Brenda L. Peterson

1,297 Flips | 27 Magazines | 9 Likes | 122 Followers | @brendalearns | Learning & development leader focused on using learning design principles to promote growth & engagement. Geek, knitter and roller derby newcomer.

11 Tips To Help You Act Like a Professional

Professionalism is defined as an individual's conduct at work. In spite of the word's root, this quality is not restricted to what we describe as …

Employment

Meeting and Webinar Best Practices and Resources

The attached PDF goes over best practices to use when hosting Zoom Webinars. Learn pre-event, live-event, and post-event best practices ranging from …

Webinars

5 Ways To Build A High-Performance Team

Have you ever been part of a great team at work? A team where you loved to come to work every morning, a team that charged you up with energy, and a team that encouraged you to accomplish goals you thought were impossible. On this team you felt a great sense of belonging and believed that others …

Leadership

Total Expert Accepted into The Mortgage Collaborative

MINNEAPOLIS, Aug. 14, 2018 /PRNewswire/ -- The Mortgage Collaborative, the nation's only independent mortgage cooperative, announced the addition of Total Expert, the company that created the first Marketing Operating System (MOS) specifically for mortgage lenders and financial services …

Financial Services

Leaner Lending. Better Borrowing. | LendingQB

Loan Origination Platform<p>Primary system of record<br>• Extendable via web services<br>• Built-in workflow engine<p>Comprehensive Compliance<p>Automated compliance …

Marksman

Industry-Leading Secondary Marketing Automation

Enterprise secondary marketing platform tailored to the unique needs of your lending organization<p>Lead Generation<br>• Consumer Engagement<br>• Product & …

What is private mortgage insurance?

PMI is arranged by the lender and provided by private insurance companies. PMI is usually required when you have a conventional loan and make a down …

Personal Finance

What is the difference between a mortgage interest rate and an APR?

There are many costs associated with taking out a mortgage. These include:<p>The interest rate<br>• Points<br>• Fees<br>• Other charges<p>The <b>interest rate</b> is the cost you …

Personal Finance

What Is the Par Rate?

With regard to mortgage lending, the “<b>par rate</b>” is the interest rate a borrower will qualify for with a given bank or mortgage lender assuming there …

When Should You Pay Points on a Mortgage?

Average Cost of Homeowners Insurance (2018)

We found the average cost of homeowners insurance to be $1,083 nationwide. Homeowners insurance rates continue to rise at a steady rate throughout …

Framing

Unpacking the mortgage payment

As a first-time homebuyer, you’re likely concerned about the financial obligations that come with owning a home. How much can you expect to pay each …

Personal Finance

Magic Number: The Ideal Credit Score For Securing A Mortgage

To most of us, a credit score seems like a random trio of numbers determined by a complicated algorithm, but it represents much more to a lender who’s considering whether to approve your mortgage loan. A low credit score can indicate you’re a risky borrower, while a high score can significantly …

Personal Finance

The Secrets of Mortgage Pricing

For many originators today, mortgage pricing has always been automated and presented to them by their company’s pricing engine. Older originators may …

Finance

FHA 203k Rehab Loan Program Guidelines and Requirements

If you want to purchase a house that needs a lot of repairs before it is ready to be occupied, an <b>FHA 203</b>(<b>K</b>) loan can be used to complete the …

What Is a Jumbo Mortgage?

A jumbo mortgage can be the best way to get financing for an expensive home.<p>A jumbo mortgage is a type of mortgage loan whose principal balance …

Real Estate

Conforming vs. Non-Conforming Loans | PennyMac

Conventional. Conforming. Non-conforming. Do you know the difference?<p>When you're evaluating home loan categories, it's easy to get confused by the …

Real Estate

Different Types of Mortgage Loans Explained

The Different Types of Mortgage Loans in 2018, Explained<p>By Brandon Cornett | © 2017, all rights reserved | Duplication prohibited<p>Get up to 5 Offers …

Personal Finance

What’s Your Debt-to-Income Ratio? Calculate Your DTI

Debt-to-income ratio divides the total of all monthly debt payments by gross monthly income.<p>Lenders use this calculation — along with credit history …

Personal Finance

What Is an API?

You’ve likely seen the term “API” come up. Operating system, web browser, and app updates often announce new APIs for developers. But what is an API?

Microservices

My FICO logo

What is a FICO® Score?<p>Credit score videos<p>Close Close What is a FICO® Score<p>Close Close What goes into FICO® Scores<p>Close Close Managing your FICO® …

Personal Finance

Ask a Lender unveils Best Mortgage Companies

Buying a home is a big decision, and finding the right partner in financing that purchase is an important step of the process.<p>Buyers want to work …

Real Estate

(1) 14 Things Ridiculously Successful People Do Every Day | LinkedIn

Having close access to ultra-successful people can yield some pretty incredible information about who they really are, what makes them tick, and, …

Housing and Mortgage News

You ask, and the underwriter answers<p>If the lender and seller credits are more than the closing costs can we use the excess credit to cover part of …

Real Estate

Daily News & Commentary

A Zen master visiting NYC approaches a hot dog vendor and says, “Make me one with everything.” The hot dog vendor fixes a hot dog and hands it to the …

Freddie Mac

Mortgage Bankers Association

<b>MBA Insights: Your weekly, dynamic deep-dive.</b><i><br>MBA Insights</i> provides a unique way for subscribers to digest the industry's major issues and latest …

Real Estate

Don't be a BOSS - be a LEADER

I've worked for many bosses but few leaders. Working under a bad boss can make a good job even in the best company, unbearable. As the saying goes, …

Leadership

Minnesota Inline Skate Club

Click on the Google icon in the lower right corner of the calendar to add this calendar to your mobile device.<p>If you click on an event, then click …

Minnesota

Robichon's Skate Ventures - Learn-to-Inline (Rollerblade) Skate

ROBICHON’S is the original inline (rollerblade) skate school and a quad (roller) skate school for kids and adults. Home to the popularization place …