Andree Mayer

31 Flips | 7 Magazines | 7 Likes | 2 Following | @andreemayer | Keep up with Andree Mayer on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Andree Mayer”

Should I take my pension in monthly payments or a lump sum?

<i>I'm retiring and my company has given me the choice of receiving a monthly pension check or a lump sum. Which should I take? --Robert, Texas</i><p>It's nice to have choices, but that doesn't necessarily mean deciding between them is easy. Which is definitely the case when it comes to choosing whether to …

4 Savings Accounts You Should Definitely Have

Over the years, the term emergency fund has become a catchall for all things savings-related, but according to <b>Bankrate,</b> you shouldn’t have just one …

Here's How Pentatonix Makes Its A Capella Arrangements Happen

Pentatonix is best known for arranging a cappella covers of Top 40 artists like Lorde and Ariana Grande, but on its new self-titled album of mostly …

United CEO talks coffee, bag fees and lousy flights

Like many United fliers in recent years, Oscar Munoz was recently on a lousy flight to Chicago.<p>It was Labor Day, just after his daughter got married and just before he took over as CEO of the airline. He was in the seat he always seems to get, 22A, on a cramped 50-seat regional jet. Two people were …

United's board missed the big picture at 35,000 feet and isn't unique

You'd think a company that does business at 35,000 feet would be able to see the big picture.<p>United Airlines hasn't, which is a revelation only to anyone who hasn't flown it much between U.S. cities in recent years and, alas, that infrequent flier club included Oscar Munoz until last month, when he …

United Airlines Faces Steep Ascent In Not-So-Friendly Skies

Stepping off his recent flight from Boston at Chicago's O'Hare International Airport, education consultant Debashis Sengupta looked a little surprised.<p>"The flight today was actually quite nice," says Sengupta. "No problems at all, in fact — not something I was expecting from United."<p>This frequent …

The One-Year Shopping Ban: How This Woman Lived On Just 51% Of Her Income

Four years ago, Cait Flanders, a personal finance writer in Vancouver who turns 30 tomorrow, pulled out her credit cards and faced the truth she had been avoiding for years: She was $25,000 CAD ($19,800 USD) in debt, and most of it had been frittered away.<p>Student loans accounted for $4,500 CAD …

Independent Spirits in Edgewater champions small distilleries, wineries

A framed poster, "The Periodic Table of Scotch Whisky," sits behind the counter at Independent Spirits in Edgewater. For proprietor Scott Crestodina, the squares of pseudo-chemical data — malt, grain and blended whisky distilleries color-coded by owner — is a visual reminder of who controls …

New Wicker Park shop Wixter Market sells 'super-frozen' fish

Matt Mixter has spent most of the last decade amid the fish and seafood of Chile, New Zealand, Thailand and more, working first with Highland Park seafood importer Mazzetta Co. and now with Hofseth International, a Norway-based seafood company.<p>Lately, he’s also been spending a lot of time at Wixter …

How One Family Saved $4,800 on Food in a Year

What would you do with an extra $50 to $250 a month? Pay off credit card debt? Build an emergency savings fund? Take a much-needed vacation? There's a good chance you are throwing away that much money month after month, and if you stop, you'll be able to put it to better use.<p>By Gerri Detweiler, …

Credit Card Debt

A reporter scored $50,000 for retirement thanks to a loophole some couples could use

This loophole, which economist Larry Kotlikoff and reporter Paul Solman write about in their book, "Get What's Yours: The Secrets to Maxing Out Your Social Security," is all thanks to something called a spousal benefit.<p>"The spousal benefit dates back to the early days of the Social Security …

Retirement

Five organic fruits and vegetables that might really be worth the price

Buying organic fruits and vegetables costs more, and for many shoppers, the advantage hardly seems worth the expense. But there are certain produce items for which "buying organic is a must," according to a new release from Consumer Reports, the non-profit long-known for its product reviews.<p>The …

