cmteodor

2,362 Flips | 25 Magazines | 24 Likes | 26 Following | 110 Followers | @cmteodor | Keep up with cmteodor on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “cmteodor”

8 Ways You Can Quit Paying Your Student Loans (Legally)

Because faking your own death is not an option.<p>More than 40 million Americans have student loan debt. Of those borrowers, 5.6 million owe more than $50,000. That kind of crushing five-figure debt can take a real financial and mental toll.<p>If you fantasize about running off to a foreign country or …

Personal Finance

Improve Your Conversion Rate and Increase Revenue With These User Experience Design Essentials

Don't deter your customers with a poor website design.<p>6 min read<p>Did you know that 88 percent of consumers are unlikely to return to a website after one bad experience?<p>It's a staggering statistic, but it certainly says something about the importance of user experience in website design.<p>User …

UX Design

10 skills you already have that can reinvent your career

These hiring managers and recruiters say you already have a lot of talents you could take to different industries.<p>If you’re restless in your career, but worried you don’t have what it takes to land something different, it’s time for an adjustment — in your thinking. You may not realize it, but you …

Project Management

How Best To Position Your Company To Rank Well on Google

We can talk about playing the Google game, but we all know it’s more serious than that. Google rankings matter … a lot. And while Google will never reveal all of its secret algorithm, those of us in the know can help you stay on top of best Google practices both now and in the future. For over 18 …

SEO

Morgan Stanley Says a Shipping Revolution Has Oil Headed for $90

Forget Iran and OPEC -- there’s another issue that will keep oil prices supported for the next two years, according to Morgan Stanley.<p>Brent crude …

Oil

Low-code platforms: A cheat sheet

Businesses that can't hire developers can still create apps using low-code platforms. Here is everything you need to know about how low-code …

Computer Science

What to Do Right Away After Inheriting Money

The first thing to do is absolutely nothing.<p>Turns out, grandma was hoarding millions.<p>Or grandpa. Or maybe your old ex who forgot to update their will, or your aunt who you had a close relationship with, or you’re a participant in any number of scenarios where huge inheritances suddenly come out of …

Personal Finance

How much the average person in 40 different countries takes home after taxes

The salary you negotiate isn't the amount you end up receiving in your paychecks. The primary reason: taxes.<p>It is well known that every country has a different corporate tax rate, but each one also has different tax rates for individuals. CapRelo published a study on tax rates and take home …

Employment

How to Steal Your Competitor’s Featured Snippets For Better Rankings

You’ve probably worked pretty hard to boost rankings on search engine results pages.You’ve done all of the SEO you can imagine, and you’ve followed …

Top 10

5 tips to dominate local SEO

Too often, entrepreneurs leave money on the table (and customers in the dark) by failing to drive traffic to their business.<p>Small-business owners …

Small Business

11 Essential HR Metrics That Every Organization Should Know

These metrics are key indicators of how well you're managing your human capital.<p>Although human resource departments don't generate revenue, HR does manage your organization's best competitive advantage -- its people.<p>It also can track key metrics that provide vital insights to help you make better …

Human Resources

How Many Investors Should You Talk to in a VC Fund Raise? And How Do You Prioritize?

This is part of a series of advice for founders who need to raise money from venture capitalists. The first in the series is “Lemons Ripen Early,” …

Venture Capital

7 Jaw-Dropping Marijuana Statistics You Have to See to Believe

A newly released report projects robust growth for the cannabis industry over the next five years.<p>The marijuana industry is growing like a weed, and …

Cannabis

Better Brainstorming

Description<p>Publication Date: <b>March 01, 2018</b><p>Great innovators have long known that the secret to unlocking a better answer is to ask a better question. Applying that insight to brainstorming exercises can vastly improve the search for new ideas--especially when a team is feeling stuck. Brainstorming …

Brainstorming

20 Classic Hungarian Recipes You Need to Try

Hungarian cuisine uses native ingredients in delicious ways. Here are the best-loved Hungarian recipes that would make any nagyanya (grandma) …

Cooking

Stanford Decision Engineer Shares 5 Mistakes People Make When Facing Hard Choices

Stanford Engineer, Michelle Florendo, shares five key insights about the decision-making process based on her training in decision analysis and engineering.<p>Have you ever been paralyzed by a decision, worried you won't make the right choice, or want to feel better about making a decision?<p>Michelle …

