Richard Stephens

477 Added | 23 Magazines | 3 Likes | 7 Followers | @chargerrs99 | Keep up with Richard Stephens on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Richard Stephens”

Retirement destinations: 10 best U.S. suburbs to consider for your golden years

CLOSE<p>When you retire, you don't want to pinch pennies. These are the 10 least tax-friendly states for retirees, according to GOBankingRates.<p>You may …

Retirement

A major climate boundary in the central U.S. has shifted 140 miles due to global warming

A boundary that divides the humid eastern U.S. and the dry western Plains appears to have shifted 140 miles to the east over the past century due to global warming, new research suggests.<p>Scientists say it will almost certainly continue shifting in coming decades, expanding the arid climate of the …

Climate Change

The Real Reason Why Mary Magdalene Is Such a Controversial Figure

Sex worker, saint, sinner, witness, wife. In the 2,000 years since Mary Magdalene is said to have watched Jesus Christ die on the cross, she’s been …

Mary Magdalene

All 50 States Ranked for Retirement, From Worst to Best

Taking into account affordability, quality of life, and health care<p>On a global scale, the United States is 24th on the list of the best countries for …

College Sports

11 small things that will make you instantly more employable

January has a reputation for being the most popular time of year for people to job hunt. After using the Christmas break to reflect on life, then being hit by the January blues, it's not exactly surprising that job searches are at a high during at this time of year.<p>The problem is: everyone's doing …

13 Places Where You Can See the Bluest Water in the World

1 of 13<p>Egremnoi, Greece<p>Advertisement<p>2 of 13<p>Crater Lake, Oregon<p>3 of 13<p>Con Son, Vietnam<p>Advertisement<p>4 of 13<p>Devil’s Bay, Virgin Gorda, British Virgin …

National Parks

How humans might outlive Earth, the sun...and even the universe

It all starts with a little planet-hopping!<p>Nuclear war. Runaway climate change. A global pandemic. Today our world faces all manner of existential threats. But scary possibilities like these are nothing compared to what astronomers say lies in store for Earth. Our planet’s ultimate destiny is to be …

Universe

How to Create an Anonymous Email Account

It's not easy to be anonymous on the internet. Here's how you can stay hidden even on email.<p>This story originally appeared on PCMag<p>Not long ago, the sharing economy seemed to take over. Privacy was dead, and no one cared. But that was a pre-Snowden era. Now, for some, the need to go truly anonymous …

Privacy

Best- and worst-run states in America: Which one is top rated?

<i>Corrections & clarifications: An earlier version of this list had the wrong description for one of the states.</i><p>In the United States, the federal government is the ultimate legislative authority — wielding the power to regulate commerce, declare war, as well as establish and maintain a currency. …

Economics

This site lets you take Harvard’s most popular computer science class and more courses from top universities for free

<i>The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.</i><p>Online learning has made education more accessible than ever, but few platforms make getting a quality education easier or more affordable …

Online Education

Just Listen: The IRS Is Telling You How to Have a Tax-Free Retirement

Careful planning and investing are key.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>Americans had $5 trillion in assets in 401(k) plans in March, and recently Congress has been looking at taxing deposits into these plans up front.<p>The idea of requiring Americans to pay taxes in …

Retirement

How the Beach Benefits Your Brain, According to Science | Inc.com

There is something soothing about the sound of ocean waves, the smell of salt water, and the feeling of warm sand beneath your toes. Having grown up near the beach, I always classified my happiness on the beach as no more than nostalgia. Yet, recent studies prove that a beach-type environment can …

Brainwaves

Top 6 Things No One Tells You About Retiring

To make your retirement years truly golden, understand what may be coming your way.<p>Many of us look forward to retirement as the reward for a lifetime …

Boost Your Retirement Income With These 8 Tips

Don't settle for a fixed income in retirement when you can employ some strategies that will put hundreds or thousands of dollars more in your pocket …

Want to Be Insanely Productive Without Working Longer Hours? Spend $100 a Month on This | Inc.com

You know what I would do if I had a time machine in business?<p>Kick young Tommy's ass and ask him to get organized. Why? Back in the days, I would sort out my emails and arrange my meetings. And, I got more and more frustrated at myself for letting great business opportunities -- even tens of …

