Strategy

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If you win the Powerball lottery, don't take the payment in a lump sum

The Powerball lottery jackpot has reached $700 million, the second-highest in US history.<p>If there's a winner or winners in Wednesday's drawing, they will be given a choice of how to take the money: either as an annuity or a lump sum.<p>Choosing the annuity option distributes the jackpot over 30 …

Retirement

I tried the software that uses AI to scan job applicants for companies like Goldman Sachs and Unilever before meeting them — and it's not as creepy as it sounds

<b>• HireVue uses AI to analyze word choice, tone, and facial movement of job applicants who do video interviews.</b><p><b>• The company has raised $95 million and works with companies like Unilever and Goldman Sachs.</b><p><b>• I tried the software by applying to a HireVue job and discussed the results with HireVue's</b> …

Employment

Chimpanzees display psychopathic behaviour in its purest form — and it's helping us to better understand mental illness

• <b>Psychopathy in chimpanzees can be defined by their levels of meanness, boldness, and lack of restraint.</b>• <b><br>Research shows that chimpanzees display psychopathic behaviour in its purest form because they are free from the social shackles of humans.</b>• <b><br>Studying non-human primates is helping us to better</b> …

Mental Disorders

Bill Gates, Richard Branson, and Sheryl Sandberg all use the same old-school organizational hack

Some of the biggest names in business use a surprisingly old school organizational and productivity trick.<p>Microsoft founder Bill Gates, Virgin founder Richard Branson, and Facebook COO Sheryl Sandberg <b>all carry around notebooks</b>.<p>Gates and Branson use their notebooks to record ideas. By keeping a pen …

Success

The 20 best chain restaurants in America

Americans love chain restaurants.<p>From Cracker Barrel to P.F. Chang's, there's little that brings the nation together like a love for the restaurants that span the US. At the same time, not much is more divisive than the question of what chain comes out on top.<p>To answer the question once and for …

Restaurants

A London family is offering their future nanny $129,000 and access to a Maserati

Most employers offer perks to attract the best applicants.<p>But it's rare to find a job posting that promises access to several cars, including a Range Rover, Porsche, and a Maserati — in addition to Michelin-chef prepared meals and a six-figure salary for the right candidate.<p>The London-based role …

Maserati

Wealthy families turn to 'transformative mediation' to decide who gets the summer home

When you think of a summer home, you probably think of sandy hallways, shady porches, and bitter battles over who inherits the place when Grandma and Grandpa are dead.<p>No?<p>In The New York Times, Paul Sullivan writes that wealthy families who once turned to their lawyers over matters of inheritance …

Wealth

Malia Obama is having an epic 'gap year' before school starts at Harvard — here's a look back at her life

Malia Obama is taking advantage of time off before starting at Harvard University.<p>The former president's daughter has been taking a "gap year" before classes start this fall.<p>Malia was most recently shown dancing to The Killers at Lollapalooza festival in Chicago this weekend, in footage obtained by …

Malia Obama

15 of the hardest interview questions you have to answer to become a flight attendant

It's been said that it's harder to get invited to the Delta flight-attendant training center than to get into Harvard University.<p>"It's very competitive, and people get passed over all the time," Annette Long, a flight attendant with 14 years of experience, previously told Business Insider about the …

Airlines

People are paying $80,000 for 'family architects' to fix their kids through 24/7 surveillance

<b>• A new report in New York Magazine investigates a company that sends "family architects" into homes to help parents with their misbehaving children.</b><p><b>• The company, Cognitive Builders, sets up Nest Cams throughout the house to monitor interactions 24/7.</b><p><b>• The program cost one family $80,000.</b><p>A company …

Parenting

This is why American workers burn out faster than others

Brad Stulberg, coauthor of "Peak Performance: Elevate your Game, Avoid Burnout and Thrive with the New Science of Success" shares his thoughts on why American workers burnout faster than people in other countries. Following is a transcript of the video.<p><i>Americans work more hours than most other</i> …

Burnout

A 27-year-old CEO says too many company founders get a key element of leadership all wrong

Practice gratitude, says Bumble CEO Whitney Wolfe (pictured).Whitney Wolfe<p>When Bumble CEO Whitney Wolfe first launched her dating app in 2014, she had a tiny team and a lot of doubters.<p>"There was just a few of us," 27-year-old Wolfe tells Business Insider. "Early on, when you're starting a company, …

Leadership

Fortune 500 CEOs and top execs reveal what to do in your 20s to set yourself up for an awesome career

If you want to run the business world someday, you need to start building an awesome career for yourself early.<p>Current and former Fortune 500 executives have given some great career advice on Business Insider's podcast, "Success! How I Did It."<p>From Sheryl Sandberg to Steve Ballmer, we pulled the …

Success

Princess Diana once broke hearts by leaving hundreds of charities — and it teaches an important lesson in time management

Just before her divorce from Prince Charles was finalized in 1996, Princess Diana stunned the world with another big announcement.<p>The Princess of Wales resigned as patron or president of nearly 100 charities, a move that The Independent reported at the time "devastated" these groups.<p>Diana chose to …

Time Management

The Powerball jackpot is now $700 million — here's Mark Cuban's advice for the winner

