Craig Crowder

57 Flips | 11 Magazines | 53 Likes | 1 Following | 4 Followers | @ccrowder | Keep up with Craig Crowder on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Craig Crowder”

400 free online courses with credits that can count towards your degree

These days, more and more universities are offering for-credit programs via MOOCs or Massive Open Online Courses. What started with a small number of degree programs, such as the iMBA from the University of Illinois (Coursera) and Georgia Tech’s Online Master of Science in Computer Science …

Online Education

18 budget hacks that can help you get your finances on track

Though Americans are doing a better job of saving today than in years prior, many of us still have work to do. In fact, only 39% of U.S. adults have the funds on hand to cover a $1,000 emergency. If you need a savings boost, then it's time to rethink your approach to how you manage and spend your …

Personal Finance

People Are Thinking About Emergency Funds Wrong

You might be missing a big opportunity by sitting on a pile of cash.<p>If you've spent any time reading about personal finance, you've probably had the …

Investing

Why the Epistemology of Conscious Perception Needs a Theory of Consciousness

On a certain type of classical "foundationalist" view in epistemology, knowledge of your sensory experience grounds knowledge of the outside world: …

Consciousness

The Famous Schrodinger’s Cat Thought Experiment Comes Back to Life in an Off-Kilter Animation

Schrödinger's Cat is one of the more famous thought experiments in modern physics, created by Austrian physicist Erwin Schrödinger back in 1935. <i>The</i> …

Quantum Physics

Know thyself

The words ‘know thyself’ (or ‘<i>gnothi seauton</i>’ in Ancient Greek) were famously inscribed above the forecourt at the Temple of Apollo at Delphi. In …

Sigmund Freud

The 7 Most Important Life Lessons to Learn While You're Still Young

They'll put you on the path to happiness and success.<p><i>What did you learn too late in life? originally appeared on Quora - the place to gain and share knowledge, empowering people to learn from others and better understand the world.</i><p><b>Answer by Nelson Wang, founder of ceolifestyle.io, on Quora:</b><p>I wish I …

What is relativity? Einstein's mind-bending theory explained

Science<p>How our ideas about space and time changed forever.<p>When the theory of relativity appeared in the early 1900s, it upended centuries of science and gave physicists a new understanding of space and time. Isaac Newton saw space and time as fixed, but in the new picture provided by special …

Physics

The One Router Setting Everyone Should Change (But No One Does)

The vast majority of home Wi-Fi users don't know the first thing about keeping their routers secure, a new survey finds.<p>Eighty-two percent of 2,205 …

Wi-Fi

Teenage Vandals Were Sentenced to Read Books. Here’s What One Learned.

A Virginia judge handed down an unusual sentence last year after five teenagers defaced a historic black schoolhouse with swastikas and the words “white power” and “black power.”<p>Instead of spending time in community service, Judge Avelina Jacob decided, the youths should read a book.<p>But not just …

Books

A legal question for the AI age: Is tricking a robot the same thing as hacking it?

A team of computer scientists and a lawyer at University of Washington are raising a curious question: Do current US laws cover cutting-edge research that allows people to bend AI to their will?<p>The research, called adversarial machine learning, takes advantage of the way AI looks at the world, …

11 signs you're going to be wealthy, even if it doesn't feel like it

Owning bitcoin won't guarantee future wealth — but the right saving and investing strategies will.<p>At least according to Warren Buffett, who considers cryptocurrency a get-rich-quick scheme. Though chances are slim you'll end up with the multi-billion-dollar fortune Buffett has, there are sensible …

Personal Finance

How to Create a DIY Pension Plan

The retirement savings landscape has changed a lot over the past few decades.It used to be that if you held a steady job for most of your adult life, …

Retirement

I retired at 52 with a $3 million net worth — here are the 10 worst money mistakes anyone can make

Said another way, they boil down to E-S-I. If this is the heart of your financial plan, it's likely that you'll be prosperous.<p>That said, there is one other thing you'll need to do — you must avoid the financial pitfalls that can significantly derail your finances. I call these the worst money moves …

Money

Social Security Is Designed to Replace This Much of Your Income (and It's Not Even Close to 100%)

If you're planning to lean on Social Security income during retirement, you're playing with fire.<p>Social Security is, for millions of Americans, a …

Should You Take Social Security at 62, 66, or 70?

Here's a game plan to help you figure out if it makes sense to take your Social Security early, on time, or late.<p><i>This article was updated on January</i> …

Retirement

Want to Be a Millionaire? Increase Your 401(k) Contributions

You might be surprised at how much of a difference a small increase can make.<p>Most 401(k) plans offered by employers have some sort of matching …

Retirement

Some People Have a Crazy Idea of What They Can Afford in Retirement

But financial pros don't agree on how much you can safely withdraw from your nest egg.<p>It’s one of most important questions you face when you retire: …

Tesla made it difficult for hacker geohot to buy a Model S and use his own software to power Autopilot 2.0

If you think that the rivalry between George ‘geohot’ Hotz’s small autonomous driving startup comma.ai and Tesla is only in the hacker’s head, you might be wrong.<p>The hacker tried to buy a Model S last week and while Tesla didn’t outright stop him from buying the car as he made it sound on Twitter, …

How A High-Earner Couple Got $100,000 Into Roth IRAs Via The Backdoor

If it’s tax season, it’s Roth season. High-income earners can’t open Roth IRAs directly; but there’s a backdoor way in. Since 2010 Congress has allowed Roth conversions for all taxpayers, regardless of income, so high-income earners can get Roths by first opening a traditional IRA that’s …

5 Famous Novels That Will Reignite Your Creativity

When was the last time you read something this deep?<p>I am a writer, and part of being a great writer means reading--a lot.<p>But reading has so many other benefits that people tend to forget, one of which being it works your brain in a different way than reading blogs (like this one) or magazines or …

See Photoshop’s New Face-Aware Liquify Feature in Action

One of the fancy new features in Photoshop 2015.5 is called Face-Aware Liquify, but for some reason Adobe hasn’t officially demonstrated it on the …

Google's AI researchers say these are the five key problems for robot safety

The robots are perfectly safe; it's you Google's worried about<p>Google is worried about artificial intelligence. No, not that it will become sentient and take over the world, but that, say, a helpful house robot might accidentally skewer its owner with a knife. The company's latest AI research paper …

Saving 15% of Your Income Can Save Your Retirement

<i>Editor's pick: Originally published June 16.</i><p>If you're having a tough time figuring out how much money you'll need to retire, sometimes just having an …

Neural networks: Artificial intelligence and our future

James Crowder Contributor<p>James Crowder is the chief engineer at Raytheon Intelligence, Information and Services.<p>Imagine yourself a passenger in a futuristic self-driving car. Instead of programming its navigation system, the car interacts with you in a near-human way to understand your desired …

FoldiMate Family, A Handy Home Robot That Folds, Steams, and Perfumes Laundry

The FoldiMate Family is a handy home robot appliance that folds, steams, and even perfumes laundry in a matter of seconds. Users simply clip their …

Samsung's bendable smartphones might become real in early 2017

Samsung has been toying with the idea of bendable (or is it foldable? who knows) phones since 2008, when it showed a prototype device sporting a …

If I Wait Until 70 to Claim Social Security, When Will I Break Even?

The average person who claims Social Security at age 70 typically breaks even in their late 70s or early 80s, but the time value of money could push …

Retirement

Use The Details Tab in Lightroom Like The Pros Do

One of the last, and arguably most important stages of post production is sharpening and noise reduction. In Lightroom, Adobe has placed both of …