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Coachella Valley

Understanding and improving your credit score

Your credit score impacts all areas of your financial life, from getting approved for a credit card to the rate you qualify for on a mortgage. Not …

The best Black Friday deals Amazon shoppers can get starting today

<i>The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships so we may get a share of the revenue from your purchase.</i><p>With Halloween behind us and the recent opening of Amazon's Black Friday Deals store, it looks like the holiday shopping season has …

Shopping

This Chart Can Help You Become a Millionaire, No Matter What You Earn

No matter how much you earn.<p>It won’t be easy to get there.<p>But financial blogger Lyn Alden has come up with a really simple chart showing how much you …

Wealth

Time Warner shares drop on report DOJ may sue to block AT&T deal

Time Warner stock fell more than 3% Thursday on the news that the U.S. government may sue to block AT&T's acquisition of the media company.<p>Dow Jones, which reported the news, also noted that the Justice Department and AT&T are "discussing possible settlement terms that would lead to the deal …

Time Warner

The head of JPMorgan’s nearly $2 trillion funds business issued a stark warning for a large group of Wall Streeters

• <b>Mary Erdoes, the head of JPMorgan Chase's $1.9 trillion asset and wealth management business, painted a bleak future for many Wall Street stock analysts at a conference Thursday.</b>• <b><br>Asset managers like JPMorgan are expected to slash research budgets by as much as 50% in response to European regulatory</b> …

Finance

5 Ways To Generate Different Sources Of Income

In my role as a financial planner, I serve clients with varying levels of income. But, my goal is the same for everyone I meet. I want to help rich families continue growing wealth while helping young families reach their financial goals.<p>While a lot of my work revolves around getting clients into …

Wealth

Here's What No One Tells You About Being an Independent Contractor

The benefits of pitching yourself as an independent contractor to a potential client.<p>So you have written your business plan, branded your dream startup, and scoured the market for clients. You have pitched your services to every C-Suite executive you can get in front of and exhausted all your …

Freelancing

The Amazon effect: Whole Foods to hire 6,000 workers

Whole Foods is hiring: Amazon style.<p>Taking a page from the online retailer's playbook, Whole Foods said Friday that it plans to add 6,000 workers via a nationwide "hiring day" next Thursday.<p>All U.S. stores will participate, the company said. Full-time, part-time and seasonal jobs will be …

Whole Foods

CVS is plotting a $66 billion takeover — and it has a lot to do with fending off Amazon

• <b>CVS Health's potential</b> <b>deal to buy Aetna has a lot to do with Amazon, and it illustrates just how serious a threat the tech giant is to traditional healthcare companies.</b>• <b><br>The move would give CVS control over more of the chain between a drugmaker and a patient, possibly bolstering profits.</b>• <b><br>But it</b> …

Pharma

16 Clever Ways to Save Money We've Never Thought of Before

There are simple ways to save money: Things like bringing a homemade lunch to work instead of buying it every day, brewing your own coffee at home, …

Money

GE's nightmare just got worse

General Electric, one of America's iconic companies, is in deeper trouble than we realized.<p>GE's third-quarter profit deteriorated more than Wall Street feared, and the company dimmed its forecast significantly. The bleak news sunk GE's beaten-down stock as much as 6% on Friday before it …

Markets

Treasury: US budget deficit rose to $666 billion in just-completed fiscal year, an $80 billion increase

WASHINGTON (AP) — Treasury: US budget deficit rose to $666 billion in just-completed fiscal year, an $80 billion increase.

Economy

Under Armour is copying a strategy from a billion-dollar startup — and it's a brilliant move

• <b>Under Armour has a new subscription service.</b>• <b><br>It looks a lot like Stitch Fix, which just filed for an IPO.</b>• <b><br>Stitch Fix has been successful, which bodes well for Under Armour.</b><p>Under Armour has just announced a new subscription service called ArmourBox.<p>Here's how it works: Tell Under Armour what kind of …

Under Armour

Skechers stock soars as sneaker sales surge

It's unlikely that Lonzo Ball, the insanely hyped rookie on the Los Angeles Lakers, will ever wear Skechers.<p>But who cares? Skechers may not be the most popular brand of sneakers for stars in the NBA, but the company is back on track with average consumers.<p>Shares soared more than 40% Friday after …

