Picks - Personal Finance

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How Can You Tell Someone Has True Leadership Skills? This Famous Study Narrows It Down to This 1 Rare Trait

In 2001, this best-selling management consultant identified one leadership behavior found in the most successful CEOs. Some things just don't change over time.<p>In Jim Collins' landmark book <i>Good to Great (</i>published in 2001)<i>,</i> his research team spent five years examining 1,435 "good" companies and …

Leadership

Great Mentors Don't Give Advice, They Share Experiences. Here's Why

While giving advice might feel good, stepping back and sharing experiences can often be more helpful.<p>Business owners are often looking for advice on strategies, tactics, and key decisions. However, while offering straight up advice might seem like an obvious solution, in the big picture, …

Self-improvement

It doesn't matter how much meditation or time management you do — the only way to improve stress is to work less

• <b>Work/life balance is becoming harder and harder to maintain.</b>• <b><br>It doesn't matter how many wellness routines are out there — many of us just work too much to actually be well.</b>• <b><br>Nothing can relieve the stress of work besides working less.</b><p>Many of the people who visit me in my therapy practice spend time …

The Workplace

50 Tips to Help Establish Your Emergency Fund

50 Ways to build an emergency fund. Tips, tricks and strategies on saving more for emergencies and where to keep your rainy day money.There’s a …

Money

10 Most Common Business Models to Make a Profit

One of the most critical elements of any sustainable business is achieving a positive cash-flow. Without that, even the best intentions will fail.<p>I was mentoring some graduate students at a local university recently, and I sensed that profit seems to be a dirty word these days to many aspiring …

Sustainable Business

Renting is better than owning to build wealth — if you’re disciplined to invest as well - MarketWatch

Millennials, take note: If you’re looking to build up your nest egg, home ownership isn’t really all it’s cracked up to be. In fact, a new study …

Rental Housing

If You Do Any of These 3 Things in Your Pitch, Investors Will Know You're Full of Hot Air

Avoid the dreaded "balloon pitch."<p>Entrepreneurs who have watched Shark Tank know the importance of perfecting their pitch. The pitch deck is a short presentation that helps potential investors understand your company and why they should invest. Some entrepreneurs give excellent pitches. Some give …

Entrepreneurship

5 Reasons Why You Must Have a Side Hustle (Unless You're Happy Living Paycheck to Paycheck)

You're employer doesn't love you. If you want a more interesting and financially secure life, you'll have to build it after work.<p>Tony Robbins is famous for saying, “If you do what you’ve always done, you’ll get what you’ve always gotten.” I’d add to that and say, “If you do what average people do, …

Entrepreneurship

11 high-paying work-from-home jobs

High-paying, work-from-home jobs aren't reserved for the tech elite.<p>There are plenty of other industries looking to compensate skilled workers handsomely for doing the same work remotely.<p>FlexJobs, an online service specializing in telecommuting and remote work, recently sifted through its listings …

Careers

Most people never live first-class lives — and it's thanks to the all-too-common choices they make

• <b>World-class success is created by consistently making great choices and building a disciplined environment.</b>• <b><br>You should focus on respecting your health, educating yourself instead of entertaining, and creating morning and evening routines.</b>• <b><br>Taking risks will increase your chances of living an</b> …

Self-improvement

Any patient investor can turn $5,000 a year into nearly $1 million, says billionaire Ron Baron

<b>- "You have to have a small amount of money and invest it regularly for a long time," Baron says.</b><p><b>- "It's all about compounding," the Baron Capital</b> …

Investing

I'm a financial planner — here are the best 7 pieces of advice I can give you about money in your 30s

• <b>Many life transitions happen in your 30's, from moving up in your career to buying a home.</b>• <b><br>Making smart moves with your money during your 30's can help you achieve future financial success.</b>• <b><br>Eric Roberge, a certified financial planner and founder of Beyond Your Hammock, shares his seven best piece of</b> …

Financial Planning

This Person's Help Will Make You Five Times More Likely to Get Promoted

You can ask your friends, co-workers, boss and even your parents for advice, but asking this person is better. Much better.<p>It's true -- Googling "How to Get Promoted" can only get you so far.<p>When you find yourself racking your brain on how to become a better employee, try turning to a specific …

Careers

22 Trends to Look for in 2018

Predicting the future is hardly a precise science, but it's possible to identify macro trends by paying close attention to what's happening in an industry.<p>Predicting the future is hardly a precise science, but it's possible to identify macro trends by paying close attention to what's happening in …

