reassuring comments about the Canadian housing market remind me of similar blandishments when oil prices began to fall.<p>I wouldn't want to …

Canadian Real Estate