Picks - Personal Finance

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The Best Money Advice When You Don’t Have Any Money

Getting advice about what to do with your money, when you don't actually have very much, might be fun — like playing a game of Monopoly. On the other hand, it could also feel soul-wrenching, like watching an episode of <i>Black Mirror</i> that hits too close to home.<p>But if you don't have a lot of money to …

Money

These Are the Striking Similarities Between Trading and Gambling

<i>"The market is a no-called-strike game. You don't have to swing at everything - you can wait for your pitch. The problem when you're a money manager</i> …

Trading

How To Save Money No Matter How Crappy Your Paycheck Is

You won’t be able to save a penny if you don’t ruthlessly chart your cash flow first. Grab a pen and paper and let’s do this.<p>You’d love to save money, but with that anemic paycheck of yours, it seems impossible. Chances are it isn’t, but it will continue to seem that way as long as you don’t know …

Money

5 signs you're ready to stop renting and buy a home

There's a lot of conflicting advice about whether it's smarter to rent or buy. Some say renting is like throwing money down the drain when you could be building equity in your own home. Others argue there are better ways to invest your cash, and you're giving up valuable flexibility.<p>"We typically …

Real Estate

This Is a Financial Expert's Response to "I Can't Afford to Save Money"

It's easy to get swept up in the vicious cycle of living paycheck to paycheck. Maybe it started when you accepted an underpaying job that you hoped …

Money

3 Budgeting Habits Used by the Truly Wealthy

Budgeting is like dieting, when it’s too strict it quickly falls apart. Fortunately there are simple ways to get around the challenges linked to …

Budgeting

11 Things Every Woman Needs to Know About Credit Cards

For one, that store credit card might not be the best deal.<p>If you grew up during the most recent recession, the thought of even getting a credit card can seem intimidating. Coming of age—or even trying to start a career—during a time of economic uncertainty can make you want to squirrel all your …

Personal Finance

One surprising way millennials and baby boomers disagree about financial independence

Imagine extraterrestrials landed on Earth and knew nothing about young people beyond what could be gleaned from millennial-shaming stories on the …

Personal Finance

For First Time, Bitcoin Accounts for Less Than Half Of Market Cap Of All Cryptocurrencies

For the first time, Bitcoin’s market capitalization as a percentage of all cryptocurrencies has dropped to below 50%.<p>It is a symbolic turning point for the first cryptocurrency, which for a long time accounted for more than 90% of the value of all blockchain-based assets combined, particularly …

Bitcoin

50 things to stop wasting your money on

It's no surprise people waste a lot of their money. But there are plenty of ways to save on everyday costs, from bank fees to your favorite morning beverages. If you're looking for ways to trim your expenses, here's a list of 50 common money-wasters you may want to ditch.

Money

How to get rich renting instead of buying a home

In an earlier post, I assessed home ownership from an investment perspective and found that homes are terrible investments that barely keep pace with inflation.<p>This poor investment, however, does force the average American to save the money they’d otherwise spend.<p>The result? The median net worth of …

Real Estate

8 things that set truly confident people apart

Successful people often exude confidence — it’s obvious that they believe in themselves and what they’re doing. It isn’t their success that makes …

Self-improvement

What if Bitcoin falls?

The red, white, and yellow lines are covered in the video. To recap, every time the price breaks a line, it continues to surge until it finds an …

Bitcoin

The Top 5 Personal Finance Rules For Millennial Entrepreneurs

People work at the ‘coworking’ space Cove on February 10, 2016 in Washington, DC. BRENDAN SMIALOWSKI/AFP/Getty Images)<p>Millennials have redefined the meaning of work as we break away from the corporate trends of generations past. In fact, a 2015 Deloitte report found that 54% of Millennials had …

Entrepreneurship

The 10 Best Part-Time Jobs for Seniors

One in five workers over the age of 60 say they don’t think they’ll ever be able to retire, according to a CareerBuilder survey. Half say they’ll …

