chrisrobin62

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Why You Need a Self-Directed IRA

If you want to go beyond the ordinary with your investing, a self-directed IRA is just the ticket -- if you're careful.<p>Most investors save for …

5 Surprising Things You Can Buy in a Self-Directed IRA

Think IRAs are all about stocks, bonds, and mutual funds? Think again.<p>A self-directed IRA is a form of individual retirement account that is designed …

Financial Samurai Passive Income Portfolio Update 2018

Ever since landing my first job post college in 1999, I’ve been determined to build enough passive income in order to not have a job. A future that …

Real Estate

Rich business owners are using pension plans to stash money and get a tax break

There’s one area where the traditional pension plan is getting new life: as a tax dodge for wealthy business owners.<p>Pensions, also known as defined-benefit plans, can be used by doctors, law partners and wealth managers to stash hundreds of thousands of dollars in income a year. By doing so, …

The fear of running out of money in retirement is overblown

One of my biggest concerns about early retirement was running out of money. What if there was another massive correction in the stock market? What if …

Trade Properties To Keep The Taxman At Bay

If you ever traded baseball cards with a friend when you were a kid, you're already familiar with the basic principle of a "like-kind exchange". …

Data Center - Redfin Real-Time Housing Market Data

• Median sale price<br>• Average sale-to-list difference<br>• Median price per square foot<br>• % of homes that sold above list price<br>• % of homes that had a price drop

Consider Home Swap In Tough Real Estate Market

After spending two years trying to sell her Florida home, Pam Farley decided it was time for a new strategy. She quit looking for a buyer and went …

12 ways to blow your home sale

Thinking about selling your house this year? Then you need to know what not to do.<p>If you are thinking of selling your home, now is a great moment. …

Texas Bankruptcy Exemptions

September 25, 2017<p>If you’re filing for bankruptcy in Texas, the Texas bankruptcy exemptions can help you protect your property—and a lot of it. After …

6 Social Security myths that could make or break your retirement planning

If you're like many retirees, your Social Security checks will account for a large portion of your retirement income.<p>But how well you understand the …

Ten Ways to Invest Tax Free

For the moment, taxes on portfolios are modest. The federal rate is 15% on most dividends and on long-term capital gains. Come 2013, though, the rates shoot up.<p>Without a law change, the maximum federal tax on interest, dividends and short-term gains will go to 44.6%. That consists of a 39.6% stated …

A Tax-Friendly Way to Get Income for Life

You can use money in a traditional IRA to buy a deferred-income annuity — a move that can delay taxes and guarantee lifetime income.<p>Q<p><i>I heard that you</i> …

Retirement

Will you receive an Obamacare premium subsidy?

Will you qualify for an Obamacare premium subsidy?<p>Your subsidy eligibility depends on your income: 100-400 percent of poverty<br>• But it also depends on …

2018 Federal Poverty Guidelines / Federal Poverty Levels

The Maximum Income for Getting Obamacare Subsidies

The costs of insurance on the health insurance marketplace can run surprisingly high, and they tend to get higher each year. To ease the pain, the …

You Don’t Need Earnings to Contribute to a Health Savings Account

Earned income isn’t a requirement to save in an HSA, but you do need an eligible high-deductible health insurance policy and you can’t be enrolled in …

LA Considers Ambitious Proposal To Provide Housing For Every Homeless Person

<b>LOS ANGELES (CBSLA)</b> – The Los Angeles City Council Friday is considering a motion that would enact a plan to provide housing for every transient in …

Books with Impact: Early Retirement Extreme

<i>The “Books with Impact” series takes a deeper look at specific books that have had a profound impact on my financial, professional, and personal</i> …

The Most Motivating Financial Chart I’ve Ever Seen

While perusing the financial blogosphere on a lazy Sunday, I came across a unique chart called “The Early Retirement Grid.”The grid’s main purpose is …

David Byrne on Traveling the World by Bicycle—and Getting Lost

The former Talking Heads frontman, who’s touring the world for his album ’American Utopia,’ on his penchant for two-wheeled exploration, losing his way in a Swedish forest and his devotion to leftovers<p>THIS SPRING and summer, you may notice a familiar-looking figure pedaling along your local cycling …

New Albums

Fitbit Did What You Wanted and Basically Made a Pebble

I haven’t asked for a lot from Fitbit over the years. Really only one thing. I would like another Pebble—a gorgeous smartwatch that lasts for days, …

Batteries

Why you should give money directly and unconditionally to homeless people

Who are you to judge what they do with that cash?<p>Give your cash directly and unconditionally to homeless people.<p>Don’t just buy them a sandwich from …

A Homeless Man's Truck Is His Home, Judge Rules In Seattle

In a case that may have a significant implications for Seattle's fast-growing homeless population, a King County Superior Court judge ruled on Friday that the pickup truck a man was living in was his home.<p>The case concerns a 57-year-old man named Steven Long, whose pickup was impounded because it …

The Design Bible That Changed How Americans Bike in Cities

A movement has brought safer bicycle lanes to the United States. But it took a manual to spread them.<p>When I first started working in New York, in 2007, bicycling seemed like an activity best left to the pros. One of the city’s stock characters was the fearless bicycle messenger, wearing a heavy …

'Castaways' in motor homes feel stranded on society's fringe

In 1979, the recreational vehicle manufacturer Winnebago proudly touted its latest models in glossy magazines with splashy full-page ads proclaiming their coaches to be “A Condominium That Goes Places at About Half the Going Price.”<p>Today, many old and battered Winnebagos number among the thousands …

Glenn A. Black Laboratory of Archaeology salvaging endangered data

From this dig and others, the lab has acquired more than 12,000 archaeological collections composed of nearly 5 million artifacts, 30,000 historical …

Archaeology

Equifax Breach Fallout: Your Salary History

In May, KrebsOnSecurity broke a story about lax security at a payroll division of big-three credit bureau <b>Equifax</b> that let identity thieves access …

Some Seattle homeless people raise thousands of dollars online, while others collect nothing

Amanda Richer turned on the video camera of her cracked, old Samsung and started sharing.<p>It was September, and Richer, streaming on Facebook Live, …

Homelessness

Americans View Weed As Less Dangerous Than Sugar

Diabetes is a killer. Same with cirrhosis, lung cancer, and emphysema. Know what’s not deadly? Being happy, hungry, and, at some point, sleepy. …