How to Build a $1 Million Retirement Plan

The number of savers with seven-figure workplace retirement plans has doubled over the past two years. Here's how you can become one of them.<p>The …

Tax Season Kickoff: Your Six-Week Guide To Prepping For April 15

<i>This post originally appeared on LearnVest.</i><p>It’s six weeks until T-Day.<p>That’s <i>Tax</i> Day for those of you who haven’t given much thought to the yearly deadline.<p>While we’re not quite there yet, crunch time is just around the corner—unless you start gathering your materials and making some serious strides</i> …

8 of the Best Budget Apps for iPad

Sometimes budgeting is a lot easier when you can take it on the road…or at least over to the touch. Here are some of the best budget apps for iPad …

Smart Investing Strategies For 2015

(<i>The following is adapted from the new book, Jonathan Clements Money Guide 2015</i>.)<p>Reviewing your investment strategy for 2015? Start with these five steps:<p><b>1. Calculate your portfolio’s current split across stocks, bonds, cash investments and alternative investments.</b> This basic asset allocation is …

Roth IRAs: Invest In This, Not That

You just opened a Roth IRA or added to your existing one. Way to go! If you put in the maximum amount of $5,500 (or $6,500 if you are 50 or older) for 2014 or 2015, you are probably pretty happy with yourself.<p>Can’t you imagine your future self patting you on the back for making this move? Down the …

How to Get Started With Mint.com

Like many people this time of year, I’m thinking about my financial goals and resolutions for the New Year. Last year was the first year I diligently …

Majority Of Americans Are One Surprise Away From Financial Disaster, Survey Says

It’s a conundrum befitting the post-recession years: a new study has revealed that while a vast majority of Americans say they follow a budget, barely more than a third of those same adults could pay for a $1,000 or even $500 emergency expense using funds stashed in a savings account. In other …

5 Biggest Retirement Planning Changes for 2015

Retirement planning can be extremely difficult as individuals are tasked with planning for an uncertain time period. In many ways, retirement planning is like trying to shoot a moving target in the wind. Each and every year new legislation, court cases, and market conditions impact retirement …

Painless ways I save money in every category of my budget

<b>This article is by staff writer Kristin Wong.</b><p>I get frustrated when people don’t understand what it means to be frugal. A few criticisms of frugality …

Make Your Money Last In Retirement (Pt. 2)

<i>This is the second of two pieces on how to avoid outliving your money, featuring the wisdom of AdviceIQ advisor Jeff Rose, the founder of Alliance Wealth Management in Carbondale, Ill.</i><p>Our first article looked at various ways to attack one of life’s biggest worries: running out of money in …

10 Expired Tax Provisions That Might Affect You In 2014

(<b>Author’s note:</b> Since this story originally appeared, Congress has taken action. The tax extenders bill was passed on December 16, 2014, which means that these provisions are good for one more year. Click here for more information on the vote).<p>On January 1, 2014, about 55 tax-related deductions and …

Eva Longoria Wants You to Know Where Your Food Comes From

After cutting her teeth in television, <i>Desperate Housewives</i> alum Eva Longoria has moved on to take on broader, creative roles in production on a slew …

10 Questions To Ask A Financial Advisor

By Laura Shin <br>It’s not easy finding a financial advisor. After all, you have to trust this virtual stranger enough to reveal your financial situation – or hand your money over -- to him or her. But these steps can help you find the right fit.<p>Ask friends and family for referrals, says …

How to Pay Off Credit Card Debt in Your 40s

Credit card debt can be frustrating at any age, but when you reach your 40s and are still struggling to pay your debt, it’s a problem. In your 20s, …

Personal Finance

Homemade Is the New Organic

Meatloaf isn't good enough anymore. How media raised the bar for home cooking<p>I can sense when the question is on the tip of someone’s tongue. By now, the cocktails have turned watery. The tinkle of forks has softened. The conversation turns away from news, friends, or families, to cooking. “So …