bacreative1

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The #1 Account All Wealthy People Have (That You Probably Don't)

Can you imagine your little old traditional or Roth IRA is worth millions of dollars?<p>It happens for some people.<p>According to the US Government Accountability Office (GAO), 791 individuals have IRA balances between $10 million and $25 million, while 314 are worth over $25 million.<p>That was in 2011. …

Retirement

The Violence of a Civilization Without Secrets

Black 14

Being Human With the Dog Photographer

I Have a Message for You

Hands off my data! 15 default privacy settings you should change right now

On the Internet, the devil’s in the defaults.<p>You’re not reading all those updated data policies flooding your inbox. You probably haven’t even looked for your privacy settings. And that’s exactly what Facebook, Google and other tech giants are counting on.<p>They tout we’re “in control” of our …

Apps

Watch the Gospel Choir’s Rendition of ‘Stand By Me’ at the Royal Wedding

The nuptials of Prince Harry and Meghan Markle were plenty galvanizing, though one moment during the wedding ceremony of the newly named Duke and …

Royal Weddings

The best sites for finding a new job in every industry

You're probably well-acquainted with the most popular job boards and if you're deep in the job search trenches, you might even be getting "customized" alerts from every single one of them.<p>But how many of the job postings cluttering your inbox are opportunities you actually want? Or are a good fit …

40 Things You Should Know About a Home By Age 40

Home repair is learned over time<p>Even if a power outage stops your well pump or the city water supply, you can still flush the toilet. Dump a couple …

Home Improvement

9 different ages for claiming Social Security -- and what they mean to you

Not sure when to file for benefits? Here's a rundown of your choices.<p>Social Security serves as a key source of income for millions of retired seniors, and as an eligible worker, you get an eight-year window to start taking benefits. Here are the various ages at which you might claim Social …

Retirement

What Steve Jobs, Venus Williams, and the Dalai Lama Have to Say About Focus (Hint: It's Really Important)

Is your mind wandering off again? This will inspire you to find your focus again and get going.<p>Anytime is a good time to spring into action. But making the decision to get work done, start that project, or pursue that dream is only half the battle. You will need a deep reserve of commitment and …

Motivation

Cloudflare makes it harder for ISPs to track your web history

If you're privacy-minded, you probably aren't thrilled that governments seem hell-bent on giving internet providers free rein over your browsing data. Cloudflare just gave you a tool to fight back, however. It launched 1.1.1.1, a free Domain Name System service (the technology that translates IP …

Privacy

10 Free Tech Tools & Websites Every Teacher Should Know About

Photograph courtesy MaxPixel. Public domain<p>Confession: I was a late tech adopter.<p>I didn’t own a computer until I was in college. I couldn’t record on …

Animated Short Your Black Friend Is All About the Racism of Silence

In Ben Passmore’s comic <i>Your Black Friend</i>, a black man sits in a cafe and watches as one white person diligently ignores the casual, anti-black racism …

The 29 HBO shows that critics and audiences both agree are wonderful

But HBO has also released a lot of prestige shows that critics love, but normal people don't. And the other way around.<p>When audiences and critics agree, however, you know the show is definitely worth your time. This is especially relevant now that old shows are available to binge-watch on HBO Now …

Top 10 Most-Read Music Education Blogs of 2017

Top 10 Most-Read #MusicEd Blogs of 2017As the end of 2017 draws near, we wish you and your students a very happy and safe holiday season. To help …

The 17 Best Movies No One Saw In 2017

The greatest movies you've barely heard of<p>2017 has been a corker for cinema, with the likes of <i>Dunkirk</i>, <i>Blade Runner 2049</i>, <i>Wonder Woman</i>, <i>Thor: Ragnarok</i> and <i>Star Wars: The Last Jedi</i> knocking it out of the park. But there were also plenty of absolute gems that fell under the radar.<p>Here's our pick of …

How to use Workflow for iOS when you don't know where to start

Workflow is the most powerful app on my iPhone and iPad. I wouldn't be able to work without it, and, almost two years after its release, I'm still …

32 Things That'll Make You Say, "Why Don't I Own That Already?"

From Bob Ross board games to flowing dresses to a timer that helps you prepare a perfect egg: just an eclectic mix of some *really awesome* things.<p><b>We hope you love the products we recommend! Just so you know, BuzzFeed may collect a share of sales from the links on this page.</b>

Listening Is an Act of Love

Back To School Extravagan-Z-A - John Williams Edition

Welcome back kids! Did you enjoy your summer? Went on amazing vacations? Slept in past noon? WELL WAKE UP!! It's that time of year again - get back …

Movies

The Southern Poverty Law Center's list of hate groups

<b>(CNN) —</b> 917.<p>That's the number of hate groups operating in the US, according to data from the Southern Poverty Law Center. The Alabama-based nonprofit activist group tracks civil rights and hate crimes and defines a hate group as an organization with "beliefs or practices that attack or malign an …

Rights & Freedoms

This device will let you record all calls on an iPhone

Recording phone calls on an iPhone can be a pain. You either have to pay for an app that probably only works through a custom dialer (or the phone app, which doesn’t help if you need to make a call through WhatsApp, Skype, or a different service), or you end up using a tape recorder or another …

AI lawyer can help you with a thousand different legal issues

Over two years ago, Joshua Browder, now a junior at Stanford University, created a chatbot that could contest parking tickets in New York City and London. By June of 2016, DoNotPay had successfully contested 160,000 parking tickets -- a 64 percent success rate -- and earlier this year, Browder …

5 Email Templates For Handling The Most Annoying Parts Of Your Workday

You shouldn’t have to write an original response every time you get asked the same question.<p>I’m obsessed with being as productive as humanly possible, whether that’s setting better deadlines or finding the most effective way to schedule my days.<p>But my inbox was still a huge time suck. And the …

How To Practice Effectively, According To Science

Practice is a physical activity, of course, but it's also hard mental work — if you're doing it right. A new video published by TED Ed gets down to the scientific nitty-gritty of what good practice looks like, and what it does to your brain. (Think axons and myelin, not "muscle memory" — muscles …

Central Nervous System

Keep Prying Eyes Out of Your Web History With 50% Off TorGuard VPN and Proxy Subscriptions

VPNs are in the news these days, and with good reason, so if you want to try one out without breaking the bank, you can save 50% on TorGuard’s …

How to turn anything into a PDF on your iPhone or iPad

Stop! Don’t download that PDF converter app for iOS. You don’t need it. What if I told you iPhones have come with a built-in PDF-conversion tool since iOS 10?<p>Once you know where this iOS PDF converter is buried, you can quickly and easily turn anything into a handy PDF on your iPhone or iPad.<p>On the …

Apps

The Best Browser Extensions that Protect Your Privacy

There are a ton of browser extensions that promise to protect your privacy, which leads to some natural questions: Which is the best? Do they all do …

Information Systems

The Laziest, Cheapest Way to Circumvent Your Snooping ISP

Congress decided that your ISP should be allowed to sell off your private browsing data, but the solutions to get around this are a bit complicated, …