Bradley Johnson

437 Added | 3 Magazines | 1 Like | 2 Following | 188 Followers | @bjohn237 | Keep up with Bradley Johnson on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Bradley Johnson”

Personal Finance

Understand These 7 Types of Investments and You'll Practically Be a Pro

<i>When it comes to your finances, do you take a head-on or head-in-the-sand approach? If you identify with the latter, the good news is you're not</i> …

Retirement

Checklist: 9 Questions Every Advisor Should Be Able to Answer

Whatever your priorities, this can help you find someone who understands you and has the resources to help you manage your financial life

10 Steps Everyone Must Take to Get Rich

These moves will be your foundation for establishing positive financial habits that will move you closer toward your goal.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>The millennial generation is at the point now where they’re starting to think hard about how to build long-term …

Personal Finance

The Only 3 Reasons Why You Should Have an Irrevocable Trust | Investopedia

You probably don’t need an irrevocable trust. When you create an irrevocable trust you are creating a trust that cannot easily be changed. When you …

Retirement
Personal Finance

Should you and your partner combine finances? 3 common money mistakes — and how to talk about them

Talking about money or financial topics can be a conversational minefield. Even asking someone what they do for a living, if done the wrong way, may …

Personal Finance

21 simple ways to earn passive income

Making money takes work, but working can suck.<p>Luckily, there are some ways to make money with little to no effort.<p>Though some of these methods do take some work up front, they can set you up to earn passive income for the long term.<p>Here are 21 ways to make money with minimum effort.

Real Estate

6 Easy Ways To Tell If You Are Good With Money

How can you tell how well you’re doing financially?<p>You can’t compare yourself to others, because you never know what’s going on behind the scenes. The “successful” people you admire may actually have a negative net worth!<p>As a financial planner, I have the privilege of taking a good hard look at …

Personal Finance

Top 3 ETFs for Investing in Water in 2017 | Investopedia

It's impossible to overstate our dependence on water. Even though roughly 70% of the earth is covered by water, only a tiny fraction of 1% is fresh …

19 crucial money lessons I learned in my 20s

Here are 19 of the most important lessons I've learned along the way.<p>1. We <i>need</i> to talk about money<p>Money is still way too taboo. And the only way we break down this wall is to open up dialogues with friends, partners, parents — anyone who'll listen, really. Having honest conversations about salaries …

Personal Finance

Financial planner answers common personal finance questions

When you’re a financial planner, clients come to you with pressing personal finance questions. The same questions tend to crop up from different …

What Are the Characteristics of Successful Investors? | Investopedia

Successful Investors Have Reasonable Expectations<p>The most successful investors have reasonable expectations. Here are some examples:<p>Your investment …

MyMoney System Error - Fidelity

769013.1.0

How to save up to buy a home without sacrificing your lifestyle

But there's just one problem: Saving for a down payment can feel like an impossible goal, since 20% of the typical home's purchase price is a large sum of money!<p>Don't let panic set in. Recognize you have lots of options to save up the cash you need to buy that home for sale in Houston, Texas. After …

Personal Finance

Achieving a perfect credit score is a lot easier than you may realize

Americans would probably be lost without their credit cards. According to ValuePenguin, the average balance-carrying household had more than $16,000 in debt as of May 2016, with total outstanding consumer debt hitting $3.4 trillion, including $929 billion in revolving debt. Considering that roughly …

Personal Finance

Divorce and New Social Security Rules: What to Know | Investopedia

The new Social Security claiming rules that went into effect back in April of this year have effectively created two different sets of rules that …

Retirement

3 brutal charts explain everything that is going on in money management right now

The flow of money from actively managed funds to index-trackers is one of the dominant themes in finance right now.<p>US exchange-traded funds now have close to $2.4 trillion in assets, according to the Investment Company Institute.<p>Actively managed funds, in contrast, have been losing assets at a fast …

Investing

Strategies for 5 Common Retirement Surprises

<b>Updated May 2017</b> — No matter how carefully you plan for retirement, you can't predict the future. Just as you leave the work force, a colleague might …

Retirement

An investing secret for seeing the future: Cut through the fog to understand the present

<i>Second of two parts</i><p>Each time we buy or sell an investment we are effectively making an assumption about the future even though few of us have a clue …

Investing

Can Science Make People Save Money?

An experimental program at a New York check-cashing company tried to incentivize savings accounts for the poor. But the psychology of poverty is hard …

Consumer Financial Protection Bureau

The Rewards Programs of These Credit Cards Are Too Generous

Morrie Low, a 27-year-old Seattle cocktail server, has found an unlikely new source of pleasure: credit card companies.<p>After working off card …

Personal Finance

27 money experts share their best investing advice

When it comes to investing, even the most seasoned investor had to start somewhere. If you're just getting started with your first investment, you might have some questions and even a little apprehension.<p>Have you ever wondered how experienced investors got their start? Fortunately, we've asked that …

Investing

Marrying Your Equal Is Better Than Marrying Rich

At 39, I’m starting to see more relationships fall apart than begin. But for those that are still lasting, the one constant seems to be that each …

Human Rights

What Marriage Taught Me About Money

My husband I and recently renewed our wedding vows so I’ve been reflecting a lot on how beneficial our relationship has been to my life in ways that were both expected and unexpected. When couples get married, they expect that their marriage will be both a romantic and a spiritual relationship, and …

Retirement

I have 15 streams of income, and here's why you should, too

I know what I would do: nothing. Because I have several bosses, including myself. When you have multiple income streams, losing one is not that big a deal. I know you probably think you can't work any more than you already do, with your full time job and other personal commitments.<p>That is fine. It …

Personal Finance

7 Things All Newlyweds Need to Do With Their Money, Stat

The full meaning of "for richer or for poorer."<p>This past April, I finally finished a project that took a year and a half, way too much money, and more stress than the human brain should be expected to handle. Yes, reader, I married him. The wedding was wonderful, and so is my husband, though it's …

How to Pay Zero Capital Gains Tax When You Sell Your House

It is often said that buying a house is the largest purchase you will make in your life. If you’re not careful, though, that house can also create …

Real Estate

Smart Investors Ignore the Noise

You should focus on the long term and investing in relatively cheap assets.<p><i>People don't have a good intuitive sense of how to weigh new information</i> …