Time Management

Got $1 million to retire? Here’s how long it will last in every U.S. state

If your retirement plan was basking in a tropical paradise, let’s hope your vision of a tropical paradise resembles something more like Mississippi …

Retirement

9 places in the US where people are happier, living longer, and least likely to run out of money

That's according to U.S. News & World Report, whose latest study ranked the top states for folks 65 and older.<p>In 2016, Americans older than 65 accounted for about 15% of the total US population.<p>By 2050, that share is expected to grow to 20%, thanks to increased life expectancy and population …

Mental Health

How many calories you burn doing 39 popular exercises

Everything we do burns calories.<p>But have you ever wondered how your running habits compare to your friend's cycling sessions? Or how your weekend kayaking trip stacked up to a morning swim?<p>Calorie-counting isn't the best way to lose weight— for that, you're better off focusing on which foods you …

Fitness

7 Retirement Rules to Live By

Leaving your retirement to chance is risky -- you can vastly improve your future financial security by keeping these critical retirement rules in …

Retirement

Try this trick to go straight to sleep

Each time you choose to stay up a little longer bingeing that Netflix show, you’re beckoning death, slowly cutting off years from your life. This was …

Sleep

How to Avoid Taxes on Your Social Security Benefits

Having taxable income can make your Social Security benefits taxable, too. Luckily, there's a way to protect your Social Security benefits from these …

Retirement

How to avoid overthinking at night, reveals a leading mindfulness expert

Reclaim your sleep with these top tips<p>We've all had those night's when you can't quite manage to switch off and your thoughts keep running through …

50 million-dollar business ideas you can launch for cheap (or even free)

It’s no longer taboo for people to ditch the daily 9-to-5 grind and start their own business. In fact, it’s beyond easy starting a business for …

17 hidden useful tricks and shortcuts for your new Apple TV

As opposed to older Apple TV models, the latest version can install apps and is a fairly sophisticated computer that hooks up to your TV. Apple calls it "the future of television."<p>You can tell if you have the latest Apple TV by looking at the remote: the new version's remote has a touchpad and six …

Smart TV

Here's what we don't know about Apple's HomePod (yet)

Apple debuted its HomePod speaker on Monday, but we still have some questions.<p>1. Will it support Bluetooth?<p>Apple referenced the HomePod's compatibility with Apple Music and AirPlay 2 at WWDC, but what about streaming from other devices via Bluetooth? The Echo can do it, and Google announced …

Tech Trends

If you want to sell your home for more money, these are the colors you should paint your walls

According to a new analysis by Zillow, paint color should definitely be a change you consider.<p>After analyzing more than 32,000 listing photos of homes that have sold across the US, Zillow came up with a list of the colors that performed the best.<p>For example, homes that are painted "greige," a shade …

Home Decorating

Meet America's 10 Most Successful Women Entrepreneurs | Inc.com

Women figure largely in the world of entrepreneurship. Need proof?<p>In its third annual list of America's richest self-made women for 2017, <i>Forbes</i> featured 60 self-made female entrepreneurs, artists and personalities who are building enviable empires. The industries represented range from …

Entrepreneurship

Poverty Is Rampant In The U.S., But We Pretend It's Not

<i>By Darryl Lorenzo Wellington</i><p>When my older brother and I were in elementary school, the teacher assigned the class to bring a bug into class that was familiar in our neighborhood. My brother, who was probably seven years old at the time, immediately thought to bring a cockroach. The house we lived …

Pew Research Center

Knights of Malta elect new leader as Vatican seeks to bury feud

The Knights of Malta elected a new leader in Rome on Saturday in a bid to end a bitter internal feud that led to Pope Francis’ personal intervention in the ancient Catholic chivalric order.<p>Giacomo Dalla Torre del Tempio di Sanguinetto was named lieutenant of the Grand Master, which means he will …

Christianity

Science Says This Is What Happens When You Overthink Things | Inc.com

Whether you beat yourself up for a mistake you made last week, or you fret about how you're going to succeed tomorrow, overthinking everything can be debilitating. Your inability to get out of your head will leave you in a constant state of anguish.<p>Of course, everyone overthinks a situation …

Mental Health