David Reece

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The Oil Market is Finally Hitting Its Breaking Point

Image source: Anadarko Petroleum.<p>The oil business is nothing more than a rat race. Oil companies continually have to drill new wells to offset the decline from legacy wells. If they drill too much it causes the price of crude to crash and can often result in their own demise. If they don't drill …

Home Improvements That Cost Under $1,000 and Can Make Your Home More Liveable

You don’t have to spend a lot of money upgrading your home. If you’ve got $1,000—or even less—you can revamp your home to make it more aesthetically …

Excel is the go-to tool for finance professionals and these courses can give you an expert-level understanding

<i>The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships so we may get a share of the revenue from your purchase.</i><p>Shutterstock Microsoft Excel can be one of the most powerful tools on your computer if you know how to use it. For the lay person, a …

Online Education

The Wishlist: 20 Best Christmas Gifts for the Athlete

BlenderBottle GoStak Twist n’ Lock Storage Jars<p>The BlenderBottle Storage Jars are the answers to keeping workout supplements, snacks, or shake …

Shopping

8 documentaries that will make you smarter about money

The wealthiest, most successful people continually self-educate, which is why most of them spend so much time reading.<p>If the classic finance books don't work for you, there are other ways to get smarter about money.<p>Here, we've compiled eight documentaries that will keep you entertained <i>and</i> teach you …

Success

Who will consumers choose?

Banks need to understand that they’re in an arms race. The disruptive threat posed by the proliferating number of fintech startups is right around …

Loans

Infographic: How to Choose Your First Programming Language (Based on the Life You Want)

What Is Glass-Steagall? The 82-Year-Old Banking Law That Stirred the Debate

Eight times in Tuesday night’s Democratic debate, candidates mentioned a law that Congress passed in 1933, was signed by Franklin Delano Roosevelt, and hasn’t been the law of the land in the United States for 16 years.<p>This prompts some obvious questions. What is the Glass-Steagall Act, why do the …

Bernie Sanders

Why Your Retirement Spending Estimates Are Probably Wrong

This week, I thought it would be interesting to conduct a roundtable interview with five financial planners who work with federal employees. I spoke …

Retirement

WALL STREET MONEY MANAGER: Here's How Millennials Can Start Investing Right Now

The problem is that if they don't, they'll lose their most valuable asset in the market — time.<p>That's why Patrick O'Shaughnessy, a portfolio manager at O'Shaughnessy Asset Management, wrote a book about how millennials can get over their fear and into the market. It's called Millennial Money: How …

Investing

BehindTheOverlay Chrome Extension Kills Overlay Popups

Have you ever wished you could just get rid of the annoying popup message on a site that is blocking the actual content? BehindTheOverlay is a Chrome extension that does exactly that. You can grab it directly from the Chrome Web Store.<p>If you’ve ever been bothered by a website that hides its content …

11 Financial Books Every Young Person Should Read

Those of you who are seeking investing enlightenment are not going to find much of it on the web.<p>I suggest you log off, power down your computer, and read some books. Take your time. The months you spend perusing this list will be well spent.<p>I'd recommend reading at least the first four books …

Investing

Quick Tips: Keeping up with home maintenance costs

Spending on home maintenance can be a pain, but maintaining your home is a necessity. Otherwise, you risk steadily losing value in your home and running into costlier repairs down the road.<p>In this week's Money Quick Tips video, USA TODAY contributor Regina Lewis looks at the cost of keeping up with …

Investment Manager Explains Why 99.5% Of Americans Can Never Win

<i>Beyond the charts and warnings from economists and investors, perhaps the most disturbing commentary on income inequality in America was written by an investment manager in 2011.</i><p><i>"In my view, the American dream of striking it rich is merely a well-marketed fantasy that keeps the bottom 99.5% hoping</i> …

Income Inequality

America, The Startup: How European Settlers Launched The Most Entrepreneurial Economy In The World

Starting a new business is hard.<p>Building a new industry is even harder. Especially when it's on the other side of the world.<p>For nearly a century, exploration of the Americas had been carried out under royal patronage. Whatever spoils were brought back belonged to the crown.<p>That began to change …

