charlsf

1,511 Flips | 17 Magazines | 16 Likes | 9 Following | 5,167 Followers | @charlsf | Keep up with charlsf on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “charlsf”

How to Set Up Wi-Fi Calling on iOS

Need to make an important phone call in a cellular dead zone? Wi-Fi Calling helps you make or receive phone calls on your Apple devices when your …

How to Have Your Lightroom Side Panels Auto-Hide To Give You More Viewing Space

You will either love this feature, or absolutely hate it, but either way, <i>Benjamin Warde</i> shows you how to use it in less than 60-seconds so you won’t …

This Lightroom Trick Will Let You Change The Color of Objects In Your Images

<i>Thinking outside of the box with a Lightroom trick like this can yield some powerful techniques for adjusting your images</i><p>Lightroom is an interesting …

The Truth About Health Care Costs In Retirement

Wall Street research often dwells on what’s known as “tail risk,” a catchphrase for an dramatic outlier event that upends the best laid plans. So here’s a warning: you may well confront a medical spending tail risk in your 70s and beyond. That’s the strong takeaway from a recent study by five …

Don't Bank Airline Miles and Reward Points for Too Long

If you like to travel and you’re not saving up airline miles or credit card reward points, you should. If you already are, be careful with how long …

401(k) investors: Follow the 5% rule to protect your retirement savings

In my 44 years advising investors, some key questions keep popping up. They go like this: “I hold a lot of Company X. What do you think of it? Should I keep it?”<p>My opinion isn’t relevant. But here’s what is: If you hold more than 5% of your total portfolio value in any one stock, it's too much. …

Retirement

Which Photography Accessories Could You Not Live Without?

Like most photographers, Manny Ortiz loves to geek out when it comes to gear and really appreciates the items of tech that make his work that little …

Ask Larry: ​​​​​​Will Filing For Social Security On A Certain Day Increase My Benefit?

Social Security may be one of your largest assets. What and when you collect will make a huge difference to your lifetime benefits.<p>Today’s post responds to reader questions about whether filing on certain days will increase benefit amounts, sequencing retirement and widow(er)’s benefits, benefits …

Retirement

How to pay off your loans using the 'debt avalanche' method

“Dear Debt” author Melanie Lockert says this method helped her repay $68,000 in student loans in under five years — and save money in the process.<p>If you’re stuck under an avalanche of debt, you might think the easiest solution is to pay the minimum on your balances each month. But you can pay it …

Personal Finance

I'm a financial adviser who teaches pro athletes how to handle millions — here's what I tell them

I won baseball's version of the lottery in 1987 when I was drafted by the Baltimore Orioles. Times have changed dramatically since I was drafted. A $5,000 signing bonus and $600 monthly salary might not sound like much, but I turned it into a 19-year Major League Baseball career that included a …

What Are My Healthcare Options If I Retire Early?

Many teachers choose to retire before age 65. If you plan on leaving teaching early, you may be wondering what your early retirement health care …

How to Write Notes Directly from Lock Screen on iPhone

Here's a time-saving feature to boost your productivity; you can open the Notes app directly from the Lock Screen of your iPhone. Lock Screen Notes are helpful for quickly marking down all the notes, checklists, links, and sketches that you want to have close at hand, without having to unlock your …

Automatically Remove People From Your Images in Photoshop

It is nearly impossible to take a photo in some locations without people or cars disrupting the image. Of course you can edit out these objects, but …

18 iPhone Tips That'll Make You Seem Like A Phone Wizard

Holy shit! These are legit.

Here Are Some Great Lightroom Tips and Tricks for Beginners (VIDEO)

We love it when photographers give us a look at their post-processing workflow because it not only presents some great software tips and tricks, it …

This app hacked the iPhone’s dual camera system, and you’ve never seen anything like it

Apple wasn’t the first smartphone maker to switch to a dual-lens camera setup on the back of its handsets. Of course once Apple did it, plenty of …

Photography 101: The best YouTube channels for learning about photography- Technology News, Firstpost

When I was starting out with photography, <b>YouTube</b> was only just becoming popular. It was a platform to share videos with friends more than a platform …

Adobe shows you how to make your own Profiles in Camera Raw

The latest major release of Adobe Camera Raw, Lightroom CC, and Lightroom Classic CC unveiled all new "Profiles" to the world, including six new …

Tutorials

Here's How to Use the Auto Settings in Lightroom To Make Your Images Instantly Pop (VIDEO)

The below Lightroom tutorial is so short and to the point, it doesn’t need much set up. In the video, Photoshop expert and photographer Benjamin …

Tutorials

How to Check Your iPhone's Battery Health with iOS 11.3

Apple landed in hot water with customers this year when a feature designed to slow the processors of older iPhone models to keep them from suddenly shutting down came to light. Critics maintained that Apple was throttling the speed of earlier iPhone models to push customers towards newer devices, …

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Thomas Cook

9 different ages for claiming Social Security -- and what they mean to you

Not sure when to file for benefits? Here's a rundown of your choices.<p>Social Security serves as a key source of income for millions of retired seniors, and as an eligible worker, you get an eight-year window to start taking benefits. Here are the various ages at which you might claim Social …

Retirement

Millions of Americans Ignore This Ultra-Valuable Tax Break. Here's How to Get It.

Health Savings Accounts offer savers a "triple tax benefit."<p>When it comes to salting away enough money for retirement, one of the biggest obstacles …

Retirement

Simple Strategy to Spend Safely in Retirement

Delaying Social Security and using RMD rules to draw down your nest egg is a winning combination for middle-income retirees.<p>Retirement-income …

Add Depth and Drama to Landscape Photos Using Lightroom

Here’s a 24-minute video from Andrew Marr that looks at how he adds depth and drama to landscape photos during post-processing in Adobe Lightroom.<p>The …

Tutorials

Manage Your Apple ID: How to Delete an Apple ID Account

Perhaps you've discovered that you've created more than one Apple ID over the years and would like to delete an Apple ID account. Now you're wondering how to go about deleting an Apple ID; is that even a possibility? It is possible to delete an Apple ID; but first, you need to decide if that course …

iCloud

Photography Gear That Can Totally Change Your Landscape Photography

When it comes to taking breathtaking landscape photos like the one above, there are many different factors involved.<p>The lighting is key, the …

Vacation Photo Tips: Using Photoshop to Remove Tourists Who Clutter Up Your Shot (VIDEO)

It’s often helpful to include people in travel photos, to add a sense of scale and local interest. Other times, like when photographing famous …

Home is Where the Heart Is: 30 Tips to Find Inspiration to Shoot Photos Everyday at Home

Dear friend,If you have a hard time finding time or inspiration to go out and shoot– just shoot photos at home!Why shoot at home?Simple meal at home …

Street Photography

It’s Tax Time: What to Remember

Tax season officially opens next week, so it’s time to get your documents organized if you haven’t already.<p>The Internal Revenue Service will officially begin accepting individual returns on Monday. You can file earlier, however, if you’re ready and have all the necessary forms, like the W-2 income …