Picks - Personal Finance

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Forget 'Type A' — if you want to be successful, look at people who are 'Type R'

• <b>'Type R' is a new alternative to 'Type A' and 'Type B' people.</b>• <b><br>It describes those who are resilient — people who can accept change, failure, and disruption.</b>• <b><br>They see challenge as opportunity and can reframe less-than-idea situations into a constructive perspective.</b><p>When life throws you a curveball—a …

Self-improvement

Researchers finds that one person likely drove Bitcoin from $150 to $1,000

Researchers Neil Gandal, JT Hamrick, Tyler Moore, and Tali Oberman have written a fascinating paper on Bitcoin price manipulation. Entitled “Price Manipulation in the Bitcoin Ecosystem” and appearing in the recent issue of the Journal of Monetary Economics the paper describes to what degree the …

Cryptocurrency

A man who retired at 34 shares a spreadsheet that helped him get there

Tab 1: Balances<p>Balances is the finances-at-a-glance tab.<p>Brandon uses the website Personal Capital to track his spending and saving, and inputs those …

Retirement

Geniuses aren't born, they're made — and 3 of their daily habits can make you smarter

• <b>We often use genius to imply someone was born great.</b>• <b><br>Natural talent exists, but most people we consider geniuses still worked daily and put in considerable effort.</b>• <b><br>Reflecting for 10 minutes, reading for 20, and focusing for 30 minutes a day can help you get smarter at anything — even if you weren't</b> …

Creativity

Why More One-Person Businesses Are Breaking $1 Million Dollars In Revenue

The number of solo entrepreneurs and partnerships hitting seven-figures rose 33 percent since 2011.<p>[Adapted essay from <i>The Million-Dollar, One-Person Business</i>]<p>When Katherine Krug raised $1.2 million on Kickstarter to manufacture BetterBack, a posture-support device she created after developing …

Entrepreneurship

Bitcoin: Don’t Say You Weren’t Warned

Leading financial figures across the world have issued a series of sober warnings about Bitcoin.<p>Bitcoin's meteoric rise has been the #1 financial …

Bitcoin

A 7-day guide to getting richer, fitter, and happier

We recently published a guide to changing your life — overhauling your habits and replacing them with better ones — in 31 days.<p>But 31 days is a long time. If you need (or want) to see a change sooner, we've got you covered.<p>Below, you'll find a seven-day guide to earning, exercising, and smiling …

Sheryl Sandberg

The 10 Richest People of All Time

A comparison of wealth across history<p>Who had more money, John D. Rockefeller or Genghis Khan? It’s a simple question with a very difficult …

Genghis Khan

The 20 highest-paying job skills for freelancers

• <b>There's a surge of freelance workers at the beginning of every new year.</b>• <b><br>The more specialized your skills are, the more money you can make.</b>• <b><br>Technology skills, including an expertise in artificial intelligence, programming, and cloud computing, have the highest hourly pay.</b><p>Freelancing is more lucrative …

Careers

What happened when I tried to teach Harvard undergrads about inequality and poverty

I checked the syllabus for the next topic in the undergraduate economics class I teach at Harvard, and I lit up. I was going to cover inequality and poverty in the US and across the world.<p>After a few dry lectures on market demand and supply and drawing graphs to understand taxes and subsidies, I …

Education

I Bet My Bitcoin Like a Gambler, and It Made Me Scared for the Future

I haphazardly dove into the world of bitcoin cloud mining to see if I could grind a profit.<p>I bought a little under one bitcoin (about 0.85 BTC) cheap, once; “cheap” by today’s standards, anyway. It cost around $400 USD, from what I remember. For two years it sat in a wallet as I waited for my big …

Cryptocurrency

Want to Work From Home? Here's the Best Advice From 3,000 People Who Are Doing It Right

Houzz polled its members and asked people who work from home for their best advice. Here's their collective wisdom.<p>Roughly 43 percent of Americans work from home at least some of the time; a fifth of us work from home primarily. Despite some companies recalling employees to the office, the overall …

The Workplace

Want to Be a Better Leader This Year? Start With This 1 Rare Habit

In 1970, Robert K. Greenleaf wrote a classic that has stood the test of time. One of the practices in his book defines the best leaders today.<p>In Robert K. Greenleaf's classic 1970 essay, <i>The Servant as Leader</i>, he recorded his personal observations over the course of 38 years (while employed at AT&T) …

Leadership

How to Figure Out What Your Side Hustle Should Be

A staggering 55 million people — more than 35% of the U.S. workforce — are now freelancers or contractors, and that number is projected to rise to 43% by 2020. About 44 million people report having some kind of side hustle, and of those who do, 36% say they earn more than $500 a month from it. …

