Daniel Monterroso

23 Flips | 3 Magazines | 3 Likes | 1 Follower | @danielmonte4jda | Keep up with Daniel Monterroso on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Daniel Monterroso”

Revolvers Beware: A Good Credit Score Might Not Be Enough For A Mortgage

Big changes are coming to the U.S. mortgage market. On June 25, Fannie Mae will be introducing new underwriting policies that will impact how millions of Americans qualify for a mortgage. The most meaningful change is the introduction of “trended credit data” that will punish <i>revolvers</i> and reward</i> …

Personal Finance

The 15-Minute Six Pack Shimmy

Get ready for your abs to burn and shake<p>This 15-minute abs workout from <i>Men’s Health</i> Fitness Director B.J. Gaddour has a fun name, but it’ll cause your abs to burn and shake.<p>The routine’s five movements hit every last muscle in your core, including your shoulders, obliques, rectus abdominis, hip …

Workouts

How to Get Cut Between the Shoulders and the Biceps

Definition, or cuts, between muscles is best achieved through regularly lifting weights and performing exercises that target specific muscle sets. …

Extracted

The 10 Habits of Highly Unflabby People

So you want to keep an eye on the old waistline, but you hate diets. Join the club. Rather than give you recipes for yummy quinoa-kelp granola, we suggest following these simple rules, rituals, and metabolic sleights of hand. You'll eat better, eat less, and burn calories all day long, even while …

11 things successful people do right before bed

Successful people understand that their success starts and ends with their mental and physical health, which is almost entirely dependent upon their getting enough sleep.<p>That is why good bedtime routines are a key ritual for so many of them.<p>Here's what many successful people do right before bed:

How to Lose Weight Fast by Drinking Water

If you are looking to lose weight quickly by drinking water, there are tips available to help you do it properly and effectively. Consistent water …

10 Things the Best of the Best Do Differently

Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>Something that has always fascinated me over the years is what are some of the things that the best of the best do differently than everyone else.<p>While there are many different qualities and habits that the best possess, here are 10 of …

A Complete Guide to the Care and Feeding of Your Mechanical Watch

<b>[RoyalSlider Error] Incorrect RoyalSlider ID or problem with query.</b><p>Congratulations, you bought your first mechanical watch. That makes you the …

Seven Signs Your Boss Is A Weak Manager

Dear Liz,<p>I’m a big fan of yours and a student of human behavior, like you! I am interested in your opinion on the question ‘What makes a strong leader?’ At my job, I see managers who are very on top of things and have everything under control, and others who seem to be flying by the seat of their …

3 ways small businesses can use video marketing

<i>This article is part of SWOT Team, a new series on Mashable that features insights from leaders in marketing, brand-building and public relations.</i><p>In …

How To Become A 401(k) Millionaire In Four Easy Steps

If it weren’t for the tripwires of human behavior, becoming a millionaire would be a pretty easy path to follow.<p>It’s mostly math and good habits.<p>So when I came across this piece on nowitcounts.com, a Web site for investors over 50, I saw a clear message: If you save consistently, the miracle of …

The three personal development goals successful people pursue habitually

If you Google "daily habits of successful people" you'll find almost every business-focused media outlet represented in the results. But if you're looking for a guaranteed roadmap to success, don't get excited just yet. If you read all of those articles, or even a few of them, you'll soon realize …

How To Boost Your Retirement Savings By $50,000

It can actually be simple to boost your retirement savings.<p>What if there were an easy way to increase your nest egg by $50,000, one that wasn't …

Men's Fashion, Style, Grooming, Fitness, Lifestyle, News & Politics

Editors' Picks<p>Summer is no time for laces.<p>17 Photos2 days agoView More<p>What She Said<p>Master the fine art of managing (sexy) expectations.<p>By Sophia …

Understanding Cash Flow Is Critical

The real poverty of typical families is found neither in their low income nor in costly essential expenses but rather in not understanding their own cash flow.<p>Regardless of income level, overspending causes poverty. Saving and budgeting produces wealth.<p>A person may be making millions and live on a …

Retirement

Strong, Fast, and Ripped: The Training Plan

Build an athletic body that's primed for peak performance<p>Why do you work out? Better question: Why do you <i>train</i>? Because there is a difference. After all, lots of people work out—to burn calories or relieve stress or just because they like to sweat. But athletes train. They train with the purpose of …

How To Quadruple Your Mutual Fund Returns With One Decision

Please note: Corrected investment return under “Running the Numbers” for the first example. Sorry about that, I transposed some numbers.<p>Most investors are paying way too much for actively managed mutual funds.<p>The mutual fund industry and various middlemen know this and make billions off of the …

Investing

The Most Important Question To Ask Your Financial Advisor

Whether you already have a financial advisor or are now looking to hire one, you want someone who has your best financial interest at heart. That means that when she is helping you direct your money and advising you on financial goals, she’s not just selling you products that she will be making …