Picks - Personal Finance

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Financial Advisor: The Most Misunderstood Title

Most professions have a measuring stick to quantify a reputation or skill set. Medical degrees, law degrees and teaching certificates represent …

Retirement

Don't Take Money Advice From Companies That Profit When You Fail

Taking money advice from a loan servicer is sort of like taking health advice from a tobacco company. The advice might be valid, but there’s probably …

This robot can save you hundreds of pounds by cancelling expensive subscriptions

A robot that can spot unnecessary subscriptions in users' bank accounts could help people save hundreds of pounds of wasted fees a year.<p>Designed to help users save money, the robot scans users' bills for "subscription traps", when companies lure customers into paying large regular sums by …

Robotics

The 6 Most Important Cryptocurrencies Other Than Bitcoin

Bitcoin has not just been a trendsetter, ushering in a wave of cryptocurrencies built on decentralized peer-to-peer network, it’s become the de facto …

Bitcoin

5 Ways to Save Money Painlessly

Do you struggle to find money to save? Try a less painful approach.<p>Saving money is hard work. Americans struggle to set aside enough money to cover …

How To Negotiate Your Salary Once You’ve Landed A Job

In modern work culture, change is part of the game. According to the Bureau of Labor and Statistics, the average person switches jobs as many as 15 …

Employment

You're Not Crazy: Trading Your Six-Figure Job for Entrepreneurial Freedom Is the Right Move

You're the only one who should determine how much your time is worth. These tips can help you enter the startup world with eyes wide open.<p>Entrepreneurialism defies human instinct, yet it’s addicting. Once you get just a taste of what life can be like with a future built on your terms, it’s game …

Entrepreneurship

13 Life Rules to Keep You Motivated

We all have rules we live by. Some of them are inherent, such as smiling when walking past a stranger or shaking someone’s hand when introducing …

The 8 best pieces of saving advice from real people who banked a fortune

If ever I feel discouraged about my money — that I won't have enough to retire one day, buy a house, or take the vacations I want — I remember one thing: You don't have to <i>start</i> rich to <i>become</i> rich.<p>I learned that important lesson from the dozens of people we've profiled on Business Insider, from …

Wealth

RANKED: The 22 most prominent venture capital investors in Europe in 2017

2017 is a time of serious political upheaval — but in the startup world, life must go on.<p>Like the US, Europe has been shaken by populism over the past year, with Britain voting to leave the European Union in June 2016. The vote rocked the London tech community, widely regarded as the epicentre of …

Venture Capital
Leadership

Is this the end of venture capital as we know it?

We are in a perverse moment in the global venture capital industry: VCs are fast coming to resemble private hedge funds, and the more money they are able to raise, the worse off startups are becoming.<p>Capital is flowing into funds of all types, yet the rate of investment is shrinking rapidly. This …

Venture Capital

Comparative Advantage and Smart Frugality

Whenever I see a long list of frugal activities, I immediately toss out most of the items on that list, not because the list is bad, but because I …

Frugal Living

A financial adviser explains 8 common biases that may be impacting your investment decisions

One of the biggest challenges to our own success can be our own instinctive behavioral biases.<p>In previously discussing behavioral finance, I focused on four common personality types of investors.<p>Now let's focus on the common behavioral biases that affect our investment decisions.<p>The concept of …

Psychology

How to Evaluate, Accept, Reject, or Negotiate a Job Offer

Congratulations! You got the job. Now for the hard part: deciding whether to accept it or not. How should you assess the salary as well as the other perks? Which publicly available information should you rely on? How should you try to get a better deal? And what’s the best way to decline an offer …

Employment

75 Ideas for Businesses You Can Launch for Cheap or Free

It takes courage and dedication to start your own business, but not much cash.<p>Today, many people today are looking to leave the daily grind for something that feeds their passion. People do not want to retire at the age of 60 (or older) to look back on life and feel they have wasted it.<p>Luckily, it …

Small Business

Classy or Trashy? With These 4 Things, It Depends If You're Rich or Poor

You get judged on how you spend your time based on how much money you have.<p><i>What's classy if you're rich, but trashy if you're poor? originally appeared on Quora - the place to gain and share knowledge, empowering people to learn from others and better understand the world.</i><p><b>Answer by Maxwell Arnold</b> …

Wealth

10 Steps Everyone Must Take to Get Rich

These moves will be your foundation for establishing positive financial habits that will move you closer toward your goal.<p>The millennial generation is at the point now where they’re starting to think hard about how to build long-term wealth for themselves.<p>When I was young, I was really bad with …

Personal Finance

Why Warren Buffett's Face Is on Cherry Coke Cans in China

Warren Buffett, investment maven and … soda can star? Coca-Cola in China has taken the unusual step of putting the face of its top investor on cans …

Warren Buffett

What's the best way to budget? Here are the 3 major types of budgets you can use to save money.

So, you've finally decided to create a budget. But where do you start? The key is to find a budgeting method that actually works for you. Some people …

Personal Finance

Top financial adviser: 'If all you do in life is work really hard, you're never going to get wealthy'

In school, we learn that hard work will get us ahead in life. Work hard, earn more, get rich.<p>But, "that's only half the story," says Ric Edelman, founder and executive chairman of Edelman Financial Services, one of the nation's leading financial advising firms, and author of the new book "The Truth …

Wealth

17 Passive Income Ideas for Automating Your Cash Flow

Putting your effort in upfront and collecting the returns forever after is the foundation of financial freedom.<p>Passive income has long been the holy grail for entrepreneurs looking to free up their time, untethering the cord of daily duties and responsibilities from the potential to generate …

Small Business
Parenting
Customer Service

This Is The Sneaky Way Airlines Make a Lot Of Their Money (It Isn't Seat Sales Or Baggage Fees)

alt='US-CITYSCAPE-PLANE' data-licensor-name='Getty Images' data-has-syndication-rights='0'><p>It's something you've probably never even considered.<p><i>Absurdly Driven looks at the world of business with a skeptical eye and a firmly rooted tongue in cheek.</i><p>If you happen to only have two dimes, two nickels …

Airlines

Fund managers who talked up their sectors - and lost

In the blizzard of information available to modern investors, distilling what is useful poses a major challenge.<p>It is made particularly difficult by the fact that many of those who provide information to investors have a vested interest.<p>Fund managers, for instance, are rarely willing to talk down …

Oil

The groundbreaking app turning millennials into stock traders is now said to be worth more than $1 billion

Robinhood, the app that lets you trade stocks without paying any fees, is reportedly now valued at $1.3 billion, according to a report in TechCrunch, citing sources.<p>The new round of funding is reportedly led by Yuri Milner's investment arm, DST Global, and values the investing app at over $1 …

Stocks

3 Jobs Bill Gates Would Quit College for Today

The billionaire told roughly 1,000 people what he would do if he were to drop out of college today.<p>Bill Gates is often called Harvard’s most famous …

Artificial Intelligence

How to Calculate Your Net Worth

When you see Beyonce's net worth of $450 million or President Donald Trump's net worth of $3.7 billion, you're probably wondering, "What is my net …

Wealth