dave picard

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Apple Music vs. the competition: A streaming music cheat sheet

The past few years have seen a shift from owning music to accessing as much as you want on various streaming services. Why pay $9.99 for a new album each month when you can get a firehose of content for the same price? Now Apple looks to get in on the action with its newest offering, Apple Music. …

Apple Music

Beware of These Retirement Pitfalls

Eventually, everyone would like to find themselves at a point when they can safely and securely move into retirement. Whether or not they actually …

Rethinking the 4% retirement spending rule - Encore - MarketWatch

How much can I afford to spend in retirement? For all but the wealthiest, that’s the big question.<p>For guidance, many retirees rely on the so-called …

How To Avoid Running Out Of Money In Retirement

<i>You amassed a portfolio that should tide you over in retirement. But how can you be sure? Larry R. Frank Sr., an advisor in Roseville, Calif., is an expert on figuring out how to make that precious money last. His advice:</i><p>When you retire influences your income in the golden years. Or does it? …

Retire overseas on less than $25,000 a year

This article is reprinted by permission from NextAvenue.org.<p>Growing numbers of Americans asking themselves where they might live in retirement are …

7 Retirement Expectations You're Getting All Wrong

Much of the focus on retirement planning is centered on finances. While grappling with the question of whether you can afford to stop work, little thought is given to what you will actually do with your days, if you manage it. Here are the seven biggest myths, which lead to retirement …

Seniors face retirement 'perfect storm' in 2013

An estimated 7 million Americans will reach the age of 65 by the start of 2013, and many will no doubt be thinking about retiring.<p>But even if falling off the "<b>fiscal cliff'</b> is avoided, some financial experts are warning anyone thinking about trading in their paycheck for a retirement fund next year.<p>…

Facebook Received 28,147 Government Requests in H2 2013

Facebook today revealed the number of data requests it received from various law enforcement agencies around the world in the second half of last year: 28,147. Those requests impacted a potential 38,256 accounts, according to the company.<p>Since Facebook only released its first report in August 2013, …

A new mathematical model can cut jet-lagged time in half, study says

Looking for a jet-lag cure? A new mathematical model may help you overcome jet lag faster than anyone thought possible.<p>And scientists need your help to test it out.<p>A research team from the<p>University of MichiganandYale Universityhas released a free iPhone app that loads a complex, jet-lag conquering …

TiVo update lets you set recording defaults, when it isn't creating chaos (update: fix on the way)

TiVo has been rolling out a firmware update that has given some DVR users a <i>lot</i> more than they were bargaining for. Officially, the refresh supplies Mini, Premiere and Roamio units with a very helpful page for default recording options as well as a host of bug fixes. However, that's when it's …

Portable Robot Printer Is Like A Roomba That Squirts Ink

“What is a printer?” asked Zuta Labs, then reimagined it as the Mini Mobile Robotic Printer, as small as your hand.<p>Designed by Zuta Labs and now on Kickstarter, the Mini Mobile Robotic Printer is one for the mobile age. It cleverly sheds the bulk of consumer printing by re-imagining what a printer …

5 rules for using the Internet after ‘Heartbleed’

You know the lock icon that pops up next to URLs to tell you a website will keep your information safe? It turns out it has actually left your …

Cloudflare Challenge proves 'worst case scenario' for Heartbleed is actually possible

Many already thought that the "Heartbleed" security flaw in OpenSSL could be used to steal SSL keys from a server, but now there's proof. This is important because if someone stole the private decryption key to servers used by any of the many web services that used OpenSSL, then they could spy on …

Quasar Eats Gas, Throws Up

You can’t beat a quasar for general awesomeness. When they were first discovered in the 1960s, nobody could imagine what those pinpoints of light …

Spacewatch: Planet hunting with Plato

The European Space Agency's Cosmic Vision programme for future scientific space missions was extended last week with the announcement that the Plato planet-finding probe is to be built and targeted for launch in 2024.<p>Plato, for PLAnetary Transits and Oscillations of stars, is intended to use an …

Black Widow Spiders Would Rather Not Bite You Or Beck

This week, while promoting his new album, “Morning Phase,” the great musician Beck has been doing a bunch of interviews. One line in an NPR story caught my attention: During recording sessions, Beck was bitten by a black widow spider, and wound up in the hospital. “My arm was all swollen up,” he …

Art Installation Featuring Twenty Miles of Ribbons Suspended in San Francisco’s Grace Cathedral

Nearly 20 miles of colorful ribbons are suspended from the ceiling of San Francisco’s Grace Cathedral as part of the ongoing installation “Graced …

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Spectacular Castles Built with 20,000 Pounds of Ice

This spectacular winter wonderland is a frozen labyrinth of caverns, archways, glacial formations, and tunnels in Colorado, Utah, and New Hampshire. Creator Brent Christensen began building these insane designs when he and his family first moved to Utah. A combination of artistic endeavor and cabin …

U.S. Calls Out Gay-Rights Violators Around the World

The United States is put­ting nearly 80 coun­tries on no­tice: If you take away the rights of mem­bers of the LGBT com­munity, there are …

Samsung's new Galaxy Gear watches are now open to third-party support

Accompanying the launch of the new Samsung Galaxy S5, Galaxy Gear 2, Gear Neo, and Gear Fit, Samsung has also hosted a “Developer Day” at Mobile World Congress for 500 app developers, to announce three new and updated SDKs for its range of wearable technology.<p>First up is a new SDK for the Galaxy …

Apple, If Samsung And Sony Can Make A Waterproof Phone, So Can You

Just this week Samsung revealed the Galaxy S5. It’s water-resistant. Sony also announced the Xperia Z2, the waterproof successor to the also waterproof Z1. So where’s my waterproof iPhone? The technology and demand are here. Water-resistant or waterproof, Samsung and Sony’s latest flagships are …

Amazon is reportedly working on a music-streaming service

Amazon does much more than dominate the online-shopping space. With its Prime instant video service, complete with original series and exclusives, the company has taken on Netflix -- and it looks like challenging Spotify and other music services is Amazon's next step. According to sources who spoke …

Idle No More: Japan Plans To Restart Closed Nuclear Reactors

In the wake of the nuclear disaster at the Fukushima nuclear plant three years ago, Japan's government decided to phase out nuclear power. Other governments, notably Germany's, followed Japan's lead.<p>But Wednesday, Tokyo reversed course. It issued a draft energy plan that includes restarting idled …

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