Startups

7 Crippling Mistakes With Form 1099 That Cost Big

It’s Form 1099 season, and companies big and small are churning them out. If you’re in business–even as a sole proprietor–you need to pay attention to issuing them or face penalties. The burden on businesses seems to grow each year. Even cost basis is now required on some Forms 1099.<p>But the real …

COLUMN-Why more Americans are putting their eggs in Roth baskets | Reuters

By Mark Miller<p>CHICAGO, Jan 21 (Reuters) - Affluent Americans are showing a growing preference for paying taxes on their retirement savings sooner rather than later.<p>Data released earlier this month by the Internal Revenue Service shows that conversions from tax-deferred individual retirement …

Seven ways to help your child get more money for college | Reuters

LOS ANGELES (Reuters) - If you know much about college financing, you probably know the basics of improving a financial aid package: Save in your own name, rather than your child’s, fill out the Free Application for Federal Student Aid as soon after January 1 as possible and look for scholarships …

The Challenge Of Being Poor At America's Richest Colleges

Shelling out $300 for one chemistry textbook. Jetting off to Budapest, Paris and Rome while studying abroad in Madrid. Grabbing a last-minute Amtrak ticket to Manhattan for a job interview during senior year.<p>For many students at America’s elite colleges, these are as much a part of university life …

How to Make a Great First Impression with Your Place | The Art of Manliness

It’s date night. You and a gal have been out a few times and tonight you’ve invited her over your place for the first time for a dinner you’re …

How to Accept a Compliment With Class | The Art of Manliness

You hand someone a gift and they eagerly tear off the wrapping paper and lift the lid on the box. But as they pick up and examine the present tucked …

Edward Snowden and the Story of American Weakness

The NSA surveillance story is evolving from one of outrage-by many Americans upon learning that their government has, to cut to the chase, been spying on them, and by many in the political establishment because a mid-level contractor has told this to the world, to one of bad comedy. The story is …

Surveillance

A Suitable Wardrobe Mid-Season Sale

<b>A Suitable Wardrobe Mid-Season Sale</b><p>One of my favorite online stores, A Suitable Wardrobe, just started their mid-season sale. There are knit ties for $40, Drake’s pocket squares for $45, and a range of Drake’s neckties starting at $56. This excitingly includes striped grenadines and tussahs (a more delicate cousin to raw silk). I picked up a brown tussah for myself, which I’m pretty sure is the same model shown here. The photos at A Suitable Wardrobe are a bit dark, so know that things listed …

This Is The Most Complete Comparison Between The Xbox One And PS4 You Will Find

Amid the chaos of the LA convention centre, Microsoft and Sony pitched their stands barely feet from each other, separated only by a sliver of carpet, a no-man's land of technological rivalry.<p>The two companies then spent three days hurling PR at each other, deafening attendees with their arsenals …

Gaming

Smart Leaders Engage Tomorrow's Workforce

I’m off to Chicago for #SHRM13 and am very excited to see everyone and for all the events. The topic most pressing on my mind today is the battle for young, emerging talent and how fierce the competition is these days in certain sectors. Companies that win it are the ones that will succeed in the …

Google asks government to reveal data on national security requests – as it happened

11.20pm BST<p>Summary<p>We're going to wrap up our <b>live blog coverage</b> for the day.<p><b>Both Google and Facebook called on the government to allow them to publish</b> …

The xx Search for Answers in Brooding ‘Fiction’ Video

The video for The XX’s new single “Fiction” finds the band deep in what looks like the American west, in a very nice modern house with a shimmering …

dutchovny:

<b>Fight Club trivia:</b> When Lou sees the Fight Club members in the basement of his restaurant, Lou punches Tyler in the stomach. When Tyler gets punched, you can see the Narrator double over slightly as if he too was punched in the stomach. A few shots later, Lou kicks Tyler in the face while he is kneeling, and in the background we see the Narrator’s head go back at the moment of impact.