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57 Flips | 7 Magazines | 281 Likes | @arin181 | Keep up with arin on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “arin”

12 clever ways to save money every day, according to financial experts

While you may already be familiar with some money-saving tactics— such as bringing your lunch to work instead of buying it or getting fewer cups of coffee out — there are more creative ways to save money every day that you may not yet be doing.<p>After all, when it comes to money matters, every cent …

Personal Finance

14 Smart Ways to Save Tons of Money at Target—Every Time You Shop

<i>This article originally appeared on Time. For more articles like this, visit time.com.</i><p>Each product we feature has been independently selected and …

Shopping

The Ultimate Guide to Saving Money on Utilities

These basic steps should save you several hundred dollars a year or more.<p>9 min read<p>This story originally appeared on Due<p>Utilities are a practical necessity, but they occupy a massive line on your monthly budget. The typical American family spends more than $2,000 a year on utility bills, including …

Home Improvement

21 Simple Ways to Increase Your Emotional Intelligence

A little meditation goes a long way.<p><b>Emotional intelligence (EQ) is the ability to identify and manage your and others' emotions.</b>• <b><br>Research suggests that high EQ helps people succeed at work and in relationships.</b>• <b><br>There are plenty of easy ways to improve your EQ right away. For example: Learn what sets</b> …

Emotional Intelligence

Three Ways Great Leaders Show They Care About Their Team

A few years ago, I worked with a large healthcare client with 74,000 employees. They have built an internal university and invite every clinic manager to attend a management development program for five days. Mid-week, the CEO stops by to do a “Town Hall” where he fields questions and shares …

Leadership

The 5 levels of leadership

As Jim Clifton, chairman and CEO of Gallup, once astutely noted, “Employees everywhere don’t necessarily hate the company or organization they work for as much as they do their boss. Employees—especially the stars—join a company and then quit their manager.”<p>But what makes a boss worth quitting …

Leadership

Are You At The End Of Your Rope And Ready To Take Any Job? Don't Do Anything Until You Read This

Have you found yourself trapped in a job that you are so unhappy with that you can’t wait to leave? Are you at the point where you will accept anything simply to extricate yourself from your dire predicament?<p>This may seem a little dramatic, but many people find themselves working under intolerable …

Employment

5 Sure Ways to Know Your New Hire Should Be Fired on the First Day

There's just no excuse for employees who behave this way on their first day on the job.<p>You've interviewed 10 people for a key position and finally offered the job to someone with good experience and a "can do" attitude. She accepts the offer and shows up for her first day of orientation. All set, …

Sexual Harassment

14 online shopping tips and tricks to save money

<b>Ebay has rolled out a new app feature in the UK that lets bargain hunters</b> <b>search for items they want using a picture instead of words – but that’s not</b> …

Personal Finance

14 ways to lower your housing costs

Are your housing costs too high? This article examines how you can lower your housing costs so that you can put that money toward savings.<p>Housing is …

Personal Finance

Listen to the power of quiet people

<i>Are you an introvert or an extrovert?</i><p>That’s a tricky question. I have a hard time answering it myself.<p>That’s the problem of binary questions — you …

Personality

Bonds Or Annuities: What's The Best Way To Generate Retirement Income?

Many of us are familiar with and follow the “120 minus your age” investing framework. It says that you should subtract your age from 120 and invest that percentage in equities, putting the rest in fixed income. For example, a 50-year-old would be 70% (120-50) in equities and 30% (100%-70%) in fixed …

Retirement

9 Passive Income Stream Ideas & Opportunities to Make Money

When you make a new acquaintance, often the first question you’re asked is, “What do you do for a living?” This line makes sense as an icebreaker …

Personal Finance

Parents reveal 10 ways to save money on holiday - after going £177 over budget last year

More than three-quarters of families are now taking steps to avoid holiday "rip-offs" after 72% got caught out on their last holiday abroad, a survey …

Personal Finance

Budgeting Doesn’t Work, So Try This Instead

An expert guide on how not to overspend this summer.<p>Congratulations! If you’re reading this article it means you’re (very likely) a real life adult …

Personal Finance

How To Beat Impostor Syndrome, Because You Deserve To Feel Unapologetic About Your Success

Have you ever felt like a fraud? Unless you're making like Mike Ross in <i>Suits</i> and pretending to be a Harvard-educator lawyer at a fancy firm, chances …

Self-improvement

6 easy ways to cut expenses and save money every month

Expense management apps, which automatically detects all your expenses done through netbanking, debit card and credit cards, are a great way to track …

Personal Finance

3 Reasons Why Renting A Home May Beat Buying

When it comes to buying vs. renting a house, there is always a passionate debate about which makes the most financial sense. Both sides have valid points, so it can be a bit confusing. The recent changes in the tax law have also made owning a home less financially advantageous, so the buy vs. rent …

Personal Finance

3 strategies to generate wealth

Learn how wealth differs from income, and how you can grow your wealth to enable a more comfortable lifestyle.<p>We all want to make more money—that's …

Retirement

Here's How Much Money You Save By Cooking At Home

Intuitively, we all know there are benefits to cooking at home. You can use healthier ingredients, set portions to a reasonable size, avoid food allergies, and of course you can save money compared to ordering restaurant delivery or using a meal kit service.<p>But just how much money do you save by …

Cooking

Ignore calories and BMI. Here are the health numbers that really matter.

Health often seems like a numbers game. What's your blood-sugar level? How many calories are you eating? And are you getting the right percentage of macros (or macronutrients)? The problem is that sometimes we track, count and obsess over numbers that don't matter very much for our overall health. …

Nutrition

This Is the Best Robo-Advisor for Every Investor, From Beginner to Advanced

Whatever your level.<p>Robo-advisors are going mainstream.<p>Once the domain of Silicon Valley startups, these automated investment services — which rely …

Retirement

How to Inventory Your Home for an Insurance Adjuster

Q. Do I need to inventory every item I own in the event of a house fire?<p>A. The more detail about your belongings that you can relay to an insurance …

iOS Apps

The 1 Retirement Danger No One Warns You About

Consider this your wakeup call.<p>Retirement can be a scary prospect if you go in unprepared. But what exactly does being prepared mean? You'll see …

Retirement

How you can retire early and be financially independent on an average salary

According to the Annual Survey of Hours and Earnings from the Office for National Statistics, the figure for medium gross annual earnings for …

Retirement

Take control of your debt with these 10 top apps

<b>Debt isn’t always a bad thing, and there are smart ways to use debt to your advantage. If you accumulate too much of it, however, debt can become</b> …

Personal Finance

3 Really Effective Strategies for Successfully Transitioning Someone on Your Team Into a New Leadership Role

You can't expect your people to figure out how to be great managers all by themselves. They're going to need your guidance and support.<p>No one said being a manager is easy. Stress can be amplified with the addition of a new employee who is adjusting to their position, or when a seasoned employee …

Team Building

10 High Yield Investments for a Safe Return

Investing money can often feel like a risky proposition. You work hard, and not everyone is comfortable being too aggressive with the types of …

Personal Finance

How to Improve Your Business English

Chun Hin is a senior manager at a Hong Kong investment bank. Every morning, he listens to Bloomberg radio on his way to work and used to read each issue of the Economist from cover to cover in an effort to continuously improve his English. As a Hong Kong native who grew up speaking Cantonese and …

Language Learning

So Are Psychics Real or What?

Parapsychology, also called “psi” — the study of mental or “psychic” phenomena which can’t be explained by the laws of science as we know them — used …

Consciousness