Barret Howell

1,190 Flips | 1 Magazine | 7 Likes | 5 Following | 1,059 Followers | @barrethowell | Barret is a millennial, writer, blogger, technologist and digital banking strategist. He offers his perspective and service to financial institutions by helping them create a Digital Banking Strategy for winning the millennial generation. As a published author and in-demand speaker, Barret travels the country sharing news and insights with audiences on the process of creating and executing a Digital Banking Strategy specifically for millennials.

Apple will reportedly launch a credit card with Goldman Sachs

Apple is preparing to release a credit card in partnership with investment bank Goldman Sachs, according to a new report from <i>The Wall Street Journal</i>. The new credit card — which marks the end of Apple’s credit card partnership with Barclays — would use the Apple Pay branding, and it’s expected to …

Goldman Sachs

Zuckerberg Hits Users with the Hard Truth: You Agreed to This

After another privacy bombshell, Facebook tells horrified users, “it’s explained right there in the app.”<p>After embarking on exactly the kind of cringe-inducing apology tour one would expect following the revelation that Cambridge Analytica plundered the data of millions of Facebook users, <b>Mark</b> …

Internet

Facebook Container Extension: Take control of how you’re being tracked

Our Multi-Account Containers extension has been a game changer for many users, letting them manage various parts of their online life without …

Cute

‘The biggest challenge is overcoming people’s apathy’: Inside Simple’s marketing strategy

Simple is re-introducing itself through an ad campaign its been running on billboards and subway ads in various U.S. cities.<p>The ads pair everyday …

The Neobank Threat: How Worried Should Banks Be? - Insight Vault

Two stories in the press caught my attention this week:<p>American Banker reported that "Chime, a mobile-only neobank for millennials, said that it has …

10 Banking Channel Metrics That Have Dramatically Changed in 10 Years

It shouldn’t be hard to convince you that the banking industry has changed dramatically over the past 10 years.The introduction of smartphones …

Banking

Are Banks Missing the Mark on Message?

<i>Delivery and content are equally important to a bank’s future readiness.</i> <b></b> I received a “personalized” email last week titled <i>5 Savings Strategies for</i> …

Banking

How Big Data, FinTech & Digital Transformation are Forcing Top Business Schools to Re-Engineer their Graduate Programs

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Business School

How Banks Are Integrating Blockchain Technology

In order to keep up with the cryptocurrency movement, and utilize the exciting new technology that has emerged, banks have begun to integrate …

ACH Considerations for Expanding Business Services

Credit unions' exploration of business services need also consider mitigating risk and optimizing efficiency.

Top 5 Emerging Fintech Hubs in The U.S.

• Grace Noto<br>• August 17, 2017<br>• Exclusive, Operations, Payments<br>• 0<p>Bookmark<p>Silicon Valley, New York City, and Boston all have thriving fintech communities, and …

What is Blockchain Technology?

A blockchain is a data structure that makes it possible to create a <b>digital ledger</b> of all bitcoins transactions and share it among a distributed …

How in the World Does Venmo Make Money?

It doesn’t directly bring in much revenue now. But thanks to its silly-seeming social feed, that might soon change.<p>Every year, billions of dollars change hands in needlessly clumsy ways. Parents realize they’re short on cash and go out of their way to stop at an ATM so they can pay their …

Bitcoin, the Zimbabwe Dollar, and Reasonably Priced Pizza

There are many things that fill Bitcoin fans with pride. One is the recent spike in its value, which clearly reflects the world coming to its senses …

Millennials Might Be Right About The Future of Work

Nearly five years ago I left the hustle and bustle of New York City where I spent two years as an Investment Banking Analyst at J.P. Morgan to move …

Are Open APIs the Gateway to New Cores?

• Philip Ryan<br>• July 11, 2017<br>• Online, Open Fintech<br>• 0<p>Bookmark<p>Open APIs have been advancing steadily across the banking landscape for a number of years, …

Fintech No Threat for China's Big Banks

Chinese banks are in an unusually strong position, although you wouldn't know it to look at their shares.<p>Concerns that bad-loan levels are worse than …

Venmo is testing its own physical debit card

Plastic is so hot right now.<p>Venmo has been testing its own version of a physical debit card that would allow people who use its app to make purchases in brick-and-mortar stores using money stored in their Venmo account, according to multiple sources.<p>The Venmo feeds of some employees seem to confirm …

Redirecting

Benefits Data: 3 Critical Moments to Offer Student Loan Benefits

One of the biggest voluntary benefits decision points isn’t always the “what,” but more often the “when” of expanding your voluntary options.<p>The …

Opinion: These 3 sectors prove how China is using the fintech boom to pivot its economy

Fintech in China has experienced exponential growth in the last several years. This owes to the country’s mobile-first initiatives and ecommerce …

2017 Innovators to Watch: 44 Executives Shaping the Future of Banking

• Bank Innovation<br>• June 12, 2017<br>• Corporate, Exclusive, Features, Innovations, Lending, Mobile, Online, Operations, Uncategorized<br>• 0<p>Bookmark<p>2017 was a …

AI's Greatest Promise Is Simplicity, Experts Say

AI’s Greatest Promise Is Simplicity, Experts Say<p>Grace Noto<br>• June 15, 2017<br>• Exclusive, Innovations, Mobile, Online, Payments<br>• 0<p>Bookmark<p>Innovation is all …

3 Concerns Emerge From Risk Preparedness Report | Credit Union Times

Given the evolving security landscape, and the increasing frequency and severity of cyberattacks, many organizations overestimate their …

FinTech

Instagram strategies that really work for credit unions

I recently attended The Financial Brand Forum in Las Vegas, Nevada. The Forum hosted over 1500 professionals in the financial sector for a 3-day …

You can now send your friends money inside iMessage

As part of iOS 11, Apple announced that users will now be able to send money to their friends via iMessage, and spend the balance via a virtual Apple Pay card.<p>The feature will be built into iMessage as an app, and essentially lets you send and request money with your contacts in one tap. The …

Fintech Influencer Lists Have Jumped the Shark

The overwhelming majority of fintech influencer lists are pure nonsense. Here's why.

Fish