Dustin N Jenni Baker

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How Much Income Will You Need for Retirement?

The 80% rule is one of the classic rules of thumb for retirement advice. Financial planners often advise that in order to maintain your current lifestyle in retirement, you should aim to replace 80% of your working income from your retirement resources such as Social Security, investment dividends, …

Retirement

8 Steps to Start Improving Your Finances Today

Feel like your financial future is quickly spiraling out of control? Instead of panicking, take immediate action. Here are eight tips to help you …

How Managing Your Finances Is Like Losing Weight | Personal Finance | US News

People looking to manage their finances can take a note from the weight-loss pros. Many of the same tricks and challenges apply to both activities, …

The really bad money decision millennial homeowners are making

Millennials are often described as prioritizing leisure and entertainment, but many are going into debt to fund them.<p>Most financial planners caution …

How one couple saved $1 million in 4 years to retire by age 43

In 2013, "Mr. and Mrs. 1500" — the pseudonym of soon-to-be early retirees Carl and Mindy — decided to get serious about their savings goals.<p>"I was …

Retirement

What 20-somethings wish they had known about money before entering the real world after college

We don't always make the right choices when we're young.<p>It's especially true with our money, since we probably don't think about how our split-second decisions can impact our lives later on.<p>I am guilty of these kinds of mistakes myself — wasting money on things I had no use for, not taking …

11 Surprising Jobs That Pay at Least $100,000 a Year

For many U.S. workers, real wages have been stagnant for decades when accounting for inflation. But salaries aren’t always stuck in the …

27 businesses you can start for less than $1,000

Laura Cattano went from working in a restaurant to managing her own business in less than a year and spent "next to nothing" to get started.<p>Her …

Small Business

5 Easy Ways to Pocket Holiday $$$ in One Month

Black Friday, the traditional launch of the holiday shopping season, is right around the corner. Time to set aside some money....<p>And you'll need lots of it. A new report from NPD Group, a global information company, shows that consumers plan to spend 3% more this year over last -- an average of …

Personal Finance

How to Come Up With $1,000 in the Next 30 Days

A few years ago, I needed to come up with about $1,000 quickly. I moved into a new house that had a perfect spot for a flat screen TV — but I didn’t …

Personal Finance

The Real Cost of the Smartphone in Your Pocket

Let's talk about the cobalt miners in the Congo.<p>Sometimes, we have to learn how very much our new globalized economy—to say nothing of our advanced techno-happy lifestyles—ultimately are carried on some very small backs. <i>The Washington Post</i> went to the Congo to take a look at where the great chain …

Human Rights

Don't Leave A Job Interview Without Asking These 6 Questions

After hours spent meticulously fine-tuning your cover letter and résumé, you’ve finally scored an elusive interview with the employer of your …

Employment

How one 26-year-old banked nearly $150,000 in savings as part of a plan to retire by age 37

But the story is different for the Money Wizard, a 26-year-old financial analyst and blogger with a six-figure net worth who started saving before he could even get behind the wheel of a car.<p>"I remember my eighth-grade math teacher posed the magical doubling penny question to us, which opened my …

The Biggest Money Mistakes We Make—Decade by Decade

Our financial errors vary by age. Here’s a look at what we get wrong and how to do better.<p>Our relationship to money changes as we get older. So do the mistakes that we make with it.<p>Every new stage of life brings new financial strategies we need to follow. And at every stage we find new ways not to …

Retirement

7 Very Simple Tips For Healthy Living When You Are On A Tight Budget

Image Credit<p>People with a limited budget are often concerned about the potential costs of making changes in their life that will improve their overall health. However, there are many small changes that you can take at a limited cost and some may actually even save you money.<p>Some of them are:<p><b>1.</b> …

How I increased my income by $15,000 in just one year

Two concrete changes in a young woman's life helped her earn $15,000 more in 2016 than she did in 2015. Learn how a job change and salary negotiation …

Employment

4 times to negotiate your salary

Learn about the 4 times when you may have a higher chance of negotiating your salary successfully.<p>Negotiating salary. An undertaking that freaks out …

Employment

Would you take a pay cut in exchange for work-life balance?

Would You Take a Pay Cut in Exchange for Work-Life Balance? Studies Say You Would. Read more.<p>Millennial clichés are everywhere. From being labeled …

Here's the Average American Household Income -- How Do You Compare?

According to the U.S. Census Bureau, the average household income was $73,298 in 2014, the latest year for which complete data is available. However, this doesn't tell the whole story. Depending on your family situation and where you live, average household income can vary dramatically.<p>Image …

Retirement

7 Things You Are Wasting Your Money On

by EMYRALD SINCLAIRE<p>Is the cash in your wallet always mysteriously disappearing? Maybe you need to get a grip on your spending habits. Here are 7 …

Talk To Your Kids About Drugs: Peer Pressure Starts Earlier Than You Think

We all know it is important to talk to your kids about drugs. The question is when to start talking to them and what to say. The answer is probably …

Drugs

5 Ways To Change Your Spouse

Christi and I regularly receive calls from spouses searching for answers to the disconnect in their marriage. When a person first begins telling us …

5 Conversations You Need to Have Before Getting Married

If you want to stay marriedUntil death do us part is a really long time to love and cherish a person, no matter the circumstances. I’m sure there are …

Weddings

Talking And Listening To Children

All of my work centers around communication – whether it be coaching clients, consulting businesses or teaching parents. I firmly believe that great …

Communication Skills

How to Heal Family Trauma While Healing Yourself

It Didn’t Start With You author Mark Wolynn sat down with Maria Shriver for a Facebook Live conversation to discuss how healing our relationships …

Facebook Live

Teaching Our Boys The Power of A Positive Attitude

I love to share parenting tips from fathers because I love to see them involved in parenting. Men and women often bring different perspectives and …

Positive Thinking

11 Ways You Are Failing As A Parent!

School is in session… are you failing Parenting 101? I am never one to judge or question somebody’s personal parenting style or wisdom. Hey, they are …

The Post

A Father of the Bride Died Minutes After the Father-Daughter Wedding Dance

"He was the most beautiful soul I have ever known and I will never be the same without him."<p>A father of the bride completed a major life milestone — dancing with his daughter at her wedding in Costa Rica — and died of a heart attack minutes later, <i>People</i> reports. Tim Buchanan's daughter, Michelle …

Four Steps To Comfort An Upset Child

Lately I have been dealing with my son and his emotions. Fourth grade homework has been a rocky road so far as he has struggled with getting work …

Homework