The Powerball lottery jackpot has reached $700 million.<p>That makes it the second-largest lottery jackpot in US history.<p>The largest Powerball lottery jackpot in history was in January 2016, when it reached $1.5 billion.<p>Back then, Business Insider reached out to billionaire Mark Cuban to ask about his …

Wealth

'Feminazi,' 'prostitute,' 'horny': Unsettling study zeroes in on how economists talk about women online

A new study of online conversations between economists identifies the words most commonly used to describe men and women, and appears to show the biases faced by women in the field, The New York Times reported.<p>The study, "Gender Stereotyping in Academia: Evidence from Economics Job Market Rumors …

Feminism

12 business leaders who have distanced themselves from Trump so far

It's no secret that this White House tends to hemorrhage staff.<p>But occupants of the West Wing aren't the only casualties of President Donald Trump's governing style.<p>While Trump has repeatedly billed himself as pro-business, his rhetoric and actions around immigration policy, the environment, and …

Elon Musk

Millennials are actually happy in their jobs — workers over 35, not so much

LONDON — Millennials, famed for their job-hopping and love of avocado toast, are the happiest generation of workers, according to a new survey from recruitment firm Robert Half out this week.<p>The research, carried out by Happiness Works for Robert Half, found that just 8% of 18-to-34 year olds …

The Workplace

A sports psychologist shares the visualization technique that's helped Superbowl champions and Olympic gold-medalists

You may associate visualization techniques with feel-good self-help, but some of the world's greatest athletes take the practice very seriously.<p>Dr. Michael Gervais is a sports psychologist who prefers the term "imagery" to "visualization," to keep the focus on all five senses rather than just …

Mindfulness

Bill Gates and Elon Musk share a daily scheduling habit that helps them tackle their busy routines

Bill Gates and Elon Musk are two of the biggest names in tech.<p>Gates cofounded Microsoft in 1975, helping to spark the PC revolution. Now he focuses most of his time on philanthropy.<p>Musk founded PayPal and currently splits his week traveling between Tesla and SpaceX.<p>Both men also share one habit …

Bill Gates

The 10 best jobs in America right now

Think it's impossible to find a job with tons of openings, that pays exceedingly well, and that you'll really enjoy doing?<p>We'd probably be skeptical, too, if it weren't for Glassdoor's annual 50 Best Jobs in America report.<p>To find the best jobs in the US, the job site identified careers with the …

Job Satisfaction

We ranked the remaining 'Game of Thrones' leaders by their abilities — here's how they're doing this week

<b>Warning: "Game of Thrones" spoilers ahead.</b><p>Leadership skills can really come in handy in Westeros, especially when dealing with fighting siblings, snowy hiking trips, and anti-dragon ice javelins.<p>A few weeks ago, we ranked the "Game of Thrones" characters based on their leadership abilities. So …

Game of Thrones

Ray Dalio, the founder of the world's largest hedge fund, is worried that democracy is being threatened

Bridgewater Associates founder and co-CIO Ray Dalio thinks that democracy is being threatened.<p>In a LinkedIn post published Monday, Dalio said that democracies are healthy when the principles "that bind people are stronger than those that divide them." In turn, "democracies are threatened when the …

Wealth

Goodwill is 'overrun' with stuff millennials and gen-Xers refuse to take from their parents, who pay up to $5,000 to get rid of it

No one wants the family china. A Goodwill thrift store in Denver, Colorado, is pictured. John Moore/Getty Images<p><b>Younger adult generations won't take their aging parents' stuff, reports The New York Times.</b><p><b>Some of these parents are paying thousands of dollars for professional help downsizing.</b><p><b>The</b> …

Millennials

Former head of federal behavioral analysis program: The 'golden rule' is wrong, here’s the best way to interact with people

We've all heard it since kindergarten: treat others the way you wish to be treated. This "golden rule" has long been a mainstay of interpersonal interaction.<p>Robin Dreeke, a Naval Academy graduate, former Marine, former head of a federal behavioral analysis program, a current FBI agent, and coauthor …

Compassion

Experts' favorite retirement savings account comes with a huge catch

• <b>The Roth IRA is a popular account that allows you to invest tax-free for retirement.</b>• <b><br>If you earn too much, you will not be able to contribute directly to a Roth IRA.</b>• <b><br>However, a</b> <b>strategy called the 'backdoor' Roth IRA makes it possible for high earners to bypass the income limits.</b><p>The more money you …

Retirement

Dating strategist Matthew Hussey says this is the only time you should stay friends with an ex

Most people in life fall into one of two categories: those who stay friends with exes, and those who do not.<p>A May 2016 study by researchers at Oakland University found that participants who displayed so-called "dark personality traits," including narcism and psychopathy, were more likely to stay …

Relationships

9 tricks to instantly appear more competent

• <b>Being competent and seeming competent to others are not always the same thing</b>• <b><br>There are steps you can take to seem more competent, from speaking more quickly to telling appropriate jokes</b>• <b><br>However, don't alter your behavior or appearance seeking competence in any way that makes you uncomfortable or</b> …

Psychology

11 books the US Army's top officer recommends to help understand the world

Secretary James Mattis has been heralded as a "warrior monk" for his prodigious knowledge and voracious reading habits.<p>But Mattis, a retired Marine general, is not the only US military officer who has supplemented his martial knowledge with academic achievement.<p>In that spirit, the US Army has …

U.S. Army