Bob Treadway

907 Added | 9 Magazines | 2 Likes | 2 Following | 710 Followers | @bwtreadway | Consulting futurist and strategy advisor working with a wide range of clientele in financial services, agriculture, energy, manufacturing, technology, telecom, government, and executive education. His clients include Gillette, Motorola, Berkshire Hathaway, ExxonMobil, Hilton, Syngenta, and the Institute for Management Studies.

SoFi Becomes More Like a Bank without Becoming a Bank

It is a truism that we need bank like services but we really do not need banks. The financial industry is going through a period of disaggregation …

Chroma Keying

A new startup is disrupting the piggy bank with a cryptocurrency wallet for kids

One of my children currently gets £1.50 a week in pocket money; the other, £2.50 (about $2.00 and $3.50). We encourage some pretty basic behaviors with these funds: save, spend, and donate. Jars, wallets, small bags, countertops, and backpacks act as various means of storage. But in our efforts to …

Kids

Can Dirt Save the Earth?

When John Wick and his wife, Peggy Rathmann, bought their ranch in Marin County, Calif., in 1998, it was mostly because they needed more space. Rathmann is an acclaimed children’s book author — “Officer Buckle and Gloria” won a Caldecott Medal in 1996 — and their apartment in San Francisco had …

Farming

Oracle Financial Services Global Survey Divulges Consumer Expectations for Digital Banking

<b>67% of the Consumers Surveyed Have Switched to Digital and Become Open to Non-Bank Options</b><p>Research from the New Digital Demand in Retail Banking …

Banking

Edmontonians can chart future rise in temperatures with new Atlas tool

A new tool combines the old-world power of storytelling techniques with science to help people understand what the future might look like.The Climate …

Climate Change

Universities must prepare for a technology-enabled future

Automation and artificial intelligence technologies are transforming manufacturing, corporate work and the retail business, providing new …

Higher Education

Scientists harvest 1st vegetables in Antarctic greenhouse

BERLIN (AP) — Scientists in Antarctica have harvested their first crop of vegetables grown without earth, daylight or pesticides as part of a project designed to help astronauts cultivate fresh food on other planets.<p>Researchers at Germany's Neumayer Station III say they've picked 3.6 kilograms (8 …

Space

What Refrigerated Soup Has To Do With The Future Of Grocery Stores

Few would argue against the idea that grocers are in the midst of a pretty substantial existential crisis. As the industry continues to grapple with the implications of the Whole Foods-Amazon merger, rumors abound that Kroger and Target are flirting with a marriage of their own while a majority of …

Fast Casual

Amazon Wants to Get to Teenagers Before the Banks Do

Amazon.com Inc. has millennial shoppers nailed down. And their parents. And most of their grandparents.<p>But one group of potential customers has …

eCommerce

Flagships go national: At U-Michigan, nearly half of students now from out of state

Founded by and for their states, public flagship universities are increasingly becoming national institutions with students from across the country. The University of Michigan at Ann Arbor shows the trend: Barely more than half of its incoming freshmen, 51 percent, were from within the state in …

College & University

The future of retail is happening right now in China

If you need evidence of the US retail sector’s precarious condition, consider that more than 9,000 stores closed last year, and another 12,000 are on the chopping block this year, according to commercial property firm Cushman & Wakefield.<p>Despite a 4.2% rise in 2017 over the previous year, US retail …

eCommerce

Why Blockchain will revolutionize the banking industry

Blockchain technology was invented back in 2008. But it’s just now taking the internet, technology, and even banking by storm. Already, 24% of people …

Blockchain

The Problems With Bitcoin And The Future Of Blockchain

The author Henry Miller once said, “Confusion is a word we have invented for an order which is not understood.” And confusion seems to run rampant in many articles that are critical of blockchain, while the real problem is with Bitcoin and cryptocurrencies.<p>There are key differences between Bitcoin …

Bitcoin

Going Cashless: My Journey Into the Future

I didn’t mean to do it. It just sort of happened. But what began with an empty wallet on New Year’s Day has evolved into something akin to a lifestyle change.<p>I’ve gone cashless.<p>For the first three months of the year, I have hardly touched paper money or metal coins. There are no grimy bills folded …