Markets

15 things you can do today to become rich in the future

<i>"The greatest reward in becoming a millionaire is not the amount of money that you earn. It is the kind of person that you have to become to become a millionaire."  — Jim Rohn</i><p>Most people wish their circumstances would magically change for them. They don't have the desire to become better themselves …

Self-improvement

After earning an estimated $80 million, NFL great Terrell Owens lost it all — here are his 5 best pieces of advice about money today

• <b>Since retiring from the NFL, Terrell Owens has spoken openly about the financial mistakes he has made.</b>• <b><br>Finding the right adviser can help, but Owens says you still need to know how to manage your own money so you don't get burned.</b>• <b><br>In the end, it's all about living within your means. Some splurges are</b> …

Money

A neuroscientist explains how to fix your bad habits and save more money

Budgeting apps and spreadsheets may help people get their finances in order, but neuroscientist Moran Cerf says there is a simpler way to save more money: Live life on one financial timeline.<p>Consider a typical American consumer. She gets paid twice a month, pays her bills once a month, goes grocery …

Northwestern University

Goldman Sachs: There is an 88% chance we're heading into a bear market

LONDON — Goldman Sachs has circulated a fascinating but scary research note to clients suggesting that the probability of stocks entering a bear market in the next 24 months currently stands at about 88%, based on the history of previous bear markets.<p>The note is titled "Bear Necessities. Should we …

Economy

Disney’s Big Bet on Streaming Relies on Little-Known Tech Company

For two days in late June, Disney’s board of directors gathered at Walt Disney World in Florida to wrestle with one topic: how technology was disrupting the company’s traditional movie, television and theme park businesses, and what to do about it?<p>The most startling presentation came from Disney’s …

Televisions

2 Stocks Your Children Will Brag About Someday

Here's why these two businesses are wonderful buy-and-hold candidates.<p>While few and far between, some businesses are so strong that they can create …

Stocks

Walmart tries to undercut Amazon with 30-second returns

Walmart's trying to make its return process as speedy as possible.<p>The big-box giant plans to roll out a program next month called Mobile Express …

eCommerce

Nestlé Makes Billions Bottling Water It Pays Nearly Nothing For

In rural Mecosta County, Mich., sits a near-windowless facility with a footprint about the size of Buckingham Palace. It’s just one of<p>Nestlé’s …

Water

After Listening to 25,000 Pitches, Richard Branson Has 1 Simple Tip for Entrepreneurs

If your pitch can't fit in this format, don't bother pitching the Virgin billionaire.<p>The spark that created one of the fastest growing companies in Richard Branson's Virgin empire came courtesy of a beer coaster.<p>In his new autobiography, <i>Finding My Virginity</i>, the billionaire entrepreneur recalls the …

Entrepreneurship

One Thing Coca-Cola, Geico and Under Armour Are Doing That Every Company Should Do Today

Copy these highly successful content marketing strategies to build your billion-dollar brand.<p>Billion-dollar brands inspire us; they give us the proof that "the sky isn't the limit." They raise the bar and help move us to bigger levels of greatness. As the saying goes, "success leaves clues," and if …

Under Armour

Nobel Prize winner Richard Thaler may have added $29.6 billion to retirement accounts - MarketWatch

Richard Thaler, the recent recipient of the Nobel Prize in economics, has helped retirement savers substantially in the past decade — to the tune of …

Richard Thaler

Personal finance: 15 smart things you can do with $1,000 right now

A thousand dollars might be pocket change or a rounding error to multimillionaires and billionaires, but it's a meaningful sum for the rest of us. Any amount of money that we can save can be put to good use.<p>Here are 15 examples of smart things you can do with $1,000. Depending on your particular …

Personal Finance

Qualcomm CEO: We Will Be Successful Against Apple

Even as a series of anti-trust investigations and an ugly pricing dispute with Apple Inc. (AAPL) threaten its lucrative licensing business, Qualcomm …

Stocks

The Unbelievable Ways 15 Billionaires Got Their Start

From tech titans to media moguls to fashion icons, here are the origin stories of some of today's most famous billionaires.<p>How do the richest of the …

Wealth