Archiebold Johnson

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6 Toxic Types of People You Need to Cut From Your Life Right Now

Hanging around these people during work hours will suck the life out of you.<p>There comes a time when we all need to evaluate the people in our personal and professional networks to determine if it's worth investing more time in those relationships.<p>Your time, my time, is just too valuable to waste. I …

We’re for Sydney | Daily Telegraph

No Cookies<p>To use this website, cookies must be enabled in your browser. To enable cookies, follow the instructions for your browser below.<p><b>Facebook</b> …

How Student Debt Disproportionately Affects Low-Income Black Students

Study after study has proven that money is not gender-blind, and there’s a growing body of research showing that it’s not color-blind, either.<p>According to a new paper from Brookings senior fellow and Washington University professor Michal Grinstein-Weiss, not only are the odds of student loan …

Fico vs. Experian vs. Equifax: their Pros and Cons (FICO, EFX) | Investopedia

Lenders have a wide array of data available to make credit decisions on borrowers. Three major credit bureaus compile information about consumers' …

Watch the Insanely Cool 1987 Cyberpunk Anime BLACK MAGIC M-66

Where Does Your Social Security Tax Money Go?

Most working Americans pay a substantial portion of their paychecks toward the Social Security system. 12.4% of the first $118,000 you earn from salary or contractor income gets sent to Social Security. If you're a contractor, you see the full impact of that tax, but if you're a regular employee, …

How To Make Your Debt Disappear Like John Oliver Did

If John Oliver can do it, so can you.<p>Television host John Oliver announced this week that he bought—and forgave—nearly $15 million of consumer …

The 10 Financial Terms Every Smart Retiree Needs To Know

Haven't you avoided this long enough?<p>What’s the difference between a 401(k) and a 403(b)? How about variable and fixed annuities? Heck, what is an annuity anyway?<p>Financial planning is full of complex language that may be second nature to insiders but is often gobbly-gook to those who need to …

Retirement

New apps make stock market affordable for students

For students chipping away at mountains of student loan debt and on all-around tight budgets, investing money isn’t always high on the agenda. But a maturing investment app industry is trying to change that, a couple of dollars at a time.<p>These apps, including two of the bigger names, Stash and …

America's Financial Divide: The Racial Breakdown of U.S. Wealth in Black and White

Several evaluations of black and white wealth in America have surfaced over the past several months. Some such as the National Urban League's "State of Black of America" have used compiled data to create indexes. Others, like that of the Pew Research Center have used median net worth to show black …

The Easiest Way To Reduce Your Student Loan Payment

Millions of Americans are struggling unnecessarily to repay their student loans. The federal government offers a solution.<p>You don't need income or a job to remain current on your federal student loans.<p>It's one of the little-known facts about the government's student loan program, from which some 42 …

This Is How Happy Couples Manage Their Money

How to make sure finances don't turn your sweet thing sour.<p>Money can't buy you love, but it sure can put your warm and fuzzy feelings to the test. Nearly a third of American couples report that money is a major stressor in their relationship, and money arguments are the strongest predictor of …

I'm convinced there are only 5 ways to get rich

<i>Editor's Note: An earlier version of this article stated that Daniel Ally became a self-made millionaire at age 24. We are no longer confident in those assertions and have removed them.</i><p>There are many definitions of what it means to be rich.<p>Being rich is more of a state of mind than a dollar amount. …

Self-improvement

5 Habits of Frugal People

Some people make being frugal look easy. They have their emergency savings and no debt and do everything every book has said to do. They just ‘have …

Personal Finance

6 Cheats to Boost Your Credit Score

<b>Your credit score impacts nearly every avenue of your life, from buying a car to getting a job.</b><p>To that end, the Rainbow PUSH Coalition and the Citizenship Education Fund partnered with Chevrolet to launch the Financial Empowerment Series, a free event to teach money management best practices. The …

Personal Finance

Common home-buying closing costs you should know about | The Star

<b>I’m buying a new home and I want to make a budget. What closing costs should I know about?</b><p>November is Financial Literacy Month in Canada, so it’s a …