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An Overview of Renter’s Insurance

Renters sometimes overlook the need for insurance based on the belief that they may not have a significant amount of personal possessions, or because …

The New Red Scare: Chinese Ownership of U.S. Debt

This favorable exchange rate helps to promote Chinese exports. While low-cost Chinese products benefit American consumers, a major criticism of …

Healthy Body, Healthy Pocketbook

<b>Tip:</b> Healthy Targets. Generally speaking, cholesterol should be 200mg/dL or lower. And a good blood pressure level is 120/80 mmHg or less.<p>People save …

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

What Is a Stretch IRA?

<b>Tip:</b> What’s in a Name? If you fail to name a beneficiary on your IRA, it may be much more difficult for your beneficiaries to ‘stretch’ the inherited …

Should I Pay Off Debt or Invest?

Pay Yourself First

What will you do with the money you save?<p>If retirement is your priority, consider taking advantage of tax-advantaged investments. Employer-sponsored …

Debt Stress

If you are experiencing debt-related stress, you should consider attacking the root of the problem. Generally, it takes time to work down debt, but …

Life and Death of a Twenty Dollar Bill

<b>Tip:</b> Daily Production. In 2017, the government will print roughly 19 million notes a day, totaling about $209 billion in value for the year. More …

A Cheat Sheet for Sending Your Kid to College

Let your child have the discretion to make decisions about what to bring. However important you think a dust skirt for the bed is, try to avoid …

From Boats to Brokers

A Brief History of Estate Taxes

<b>Tip:</b> Regardless of your net worth, it’s critical to understand your choices when developing an estate strategy.<p>Federal estate taxes have been a …

To Buy or Not to Buy

A Taxing Story: Capital Gains and Losses

Capital losses may be used to offset capital gains.³ If the losses exceed the gains, up to $3,000 of those losses may be used to offset the taxes on …

Crowdfunding—Capital for the 21st Century

Until recently, crowdfunding to solicit investments from the general public was not allowed. However, with the passage of the JOBS Act of 2012 and …

Annuity Comparison

Kuderna Financial Team

Money Draining Food Myths<p>These food myths will really put a drain on your wallet.<p>The Big Picture– Cracking Open a Six Pack<p>Knowing your risks is …

Interested in a Fuel Efficient Car?

Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.

What to Do When You Lose Your Wallet

How Much Home Can I Afford?

The Investment Risk No One’s Ever Heard Of

Knowledgeable investors are aware that investing in the capital markets presents any number of risks—interest-rate risk, company risk, and market …

Bitcoin 101

Bitcoin has emerged as a digital currency that exists virtually. It is a “cryptocurrency” which uses cryptography to manage the creation of units, …

What Is a Roth 401(k)?

Roth 401(k) plans are subject to the same annual contribution limits as regular 401(k) plans—$18,000 for 2017, ($24,000 for those over age 50). These …

What's So Great About a Rollover?

Changing jobs can be a tumultuous experience. Even under the best of circumstances, making a career move requires a series of tough decisions, not …

Should You Invest in Exchange Traded Funds?