Credit Cards

The Most Important Self-Driving Car Announcement Yet

Autonomous vehicles will transform urban life by 2020, if Waymo’s time line is correct.<p>On Tuesday, Waymo announced they’d purchase 20,000 sporty, electric self-driving vehicles from Jaguar for the company’s forthcoming ride-hailing service.<p>Waymo, Google’s sister company within Alphabet, held a …

Autonomous Cars

Japan’s Prisons Are a Haven for Elderly Women

Every aging society faces distinct challenges. But Japan, with the world’s oldest population (27.3 percent of its citizens are 65 or older, almost …

Time I

Featured | Blockchain Technology's Proliferating Uses | SBI

Developers are proposing an extremely diverse range of applications for blockchain technology.<p>Blockchainsare distributed, secure databases that no …

Bain & Company

Fortified but Still in Peril, New Orleans Braces for Its Future

In the years after Hurricane Katrina, over 350 miles of levees, flood walls, gates and pumps came to encircle greater New Orleans. Experts say that is not enough.

New Orleans

Amazon Checking’s implications for future of financial services

Reports that Amazon is looking to develop new checking accounts, with a specific target on underserved customers and millennials, is …

How to read less news but be more informed, according to a futurist

You might think someone who gets paid to predict the future would be mad for gadgets and forever spouting off on social media. But you’d be wrong. Writer and futurist Richard Watson may teach London business students and Silicon Valley tech companies how to think about crafting tools for tomorrow, …

Bill Gates

A Third of Farmers Believe U.S. Will Withdraw From NAFTA

There is tremendous uncertainty in farm country about the future of NAFTA, with one third of producers responding to a Purdue survey saying they …

The U.S. is about to be the world’s top crude oil producer. Guess who didn’t see it coming.

The authoritative International Energy Agency announced on Monday that the United States will overtake Russia and Saudi Arabia as the world’s largest crude oil producer in five years .<p>To celebrate this once-unimaginable news, how about taking a trip down memory lane? The date is May 5, 2011. …

Oil

How anthropology can heal the anxiety of our broken relationship with money

Copenhagen, Denmark<p>In a 200-year-old building in the center of Copenhagen, overlooking the Rosenberg Castle, a group of anthropologists, sociologists, and experts in other human sciences stand around a large, white table to discuss the deepest anxieties of the world’s best-known companies.<p>The …

Customer Service

The hybrid model of vehicle ownership

Our social future is necessarily influenced by the growing ubiquity of the sharing economy. From sharing homes to sharing cars, technology and our …

Tesla Model S

Branch banking still plays an important role

<i>This story was delivered to BI Intelligence "Payments Briefing" subscribers. To learn more and subscribe, please click here.</i><p>New data from a Fiserv study shows that, despite massive growth in digital and mobile banking usage, bank branches still matter to users, and they're still seeing consistent …

Banking

SoFi Moves Closer to the Future of Banking with Acquisition of Zenbanx

Top Online Lender SoFi Acquires Digital Only Bank Zenbanx<p>SoFi has announced the acquisition of Zenbanx, a Delaware-based Fintech firm providing …

Bank tellers are the next blacksmiths

Self-driving cars. Self-serve gas pumps. Self-checkout supermarkets.<p>Add self-banking to that list.<p>No people. No tellers. Nobody greeting you with “How is your day going?” Although, that may come from a machine — and sooner than you think.<p>Bank of America has opened three mini-bank branches­ since …

Banking

A Peek at Future Jobs Shows Growing Economic Divides

A decade from now, the American economy could look much the way it does today — only more so. More dominated by the service sector amid the continued erosion of manufacturing jobs. More polarized in both earnings and geography. More tilted toward jobs that require at least a bachelor’s degree.<p>That, …

Demographics

ES_Masthead

We are jumping 10 years into the future of banking to discover this: I’ve just been refused a Tinder date because my credit score is too low and my …

Draft Horses