CW

27 Flips | 3 Magazines | 6 Likes | 9 Following | 2 Followers | @cw9132 | Keep up with CW on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “CW”

Why your home is a worse investment than you think

<i>Corrections & Clarifications: An earlier version of this column about homes as investments left out data and used the wrong time frame in the example given. Because of those errors, the annual return on that home investment appeared smaller than it would have been</i>.<p>Are you as foolishly lavish as me? …

Real Estate

Yale/UC study finds extensive Facebook usage decreases health & happiness

A large-scale study jointly carried out by academics from Yale University and the University of California has concluded that greater than average use of Facebook decreases both mental health and happiness …<p>The <i>WSJ</i> reports that the study was a rigorous one, tracking the Facebook habits of more than …

Maintain Your Lifestyle in Retirement

<b>Updated June 2017</b><p><b>Podcast Transcript</b><p>Host: Chelle Gonzo, Director of Business Strategy, Wells Fargo Private Bank<br>Guest: Evan Anderson, Wealth Planner, …

Doing This With Your Credit Cards Could Keep You from Getting a Mortgage

Mortgage companies are happy to loan you money -- as long as they believe you will pay them back. The challenge for lenders has always been to use the tools available to them to make the best decisions about which borrowers are the safest risks. To do that, they evaluate loan applicants based on …

Managing Your Assets

An aging bull market and increased volatility make diversification an important investment consideration.<p>A new approach to your balance sheet could …

How To Generate $112K Of Retirement Income From A $500K Portfolio

Today I’m going to show you an easy way to use the S&P 500 Dividend Aristocrats—companies that have hiked their dividends for 25 straight years or more—to build a durable income stream you can retire on.<p>But before I do, there’s something I need to tell you about these 50 companies, which are …

Investing

10 Reasons You Will Never Be a Millionaire

Wealthy people usually aren't born that way. Most spend their lives amassing their fortunes by working hard, spending little, saving a lot and …

Investing

10 Retirement Mistakes Baby Boomers Are Making

In a recent post, I wrote about five financial mistakes that I’ve seen Baby Boomers make time and again. The upside? New tools are making it easier than ever to avoid these missteps.<p>But beyond the five mistakes that made it onto the original list (which are summarized in the infographic below), …

Retirement

5 Painless Ways to Lower Your Cell-Phone Bill

These tactics could help you whittle down a costly monthly expense.<p>Smartphones have become a necessity for many of us as we use them for work, to …

cellphone

The Best Personal-Finance Products, Services, Resources and Advice of 2016

Here are our top picks for investments, rewards credit cards, budget-friendly travel, cell phone plans and more.<p>Our annual roundup of top picks is a …

5 things smart people never pay full price for

Either way, there are certain things successful people simply don't pay full price for.<p>Here are some of the top things that rich people and celebrities avoid spending their money on.<p>1. Cars<p>According to Brian Davis, real estate investor with Spark Rental, successful people never pay full price for …

3 Top Vanguard Dividend ETFs

Image source: Getty Images.<p>Want high dividend yields and diversification? An ETF might be right for you. Vanguard dividend ETFs offer low fees and sound strategies that won't leave you taking unnecessary risks for higher yields.<p>Here are three of Vanguard's best dividend ETFs.<p>Data source: …

The report every home and car buyer should read

Professor Plum in The Library with The Candlestick. Perhaps like many of you, that’s what I think of when someone mentions the word Clue. Turns out …

Warren Buffett’s 15-minute retirement plan

This story is provided and presented by our sponsor<p>If Warren Buffett weren't the world's best stock picker, how would he plan for retirement?<p>Luckily for the rest of us, he's answered this question before. In an annual letter to shareholders, Buffett laid out a retirement plan that would take just …

Warren Buffett's top 3 investing tips in an expensive market

Here are three lessons from Berkshire Hathaway CEO Warren Buffett that every investor should remember when the market looks frothy.

7 Good Energy Stocks for Your Retirement Portfolio

Retirement investors should be focusing on these steady energy stocks ... because they're among the very few options you can actually depend …

15 Ways to Save on Groceries Without Clipping Coupons

You’ve seen them parked in Aisle 2 at your favorite supermarket: The extreme couponers thumbing intently through a box of coupons to get 35 cents off …

Personal Finance

6 Secrets Shoppers Need to Know About Barcodes

Barcodes have evolved to tell shoppers everything from the health risks of a product to whether it was made under ethical conditions.<p>The humble …

5 Money Habits of the Wealthy that You Should Copy

It’s been said that the rich are just like us, except they have more money. But these days we can study the habits of the wealthy with scientific …

Frugal twist on car repair: Buy auto parts for your mechanic. Four tips from a pro.

Consider buying remanufactured parts. These are parts that have been disassembled, cleaned, and adjusted to perform like new. Remanufacturers have …

The Five Essential Rules: Spending and Saving

<i>Chase is celebrating National Savings Week January 22nd through January 28th. Our series aims to provide tips and insights for saving today,</i> …

Millionaires' new challenge: they're not rich enough for private banking

JP Morgan Chase is increasing the minimum asset level for such services as big banks focus on their richest clients – and the rest of us are underserved<p>So you’ve just sold those Facebook shares that your high school buddy, Mark Zuckerberg, let you buy years before it went public, and you’ve made an …

Direct Line charged me less by phone than online as it said I was 'sensible'

I got a quote from the insurer’s website, but when I called up it was more than £100 less – complete madness<p><b>I have stumbled across a quirk in Direct Line’s car insurance calculations that your readers maybe interested in. A few days ago I got a quote on the insurer’s website for £608 per year to</b> …

What Is a Money Market Fund?

Money market funds are a place to stash your cash. Image source: Getty Images.<p>Everyone needs a place to put their savings, and money market funds provide an alternative to the bank savings accounts that investors used to use almost exclusively. Money market funds are mutual funds that hold …