én vagyok

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Don't Sign a Mortgage Until You Can Answer These 6 Questions

Image source: Getty Images.<p>Are you getting ready to take out a mortgage? Before you commit to a loan you'll pay for the next three decades or so, make sure you know exactly what you're getting into.<p>Homeowners who don't understand their mortgages could get into big financial trouble, but you can …

The only six rules of frugal living you need to know

As a lifestyle, frugality doesn't need to be complicated. Here are the only six rules of frugal living you need to know.<p>We humans have a knack for …

6 Ways Life Is Better When You Have No Debt

For one thing, you'll be a lot less stressed out.<p>Some people think debt is the norm rather than the exception. To each his own. Just know that this …

Personal Finance

5 Home Upgrades That Won’t Add Enough Value

Do you really need that swimming pool?<p>If you’re hoping to increase your home’s value (above and beyond the cost of an upgrade itself), you should …

Real Estate

6 reasons spending money to impress other people is a pointless waste

While this pressure is sometimes internal, teenagers are known for shaming each other into conforming to social norms. And as we all know, young adults can be absolutely brutal in how they treat each other - not only those who are different, but even those who try really hard to fit in.<p>Sadly, …

A woman who wiped out almost $24,000 of debt in 15 months shares the 3 things that helped her do it

In 2009, Anna Newell Jones had $23,605 in credit card and student loan debt that she just couldn't figure out how to pay off.<p>"Money came in and was gone before I knew it. There was nothing left to pay off the giant pile of debt that was haunting me at all times. I was hopeless and out of options," …

Peer-to-peer lending: everything you need to know about the leading websites

Peer-to-peer lending websites such as Zopa, Ratesetter and Funding Circle can earn savers more than 7pc on their cash. However, these attractive returns come with risks.<p>Here we look at what peer-to-peer lending is, how some of the biggest companies operate, their current interest and default rates …

5 Exceptional Ways to Teach Your Kids About Money Management

This post appeared first on The Savvy Scot<p>Although we value education, we almost never teach our kids about financial education. This can often lead them to make money mistakes in the future that can become burdensome for both you and your family. When your child finishes university and he starts …

Ask Yourself These 5 Questions Before Buying a Home

Buying a home is a major financial decision. The National Association of Realtors reported that in November 2015, the median sales price of existing …

10 Red Flags That Signal You’re in Big Financial Trouble

People routinely ignore the warning signs that their financial situation is about to collapse.<p>One of my favorite television shows is National …

Personal Finance

The Entire Investment Advice Industry Is a Sham

If you pay an individual or a big company to invest your money for you, you should be aware of the fact that there is an <i>extremely convincing</i> case …

Investing

9 successful people share the smartest thing they've ever done with their money

"Successful people look at other successful people as a means to motivate themselves," writes T. Harv Eker in "Secrets of the Millionaire Mind." "They see other successful people as models to learn from. They say to themselves, 'If they can do it, I can do it.'"<p>Business Insider asked several …

Financial planners share their best advice for saving money

Saving money is one of the most important steps people can take to bolster their financial security and plan for the future. But it's not as simple as it might seem because there are many ways to go about it.<p>A tried-and-true savings plan doesn't have to be a challenge when you've got the right …

Too many people are pretending to be rich

His mother- and father-in-law are in their early seventies and have virtually nothing put away for retirement. Before too long, they're going to be unable to work, and because his spouse is an only child, his in-laws are expecting that Tim's family will take them in.<p>On the other hand, Tim's parents …

Don't Get Ripped Off

About 140 years ago, a Philadelphia retailer named John Wanamaker figured his customers and salesmen had better things to do than haggle, so he …

10 Personal Finance Rules To Live By

<b>The clue is in the name. Personal finance is personal. The right answer (even if there is one) will be different for everyone. However, it’s good to</b> …

A financial planner says there's something everyone should do before trying to get rich

That's why we like insight into how rich people get to where they are, from the actions they take to the habits they foster to the strategies regular people use to become millionaires.<p>However, says certified financial planner Jeff Rose, founder of Alliance Wealth Management, there's something …

7 Habits You Must Build To Be Wealthy

So, you want to be wealthy? That is definitely on the agenda for you. And yet, you are not quite there, are you? And you keep wondering when your …

21 ways rich people think differently than the average person

That's what Napoleon Hill preached in his bestselling 1937 book "Think and Grow Rich," the culmination of his intensive study of more than 500 self-made millionaires.<p>Self-made millionaire Steve Siebold, who has interviewed 1,200 of the world's wealthiest people during the past three decades, …

$20 Hotel Wifi--And Other Ways Money Destroys The Customer Experience

In his comedy, “The Dictator,” Sacha Baron Cohen, best known for his roles as Borat and as Da Ali G, plays a Middle Eastern tyrant modeled on Saddam Hussein. Arriving in New York and checking in at a sumptuous Five Star hotel (which he has paid untold amounts to have furnished to his …

We'll all pay for the huge mistakes we're making in the UK housing market

On the face of it, rising house prices coupled with people being able to get a mortgage at low rates feels like a fantastic place to be. Especially after the pain of the 2008 market collapse.<p>But that's a myopic view, because any rise in interest rates will place a significant strain on homeowners' …

5 pieces of money advice financial professionals would give their younger selves

If you could go back in time and give yourself some advice, what would be it?<p>That was the question put to finance professionals Jennifer Landon and Charlie Harriman.<p>Landon founded Journey Financial Services in Idaho Falls, Idaho, and took a straight path into the world of finance. She began working …

Overcoming a basic psychological barrier could be the difference between earning just enough and getting rich

"The biggest thing holding back most people from striking it big are their thoughts, beliefs and philosophies about money," writes self-made millionaire and author of "How Rich People Think," Steve Siebold.<p>Certified financial planner Douglas Obey echoes this belief in his book, "Money & The Human …

12 things to teach your kids about money before age 12

Although some financial topics might seem challenging, you might be surprised what your children can absorb.<p>From about age five, children can understand saving and spending, and as they get older they can learn more about budgeting and even investing.<p>To give you some examples, here are 12 money …

Financial planners share the smartest decisions they've seen clients make with their money

Financial planners see it all.<p>Not only do they get an inside look into their clients' spending, saving, earnings, and investments, but they can see past the numbers to the people behind them: their clients' ambitions, fears, priorities ... and decisions.<p>Below, six certified financial planners …

When saving money becomes an irrational obsession

We've all heard stories about people who can't control their spending. They dig themselves into debt, splurge on fancy cars, clothes and vacations and generally behave like irresponsible children when it comes to money.<p>But we don't hear nearly as much about people with the opposite problem: They …

Husband is hoarding money and jeopardizing relationship

DEBT SCARES MAN TO THE BANK Believe it or not there are people who have money hoarding tendencies because a fear of living without cash can push …

10 Common Money Mistakes People Make In Their 20s

Managing your finances can be difficult, especially in your 20s; check out 10 common money mistakes people make in their 20s and how to avoid them.