B.E.A.T. the Odds

19 Added | 1 Magazine | 3 Following | 2 Followers | @beatheodds | B.E.A.T assist the adolescence, adult and elderly person, including indigent minorities, to develop their potential by aiding in scholastic training, tutoring, education and promotion of special production and classes, with emphasis on immigration causes, legal and financial issues.

Meritocracy is a massive lie: Race, inheritance and the the truth about the rigged American dream

Upward mobility has become a mirage: Rich have never had more wealth, the rest of us have never had so much debt<p>Once a process of economic polarization begins, it is very hard to turn it around. Attitudes harden, fear grows on fear; as people polarize geographically, they begin to know less and …

Income Inequality

How to Invest for a Child — Without Using a 529 plan

Q: I recently had a child and I would like to invest money for her in something other than a 529 account. I want her...<p><b>Q: I recently had a child and</b> …

Personal Finance

6 Financial Mistakes to Stop Making by Age 40

It doesn't matter if you're in your 20s, 30s, or 40s — everyone makes financial mistakes. But, the mistakes we make in our later years are often …

Personal Finance

Do You Have a Financially Fit Marriage?

The following article is by <b>Kristi Muse</b>, our staff writer. She is a freelance writer, blogger, police officer’s wife, and stay at home mom of two. To …

Personal Finance

Why You Need To Understand Utilization If You Want A Good Credit Score

Obtaining a credit score above 750 makes life cheaper. You will be able to obtain mortgages and auto loans at the lowest possible interest rates. Having a good credit credit score can even be more important than avoiding a DUI to get the lowest auto insurance rates. In recent years, many very smart …

Personal Finance

Don’t be too generous with your retirement cash

We hear a lot these days about the strains on the sandwich generation, those caught between the demands of their children and their aging parents. …

Retirement

Goldman: Companies That Spent Money on Buybacks Are Going to Have a Tougher Time When Rates Rise

Goldman Sachs has a message for all those companies that have been spending their massive cash stockpiles on dividend payouts and share buybacks to …

Investing

Over 50? Supersize Your Retirement Savings

Traditionally, retirement planning picks up once age 50 rolls around. However, recent figures show that an astounding number of Americans that close to retirement age haven't even started yet.<p>The U.S. Government Accountability Office recently reported that most households approaching retirement …

Retirement

9 Money Habits to Master Before Your 30s

You know how the saying goes: Bad habits are hard to break. But sometimes it’s even harder to create good habits — especially good money …

Dreaming of Early Retirement? These 5 Strategies Will Help You Make Your Nest Egg Last Longer

Most of us have occasionally daydreamed about early retirement. Have you gone a step further, crunching some numbers to figure out how much money you …

Your salary shouldn’t be your only source of income

Millions of words are written everyday about personal finance. Most of these are sensible, but lack the psychological and behavioral aspects that help people break bad financial habits. In the meantime, the advertising world bombards you with great ways to separate you from your money, by blurring …

Retirement

How college grads (and everyone else) can retire as millionaires

Are you a recent college grad? Have you just landed your first real, career-oriented job?<p>You should already be thinking about retirement. Because if …

Retirement

Bill Maher unloads on the 'sick culture of wealth'

"I'm sure the majority of rich people have always been greedy and selfish, but this crowd today takes it to a whole new level," the left-leaning Maher said. "Somehow it is not enough to spend lavishly on themselves. They have to actively take from others."<p>In his six-minute rant, Maher used the …

Bill Maher

You May Be Wasting Thousands Of Dollars On These 7 Things

We have been analyzing many of our expenses over the past several months. We experienced a little bit (okay, a lot) of <b>lifestyle inflation as our</b> …

Personal Finance

No matter what A-levels you get, your parents' wealth will still determine your future

Private school pupils earn more than their peers even when they get the same grades. If we really care about social mobility, education alone is not enough<p>Across the country on Thursday, anxious students and their parents will get their A-level results.<p>For most families the stakes are high. A good …

High School

Damage to Navajo Nation water goes beyond money

<b>(CNN) —</b> On the Navajo reservation, the leader of the community of Shiprock worries about the corn, melons, squashes and other crops that could be lost if water from the San Juan River can't be drawn for irrigation.<p>The New Mexico farmers stopped drawing water from the river following the August 5 …

Pollution