Virtual Assistants

Get Your Millennials Off Your Payroll

As I hand over another hundred dollar bill to each of my twenty-something-year-old daughters, I wonder, am I enabling or supporting them? And am I the only Gen-X parent consistently shelling out for health insurance, car insurance, cell phones and general overhead? I posed the question to the …

Millennials

19 Hacks That Will Help You Save Money

Small steps lead to big savings.<p>Posted on May 10, 2017, 04:34 GMT<p>We asked the members of BuzzFeed Community to share with us their best saving tips and hacks. Here are some of the ways you can save a buck.<p>Getty / BuzzFeed<p>1.<p>"<b>Making a grocery list and planning meals</b>. We give ourselves a certain …

Frugal Living

4 reasons why bitcoin keeps hitting new highs

The price of the digital currency bitcoin is up 50% in the past month and 300% in the past year. It hits a new all-time high every few days. At the …

Bitcoin

Find Your Leadership Style With This Flowchart [Infographic]

Image: Getty Images<p>If you ever have to step up and manage people, it can be pretty difficult to figure out the best way to do it in a way that both …

Lifehacks

4 Gmail tricks I use to manage thousands of emails in under an hour

Today, I want to share a quick thing that immediately added hours back to my day: Changing how I wrote and responded to emails.<p>I used to spend hours managing emails.<p>I had to schedule meetings, follow up with team members, network with interesting people, and taunt the trolls who emailed me.<p>It got …

Lifehacks

Warren Buffett Says That 99% Of Investors Should Not Even Try To Beat The Market

<b>Is he right about that? Or is he overstating the case?</b><p>In a recent Yahoo!Finance interview, Warren Buffett said that 99% of investors should not even …

Why Leaving the Company I Founded Was the Biggest Mistake I Ever Made

The entrepreneur's "big exit" dream is nothing like start up myths suggest.<p>It's a big part of entrepreneurial folklore -- you start a company, you grow it, and if you are lucky, you sell out and ride off into the sunset rich and happy. But, stop the movie. Rewind. From my experience, it doesn't …

Entrepreneurship

5 Things I Had to Give Up To be Successful

• If you want to become a doctor, you give up most of your early 20’s and about 10 years of your life for school and training. One of my best friends …

Startups (India)

I Cut My Food Budget By 80% For 30 Days. Here's What I Learned

Image Credit: Pixabay<p>I am on a mission. A mission to free myself from over consumption. A mission to simplify my life.<p><i>A mission to put my happiness above all else.</i><p>In the past 12 months, I have rid my life of many things in the search for happiness. I left my steady, sensible, well paid job to chase …

Minimalism

A salary guide for your 20s, 30s, and 40s

When we’re younger, we probably think that we’ll make more money when we’re older. Job seniority comes with promotions — and raises — right?<p>As it turns out, your money arc is shorter than you think. According to an analysis from PayScale.com, women’s pay peaks at age 39, and, according to their …

Retirement

What Is The Best Way To Think Of A Successful Startup Idea?

<i>This question originally appeared on Quora. Answer by Yair Weinberger.</i><p>There is no such thing as "idea" for a start-up, at least not in the sense that …

Startups

AI-powered trading raises new questions

Data indicates that about 55 percent of Americans are invested in the stock market through direct ownership of shares, stock mutual fund holdings, or retirement accounts. That figure jumps to 88 percent for households with income greater than $75,000. When it comes to handling their investments, …

Artificial Intelligence

55 Freelance Businesses You Can Start For Free Tomorrow Morning

Thinking about becoming a freelancer? You’re not alone.<p>Many people around the world are sidestepping their fears, ditching the 9-to-5 lifestyle, and setting out to make money on their own off of their skills and passions. Now’s the perfect time to do so – the demand for creative freelancers has …

Freelancing

2 Highly Unconventional Tips to Help You Save Money and Invest More Wisely

Don't buy a house and don't send your kids to college.<p><i>What are the most useful money investment and saving tricks? originally appeared on Quora - the place to gain and share knowledge, empowering people to learn from others and better understand the world.</i><p><b>Answer by James Altucher, Author,</b> …

Money