Bill Sterling

71 Flips | 10 Magazines | 4 Likes | 3 Following | @billsterling144 | Keep up with Bill Sterling on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Bill Sterling”

This could be the most important chart of the century for investors

“Oh, that’s all, huh? No pressure.”<p>That’s basically the initial response we got when we asked an assortment of financial and economic types for what …

Stock Markets

Graham's "Defensive Investor" Strategy - Quant Investing

A stock portfolio based on Ben Graham’s Stock Selection Criteria for the Defensive Investor is a robust and straightforward method to beat the …

The Simplest Way To Beat The Market (Part 1)

Ben Graham's "Stock Selection Criteria for the Defensive Investor" were published 70 years ago.<p>The strategy still beats the market with 2x higher …

Opinion: This is the less risky alternative to retiring early that still gives you plenty of freedom

I don’t really like the FIRE acronym (which stands for Financial Independence Retire Early), especially when it’s linked to a young age. I see it as …

These 9 experts warn that another stock-market correction is coming

Despite data that continue to show decent economic growth and corporate profits, the stock market is still struggling to retain prior highs set at …

Stock Markets

Father reads poem of son killed in Florida school shooting

<b>(CNN) —</b> Alex Schachter was one of the 17 victims that were killed by a gunman last week at Marjory Stoneman Douglas High School in Parkland, Florida.<p>During CNN's town hall on Wednesday, his father, Max, recited a free verse poem the 14-year-old wrote two weeks prior to his death.<p>"He decided to …

Florida School Shooting

Financial Fitness: The Retirement Income Puzzle

<i>By Stephen Polizzi, CFP, Director of Financial Planning</i><p><i>Making smart choices about how much to withdraw and from where can help keep your retirement</i> …

Retirement

Simple math shows how many space aliens may be out there

It’s a lot more than you might imagine!<p>If you say you believe space aliens exist, I doubt your friends will be shocked. In a universe aglow with 2 trillion galaxies, you'd be supremely smug to think that Earth alone hosts clever creatures. One 2015 poll showed that 54 percent of Americans feel …

Aliens

The Market’s Rise Makes the Dot-Com Bubble Look Sane

By<p>Jan. 26, 2018 2:51 p.m. ET<p>Stocks are surging today as a weaker-than-expected GDP reading has sent investors scurrying back into fast-growing tech …

Investing

Want your kids to talk to you? Try this...

If you want your kids to talk to you, don’t ask them questions.<p>Kids and husbands have a lot in common—both hate questions. Husbands don’t have the nerve to tell their wives how much they detest the <i>why</i> word. Kids? Boys will grunt a nonsensical response, girls will flash a dramatic eye-roll, and both …

Parenting

The Storm Is Coming

The Bank for International Settlements recently released a report showing that lessons have not been learnt from the financial crisis.<p>Early signs of …

Experiences in Childhood Can Alter Your DNA For The Rest of Your Life

It could even make you prone to illness.<p>Childhood is a defining period in anybody's life, but for many of us it seems those early life experiences …

Study finds 1 in 8 Americans struggles with alcohol abuse

<b>(CNN) —</b> Americans are drinking more. A lot more. According to a new study published in JAMA Psychiatry, an estimated one out of every eight Americans struggles with an alcohol disorder.<p>The study tracked drinking patterns among 40,000 people between the years of 2002 and 2003, and then again from …

Alcohol

Here's Why You Shouldn't Bother Narrowing Down a Retirement Age

I've written many articles before designed to help readers identify their ideal retirement age. And it's not uncommon for folks to attempt to nail down a specific retirement age to work toward.<p>But here's the problem with that approach: While there are certain key ages for workers to know about …

Retirement

23 habits that psychologists have linked with happiness

It's the little things.<p>Some habits just seem to have the power to lift your spirits.<p>Whether it's taking a few minutes to dive deep into your …

7 Things Emotionally Intelligent People Don’t Do

The restaurant manager who speaks with poise and grace to the patron complaining loudly about the wait service. The levelheaded friend you call in …

Emotional Intelligence

Should I invest $200,000 in an annuity?