Big Data

Every investor needs to know these 12 valuation ratios

• <b>Valuation ratios provide consistent methodology for comparing stock prices and analyzing trends.</b>• <b><br>Knowing which ratio to use, and when, is extremely important.</b><p>An uninformed investor: "This stock is so cheap! The current stock price is only $0.50!"<p>A smart investor: "Umm…the stock price means nothing. …

Stocks

3 Major Reasons Why More Millennials Are Starting Blogs

Millennials are often referred to as the connected generation. It is the first generation that has grown up on their devices and the Internet. This, along with a number of other factors, has produced a generation that is like no other before it.<p>A lot of research has been conducted to identify the …

Millennials

51 Things to Be Grateful for This Holiday Season (and Every Day)

In the past few years, I’ve gone on a few volunteer trips to places like Haiti and Guatemala. While there, I would go back to my room at night after …

Happiness

Influencer Or Imposter? A Quick Guide To Influencer Marketing

<i>Co-written with freelance Megan Leung</i><p>First there were influencers. Then came micro-influencers. What next? Nano-influencers?<p>As the trend carries on and brands get a whiff of influencer marketing, one question haunts many: What makes someone a so-called influencer?<p>The Cambridge Dictionary defines …

Digital Marketing

Everything you wanted to know about bitcoin but were afraid to ask

The value of cryptocurrencies is rising fast. But is it sustainable? And how does it work, anyway? These questions, and many more, answered…<p>The money has become too much to ignore and so bitcoin and cryptocurrencies are back in the news. You may have heard about Ethereum, a cryptocurrency that has …

Bitcoin

The Wing, a Chic Women’s Club, Is Going Wide

From the doorstep of 52 Mercer Street in SoHo on a recent Thursday night, a line of women mostly in their 20s and 30s, exuding anticipation, snaked halfway around the next block. A man asked what they were waiting for as he walked by. No one seemed to notice him and no one answered. What business …

Lena Dunham

New research says it’s better to buy than rent—and it has nothing to do with money

Historically, homeownership has been considered an effective mechanism for wealth creation, especially for low- and moderate-income and minority households. Even with a modest down payment, homeowners can accumulate wealth through the forced savings that result from the periodic payments on …

Housing

How to make your life better by sending five simple emails

How to make your life better? All you need is email.<p>I’ve covered a lot of research on how to make your life better but many people struggle with …

Happiness

Google Just Revealed Its 5 HR Secrets on Identifying and Developing Great Managers

For starters, it's a mistake to think that a high-performing employee should be promoted to management.<p>In a recent podcast at Google's Re:work, Sarah Calderon, a manager at Google who oversees Google's Manager Development curriculum, revealed some nifty secrets about how they train and develop …

Employment

The 19 hottest San Francisco startups to watch in 2018

It's been a wild year for tech in San Francisco.<p>Some of the city's tech stalwarts, like Twitter and Uber, have been rocked by controversy and competition, while buzzy startups like Jawbone, Luxe and Juicero shut down their services.<p>Yet even amidst the turmoil, tech continues to reach new heights, …

Startups

A sociologist explains why wealthy women are doomed to be miserable

The US is riveted by images of the rich and famous. But it also tends to be scornful of wealthy women. Bravo’s <i>Real Housewives</i> franchise is predicated upon the idea that women of leisure are catty, vain, and frivolous, jetting off on expensive girls’ weekends only to descend into vicious—yet …

Sociology

Cheat sheet: How to become a data scientist

If you are interested in pursuing a career in data science, this primer is a good reference for information about salary, hottest job markets, …

Big Data

We just got a glimpse of how bitcoin futures will work

• <b>CME Group will launch bitcoin futures in the fourth quarter.</b>• <b><br>Bitcoin will trade in $25 ticks and have a daily range of no more than 20% above or below the prior settlement price.</b><p>CME Group, one of the largest exchange groups in the world, announced last week it will roll out a bitcoin futures …

Trading

Someone deleted some code in a popular cryptocurrency wallet — and as much as $280 million in ether is locked up

• <b>An estimated $280 million worth of the cryptocurrency ether is now locked up after a user accidentally deleted the code necessary to access the digital wallets hosted by the company Parity Technologies.</b>• <b><br>The vulnerability affects multi-signature digital wallets launched through Parity since July</b> …

Cryptocurrency

Give Yourself Unrealistic Deadlines (and 23 Other Proven Daily Habits for Success)

It's a matter of consistently doing things which have been shown to give people an edge.<p>Ever wonder what sets highly successful people apart? I've polled countless executives and entrepreneurs about the things they're doing every day which help them succeed, and it's not rocket science. In fact, …

Success