bearwar1

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Medicare isn't enough for retirees — here's how much extra coverage costs in every state, ranked

Saving for retirement seems to be never ending.<p>It's twice as expensive to retire today as it was 25 years ago, writes James Moore in MarketWatch. And according to one financial planner, millennials need more than $1 million saved by the time they retire.<p>One cost often overlooked when it comes to …

College Sports

A Guide to Acoustic Amps

0<p>SHARES<p>Choosing the right amplifier for your acoustic guitar can be a challenging proposition, especially since so many of them offer a forest of …

Music Production

Are you among 23% of Americans with retirement plans making this terrible mistake?

Have you thought about making it, too?<p>Sometimes in life, we run into situations where we need money and don't have an easy way of accessing it. So if you're sitting on a retirement plan like an IRA or 401(k) and have a pressing need for cash, you may be tempted to withdraw funds from your account …

Retirement

Will Social Security Survive?

Social Security's on shaky financial ground and a big cut to benefits is on the horizon.<p>Over half of current workers think Social Security will be …

Retirement

Retiring? Here Are 3 ETFs to Keep Your Nest Egg Growing

You can't let up on the gas when you quit work.<p>Saving for retirement takes an entire career, but even after you retire, there's still more work to be …

Investing

This Simple Move Can Give You $1 Million More for Retirement

Especially if you start early in your career, small boosts can have a big impact.<p>Saving money for retirement can feel overwhelming — it’s such a big …

Retirement

Employee health benefits: How to hack them to get maximum return

Employee health benefits can have huge value, but you may not be taking full advantage of yours.<p>Here are three hacks that can help you get more out of what your company offers.<p>Drain your FSA early<p>Medical flexible spending accounts allow employees to put aside pre-tax money, typically through …

Retirement

Why retirement is a time to rejoice, not panic

Free Preview<p>For full access, or Subscribe Now and get 4 weeks free!<p>Someone asked me once why I seem to always get the call from CNBC and other …

Retirement

Everything you need to know to get your money and life in order

Free Preview<p>For full access, or Subscribe Now and get 4 weeks free!<p>Women currently control over one-half of the wealth in the U.S., according to the …

Retirement

Will I owe taxes if I consolidate my non-IRA accounts?

If you don't follow the rules, you could get hit with a taxing surprise.

Retirement

Fact or Fiction: Social Security Is Running Out of Money?

Social Security's $2.9 trillion in asset reserves could soon disappear, but that only tells part of the story.<p>Social Security is arguably the most …

Retirement

‘Dying at your desk is not a retirement plan’

Fritz Gilbert knew in his 20s that he did not want to die at his desk.<p>Gilbert, 55, who retired last week, started saving decades ago for what could be one of our most fraught decisions: When do I retire?<p>The question is deeply personal. It requires a brutal look at your life.<p>Some people get a pit in …

Retirement

Ask a Fool: Can Investment Income Affect My Social Security Benefits?

Too much income can reduce Social Security benefits, but only certain types of income count.<p>Q: I just retired at 62 and get about $4,000 per month in …

Retirement

Top 10 Ideas to Successful and Happy Retirement

I recently had a reader write saying that the only people who understand retirement are people who are retired. I think there is some truth to this …

Retirement

WEC fleshes out 'hypercar' vision for 2020 rules

The FIA World Endurance Championship has revealed more details for its 2020 LMP1 successor in its presentation of provisional new rules for the …

Sports Cars

Who wants to be a penny-pinching pensioner? | Financial Times

Most people in government or in the pensions business are pretty convinced that we are in the midst of a nightmarish pensions crisis. How can we make …

Retirement

How to Check a Financial Adviser's Credentials the Right Way

You're looking up a financial professional, but you can't find them on FINRA or the SEC's website. Is that a red flag, or did you just look in the …

Retirement

4 Things to Eliminate From Your Life for a Happy Retirement

Many retirement articles have been written about all the wonderful things you can do with the free time you will have after you retire. Once you …

Retirement

The secret to getting airfare deals is all in the timing

This article is reprinted by permission from NerdWallet.<p>When Justin McCurry, founder of the website RootofGood.com, travels with his family of five, …

Personal Finance

15 Tips for a Happy Retirement

If a happy retirement is what you’re seeking, here are 15 tips to make it happen.<p>1. Control Your Spending!<p>This could be the single biggest step in …

Retirement

Pete the Planner: A critical look at health savings accounts, a financial product I like

<i>This article is the second part of a three-part series where I explore the three financial products I love the most, but through a highly critical lens. During this series, I will not focus on the positives.</i><p>I thought they were playing a trick on me.<p>“That will be $225,” the nurse exclaimed as I was …

Health Care

Concerned About Social Security Cuts? Here’s an Even Bigger Issue to Worry About

The problem goes well beyond a potential reduction in benefits.<p>The Social Security Trustees just released their latest report, and the outlook isn't …

Retirement

What is a backdoor Roth IRA?

In late 2017, Congress passed the Tax Cuts and Jobs Act, changing several features of the tax code.<p>The standard deduction increased to $12,000 for individuals and $24,000 for married couples filing jointly for seniors. For high income earners, the new tax law allows a backdoor approach that enables …

Retirement

Six ways to reduce blood pressure – naturally

Having even slightly high blood pressure in mid-life can dramatically increase your risk of dementia in later life, according to a major new study.<p>Researchers from the French National Institute of Health and Medical Research (Inserm) and University College London (UCL) recently found that the …

High Blood Pressure

Guitar Essentials: Learn Five Classic Delta Blues Turnarounds

2<p>SHARES<p>The blues is a relatively young form of music, but the turnaround has been with us for quite some time. The concept of ending a chorus on the …

Electric Guitar

4 ETFs To Park Your Money When You Want To Cut Market Exposure

From time to time investors look at reducing their market exposure and “parking” their money safely. Some choose plain cash, but cash has a negative real rate – it does not grow, and inflation eats away at its value.<p>Some ETFs can provide stability and a moderate return with very low exposure to …

Investing

Your Estate Could be Bankrupt Unless You Protect Against This

Whether you’re a successful business owner, a family of wealth or just average, middle-class folks, if you haven’t prepared for the possibility of …

Retirement

The Grim Consequences of Not Reforming Social Security

Each year, the trustees of Social Security and Medicare issue their report delivering the news, invariably dismal, about the financial condition of …

Retirement

Adaptability Is Key For A Strong Retirement

A favorite topic to write about is alternative retirements like going to live in another country for a few years or all of the many ideas I've …

Retirement

8 signs you're better with money than you think

1/<p>1. You know your credit score — and understand how it works.<p>Matt Cardy/Getty Images<p>If you don't know what your credit score is, it's important that …

Personal Finance