Management

ServiceNow chatbot builder helps automate common service requests

When it comes to making requests inside a company for new equipment or to learn about HR policies, it can be a frustrating experience for both sides of the equation. HR and IT are probably tired of answering the same questions. Employees are tired of calling a help desk for routine inquiries and …

Chatbots

Boost Your Digital Marketing Skills in 10 Weeks

<b>LEARN HOW YOU CAN RISE UP IN TODAY'S DIGITAL WORLD!</b><p><b>Join reputable digital marketing course provider, The Left Bank, for an engaging free session to</b> …

Marketing

How To Write The Perfect Headline For Your LinkedIn Profile

I spend a lot of time helping people improve their LinkedIn profile and align it with their real-world brand. And I’m often asked for examples of profiles that do the best job of showcasing their creator. Although there are very few profiles where every element is exemplary, I’ve seen many examples …

Employment

How Much You Should Pay Your Babysitter in 2018, Based on Where You Live

To learn the going rate of babysitters these days, your best bet is to ask other parents in your neighborhood. Still, it’s good to have a general …

Babysitter

Should You Use Your 401(k) or IRA As a Down Payment on a House?

Most homebuyers can’t afford to pay cash for the total value of their home.<p>For many investors, 401(k) plans and individual retirement accounts …

Retirement

The 20 most interesting business school classes in the world, with links to their syllabi

Asked to make a list of things that feel “ripped from the headlines,” you might include episodes of television’s <i>Law & Order</i> or videos by rappers like Childish Gambino.<p>Increasingly, university syllabi also belong in that company—and according to the Aspen Institute, a US-based global think tank …

Business School

These 4 Marijuana Stocks Are Sitting on Nearly $1 Billion in Combined Cash

These "healthy" balance sheets come at a price.<p>In less than a month, Canada's Senate will be making a game-changing decision that'll affect the legal …

Investing

I retired at 34, moved to Scotland and now travel around the world — here's how I spend my savings

I've been saving money my entire life.<p>For the first five to seven years of my career, I wasn't saving for anything in particular. I was just saving because I wanted a portfolio. Then I learned about financial independence, and I was like, 'This is perfect. This is what I'm saving for.'<p>Now, since …

Personal Finance

Elon Musk Cut the Gordian Knot of Corporate Spending

With a single stroke of genius, Musk solved one of the world's most intractable management problems.<p>Elon Musk keeps hitting it out of the ballpark... not as a technology but as a people-savvy manager. Last month, Musk gave the world's best productivity advice in a single, short sentence and last …

Magic

How to Pay Zero Taxes Legally in Retirement

And when you pay zero taxes, you shouldn't be doing it the way most people do it -- which is by being broke.<p>5 min read<p>Are you gambling your retirement savings on the idea that your taxes will be lower when you retire? If so, I’ve got some bad news. If you have your retirement savings in a …

Retirement

Scientists Find Another Possible Explanation for Why Hair Goes Gray

Scientists think they’ve stumbled upon a newly discovered mechanism that could explain why some people’s hair turns gray and others become afflicted …

Immune System

Future sailors: what will ships look like in 30 years?

With a target to halve its huge carbon footprint, the race is on to find new technologies to green the world’s shipping fleet<p>Watch out for the return of the sailing ship.<p>After a commitment last month to cut greenhouse gas emissions from shipping by at least 50% by 2050, the race is on to find new …

Shipping

Here's Clinton St Baking Co.'s Apple Pie Recipe. You're Welcome

Who does an apple pie better than the Americans? No one. That's who. We've got our hands on the recipe for New York-based Clinton St Baking Co.'s recipe. You can thank us later.<p>Apple Pie<p>Clinton St Baking Co.<p>Ingredients<p>FOR THE FILLING:<br>• 850g Green apples<br>• 2g Ginger powder<br>• 2g Nutmeg<br>• 2g Cinnamon powder<br>• 4g …

Baking

Not Everybody’s Buying the Saudi Story, Even as Money Gushes In

While tens of billions of dollars gush into Saudi Arabia on a potential MSCI Inc. upgrade to emerging-market status, it will take more to keep …

Stock Markets