Chappuis Halder & Co.

429 Flips | 100 Magazines | 1 Following | 95 Followers | @chappuishalder | Chappuis Halder & Co. is a global management consulting firm that delivers lasting results for financial services organizations. Find below The Friday Extra, your weekly press review ! Each Friday, we select five articles on the latest trend in the financial world. Read on and stay on top of the game!

Big data in financial services: 9 companies to watch

The financial services industry is ripe for innovation. Technologies ranging from artificial intelligence, fintech, and even blockchain all pose an …

Artificial Intelligence And Big Data: Good For Innovation?

Artificial intelligence is firmly embedded throughout the economy. Financial services firms use it to provide investment advice to customers, automakers are using it in vehicle autopilot systems, technology companies are using it to create virtual assistants like Alexa and Siri, and retailers are …

Why do big hacks happen? Blame Big Data | Jathan Sadowski

The Equifax hack, which exposed 143 million people, is a reminder that data companies have too much power<p>Equifax, one of the largest credit reporting agencies, revealed on Thursday that it was hacked back in May, exposing the personal data of up to 143 million people. The data accessed by hackers …

Personal Data

Central banks' pursuit of inflation has turned Sisyphean and some are calling for it to end

Central banks globally have spent years fruitlessly trying to awaken long-dormant inflation, and some analysts say it's time to stop trying.<p>Anemic …

All eyes and ears on Central Banks for the rest of 2017

After a somewhat lacklustre first half of the year, market expectations have turned increasingly positive for the remainder of 2017, with a clear …

Cryptocurrencies are new barbarians at the gate of central banks

NewsSep 06, 2017 by Enda CurranWaterloo Region Record<p>When the cryptocurrency Exio Coin starts a round of fundraising this month, its founders say the …

Digital peer-to-peer payments are the new norm

But P2P usage is poised to continue to rise, as new use cases emerge. As people build habits around mobile P2P in social situations, they may want to …

Alternative Business Funding

Over the last five years a new breed of business finance has emerged. The Internet has enabled new, innovative ways to connect borrowers and …

What B2B Can Learn from the P2P Crowdfunding Model

Share Email<p>Digital crowdfunding has gone viral among individuals – a World Bank-commissioned study predicted that P2P crowdfunding could hit $96 …

Are investment trusts the best way to get exposure to alternative assets?

One of the characteristics shared by alternative assets is illiquidity which means not all investment vehicles are an appropriate way to get exposure …

Alternative investments: What to know before you buy

U.S. markets have some characteristics Goldilocks might recognize: Stock prices are too high but bond yields still are too low. That’s got some …

6 Alternative Investment Products You Can Use to Diversify Your Portfolio

If you’re an investor, you understand the importance of diversifying your assets, given that most mainstream investments have been beaten down by the …

Hedge funds are dumping healthcare stocks

Jana Partners sold all of its shares in nine healthcare companies, ranging from small-cap biotech company Acadia Pharmaceuticals Inc to health information company WebMD Health Corp to insurer Aetna Inc, according to quarterly filings released Monday.<p>Billionaire Daniel Loeb's Third Point sold …

Hedge Funds

Energy hedge funds look to spreads, margins as long bets flail

NEW YORK (Reuters) - For the oil-trading community, the fall of hedge fund manager Andy Hall signaled a heavy blow, but while commodity funds continue to shutter their doors, some are finding other ways to make money, including trading refining margins and calendar spreads.<p>Commodity hedge funds …

Hedge Funds Seen Gaining Market Influence in Passive Boom

The decade-long growth of cheap index-tracking funds is giving hedge funds an unexpected influence in setting market prices.<p>As investors hand more of …

Top 5 Insurtech companies disrupting the insurance industry

Insurtech is set to disrupt an industry that is among the oldest and most complex in the world.<p>Insurtech is building momentum quickly as it receives …

Insurtech is targeting the back office

<i>This story was delivered to BI Intelligence "Fintech Briefing" subscribers. To learn more and subscribe, please click here.</i><p>While insurtech is one of the fastest-growing and most-discussed areas of fintech, most innovation has taken place on the consumer-facing and distribution side.<p>Now, however, …

Artificial Intelligence

How Insurtech Is Rapidly Changing Insurance And Health Tech Industries

In our recent fintech report “Money of the Future,” we’ve talked about $3 billion in new investments in 2015 in insurtech. Sounds impressive, doesn’t it? Auto insurance companies just in the U.S. spend a total of $6 billion in advertising each year. It means you are a “customer-oriented” and …

Who Wants To Buy Europe's Negative Interest Bonds?

What happens when the European Central Bank raises interest rates? It seems like a dumb, pedestrian question. Capital costs more money. Rich guys invest more in European bonds than in Brazilian and Russian ones. <i>Duh.</i><p>It also means “the end of the cycle” – the economy is doing better, not only here …

What are negative interest rates and how do they work?

A number of central banks have slashed interest rates below zero, in a desperate measure to bolster their economies. Sweden’s central bank pushed its rates deeper into negative territory and Japan recently introduced negative interest rates.<p>In December, the Bank of Canada said it could cut rates …

Japan Plans to Create Fintech Hub

It is fair to say that over the past couple years, Fintech has taken the financial industry by storm. Their new-age approach to classic finance has …

Asian fintech hubs are pushing full steam ahead

<i>This story was delivered to BI Intelligence "Fintech Briefing" subscribers. To learn more and subscribe, please click here.</i><p>Rising fintech hubs across APAC, including Hong Kong and Singapore, have been garnering attention with their efforts to promote the industry and encourage innovation within …

Financial Services

Fintech startups are charmed by Macron — but are reluctant to leave London for Paris

The nascent industry, ranging from mobile payment apps to "cryptocurrencies" like bitcoin, is seen by governments and business alike as crucial to the future of financial services and of vital importance, therefore, to economic growth.<p>Britain says fintech contributes $9 billion to the economy, …

Startups

Should a CEO’s Bonus Be Based on Financial Performance Alone?

On November 9, 2016, the shareholders of Australia’s largest company, and the world’s tenth-largest bank, revolted. The Commonwealth Bank’s shareholders were reacting to the board’s annual Remuneration Report, which contained a recommendation that the CEO be granted a bonus based on what critics …

JPMorgan smashes Wall Street estimates, but shares decline on outlook

JPMorgan Chase on Friday reported second-quarter earnings that beat on the top and bottom line as strong lending results offset declines in …

Banks are beginning to admit a new rule on revenue recognition will have an impact

Financial services firms, including the biggest commercial and investment banks, are slowly but subtly admitting that new standards for recognizing …

Investing

Cyber security: Government turns to blockchain to secure records

Blockchain increasingly being used to secure govt records. (Image: Reuters)<p>It is not clear how the horrific hack witnessed across the world could …

Bankers Are Hiring Cyber-Security Experts to Help Get Deals Done

Executives and investors are hiring an unlikely crowd to help them do deals: computer geeks.<p>Companies and investment funds are adding an extra layer …

The 3 Major Cybersecurity Gaps Enterprises Face

Never before has cybersecurity presented such a complex challenge. IT infrastructures now consist of employee desktop PCs and Macs, servers and …