Entrepreneurship

23 Horrifying Things That Have Actually Happened To Women At Work

"My boss told me that to keep my job I needed to start putting Vaseline on my teeth for a beauty queen smile."<p>"I worked at a veterinary office in my early twenties, and I didn’t wear much makeup. <b>My boss told me that to keep my job I needed to start putting Vaseline on my teeth for a beauty queen</b> …

Careers

Which Professional Skills Should You Develop in 2018? The World Economic Says These 10 Will be Most Needed by 2020

They surveyed 350 executives across 9 industries in 15 of the world's biggest economies ... and the answers may surprise you.<p>Professional development: it's not always clear what to focus on. Should you go to a coding bootcamp? Invest in a social media marketing course? Attend a communications …

Careers

Digital residency pays off big for Estonia

Estonia is expected to get a 100-to-one-euro return on investment for its e-Residency program, which lets anybody start a business from afar. It is …

Vitalik Buterin

25 high-paying jobs for shy people

<b>• Shy people can thrive in certain occupations and work environments.</b><p><b>• Business Insider scoured Occupational Information Network (O*NET to find out what jobs are a great fit for shy people.</b><p><b>• Many of the jobs we found are in the field of science.</b><p>Shy people are often at risk of getting shouted over …

Careers

18 Tech Predictions for 2018

First off, artificial intelligence is just going to keep getting bigger.<p>Predicting the future is hardly a precise science, but it's possible to identify macro trends by paying close attention to what's happening in an industry. Here's what a handful of entrepreneurs, founders and executives see …

Artificial Intelligence

Work Smarter, Not Harder: 10 Ways To Be More Effective At Work

We are creatures of habit, and so are our brains. When we establish routines, we can carry out tasks faster since we don't have to 'think' about the task<p>Regardless of your job or industry, there aren't always enough hours in the day to get everything done. As a result, you constantly feel like …

Productivity

The 5 Online Businesses That Anyone Can Start

Each of these business models required different types of resources, skillsets, and experiences.<p><i>I want to start any kind of online business that generates a monthly cashflow. What's the correct way to start? originally appeared on Quora: the place to gain and share knowledge, empowering people to</i> …

Quora

A man who studied rich people for 5 years found there are 3 aspects of etiquette they never shirk

Your parents may have been onto something when they stuck you in middle school cotillion class.<p>It turns out, the wealthiest, most successful people …

Etiquette

'Heed these words of warning:' Ethereum founder threatens to leave if the crypto community doesn't grow up

• <b>Ethereum's founder is fed up with the immaturity of the cryptocurrency community.</b>• <b><br>He threatened on Twitter Wednesday that he would leave if folks in the space don't get their act together.</b><p>Vitalik Buterin, the founder of Ethereum, thinks crypto is heading in the wrong direction.<p>The 23-year-old took …

Cryptocurrency

From Bitcoin to Belize, Here Are Best and Worst Assets of 2017

It was a great year to hold bitcoin, but a bad time to have been invested in the Uzbek soum.<p>As 2017 winds to a close, a look at the winners and …

Economy

Want to Save Money and Find Yourself Next Year? Declare a 'Depth Year'

Moving on to the next skill or hobby is easy. The harder, better course is sticking with what you're already doing.<p>It's that time of year where everyone is reflecting on the year that's passed and pondering ways to do and be better in the year to come. You'll find no shortage of resolutions ideas, …

Annie Leibovitz

Money only buys a certain kind of happiness, study shows

Can money buy happiness? Well, that depends on how much money you have, and the type of happiness you're after, new research suggests.<p>"If you should …

Happiness

What Research Tells Us About How Women Are Treated at Work

We publish a lot of articles based on new research (you may have noticed). This year, some of our most viewed and shared stories were based on studies about women — and, more specifically, stories looking at differences in how men and women are treated, and behave, at work. I’ve summarized six …

Gender

Microsoft veteran Julie Larson-Green is known for building successful teams — here's how she does it

• <b>Julie Larson-Green spent 25-years at Microsoft, rising to executive vice president and chief experience officer. She lead teams for products used by billions of people every day including Office, Windows, Internet Explorer, Xbox and Surface.</b>• <b><br>Although Microsoft has a reputation for a rough</b> …

Microsoft

A former refugee is shaking up the $441B remittances industry

LONDON — Refugee, strawberry-picker, economist, U.N. whistleblower and tech CEO: Ismail Ahmed has worn many hats on his long journey to running a firm with an annual turnoverof $60 million.<p>Along the rocky road to success, the cheerful 57-year-old has survived the ravages of war-torn Somalia and …

Africa