<i>My wife and I are retired and drawing Social Security. We also have $200,000 in a retirement account that's invested in a CD. We're thinking of transferring that money to an immediate annuity. Do you think that's a good idea? --Anthony, Arizona</i><p>The answer depends on what you're hoping to achieve. If …

Retirement

Are you an introvert or an extrovert? It's more complicated than that

There's this incredibly powerful idea in popular psychology that personality lies along a spectrum of chattiness: extroverts on one side, all drawing their energy from socializing, and then, on the other, introverts, who tap into their power within fortresses of solitude.<p>Like the popularity of the …

Psychology

There's a major flaw with central bank assumptions

A European Central Bank official recently said the ECB wants our Federal Reserve to hike interest rates in December. Why is that? In their twisted minds, it will confirm that years of monetary insanity actually worked.<p>ECB policy is far crazier than anything the Fed has done. We don't have negative …

Deutsche Bank sees world economy, investment reversing for the next 35 years

Global economic growth will be so slow over the next 35 years that policymakers will struggle to meet the significant economic, social and political …

Childhood Trauma Leads To Lifelong Chronic Illness -- So Why Isn't The Medical Community Helping Patients?

When I was twelve, I was coming home from swimming at my neighbor's dock when I saw an ambulance's flashing lights in our driveway. I still remember the asphalt burning my feet as I stood, paralyzed, and watched the paramedics take away my father. It was as if I knew those flashing lights were a …

Central Banks Will Create A Historical Gold Rush

<b>Central Banks Will Create A Historical Gold Rush</b> <br>By Egon von Greyerz<p>The central banks are leading the world into a black hole and have no idea what a …

Central Banks

Retirement Income Planning Should Focus On Saving, Not Withdrawing

In my last article, I discussed “safe savings rates.” The following case study illustrates the safe savings rate concept using someone saving for retirement during the final thirty years of her career, and she earns a constant real income in each of these years. A fixed savings rate determines the …

Retirement

'Gold is calling BS' on our economic policy

You come out in favor of gold and you get maligned as some kind of doomsday-prepping, knuckle-dragging wingnut. Then you never get to go on TV. They don't invite the crazy gold guys on TV.<p>I've been long gold since 2005. Rode it all the way down from 2011 to 2016. If you ride something down 45%, you …

Deficits

How a tiny piece of metal saved this woman from a lifetime of painful sex

Five years ago, Tara Langdale-Schmidt's life changed forever. Until then, she'd enjoyed a healthy sex life. But suddenly, out of nowhere, intercourse …

Alternative Medicine

5 Ways To Increase The Serotonin In Your Brain

<i>Serotonin acts as a neurotransmitter, a type of chemical that helps relay signals from one area of the brain to another…it is believed to influence a</i> …

Wellness

'True shocker': February spike in global temperatures stuns scientists

"This is really quite stunning ... it's completely unprecedented," said Stefan Rahmstorf, from Germany's Potsdam Institute of Climate Impact Research …

China's currency devaluation is just getting started

The stark truth is nobody wants yuan anymore.<p>The U.S. dollar (USD) has gained over 35% against major currencies since 2011.<p>China's government has pegged its currency, the yuan (renminbi) to the USD for many years. Until mid-2005, the yuan was pegged at about 8.3 to the dollar. After numerous …

What John Kasich's hug tells us about his character

<b>(CNN) —</b> This has been a dismal political season by any calculation, with rancor and bickering on both sides of the aisle, and with a growing sense of hopelessness among the people who will be called upon to cast votes in November for president of the United States.<p>I should speak for myself: I feel …

Government

Opinion: This is how to stay in the market when stocks spin out

If you weren’t so worried about losing money, it might happen to you less often.<p>That’s because losses, according to a new study, occur when people …