Midlife Croesus

By AlbaRunci | The Original Rockefeller

Congress may put American retirement vehicle in play

Legislation that could affect how millions of Americans save for retirement and how they cash out those nest eggs in their golden years has attracted interest in both the House and the Senate.<p>The proposed legislation, known as the Retirement Enhancement and Savings Act, could add millions of people …

Retirement

Are You Sitting on Top of a Million-Dollar Idea?

4 lessons you can learn from a successful entrepreneur about the business ideas that may be right under your nose.<p>5 min read<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p><i>The following excerpt is from</i> <i>Scott Duffy</i><i>’s book</i> Breakthrough. <i>Buy it now from</i> Amazon | Barnes & Noble | iBooks | …

Entrepreneurship

7 self-made millionaires and the books that changed their finances

Millionaires come from all walks of life, but research shows they share some key habits that helped them climb (and stay) at the top of their …

Personal Finance

How to Invest in Stocks if You've Only Got $100

Here are three investing apps that make it easy for first-time investors to dip their toes into the stock market without paying high fees.<p>You might not hesitate to drop $100 on dinner and drinks for a special occasion, but you’d probably think twice before investing that money in the stock market. …

Investing

Where to Invest When the Bull Market Ends

<b>THE LAST RECESSION</b> coincided with one of history’s worst bear markets in stocks. Between its peak in October 2007 and its trough in March 2009, the …

Investing

Get Ready For The "Bitcoin Bounce"

It’s been a brutal six months for crypto-currencies.<p>Bitcoin, Ethereum, and hundreds of other cryptos have gotten <i>crushed,</i> falling 70% or more from …

Cryptocurrency

Starting Late - How To Still Retire A Millionaire At 50?

You’re 50 years old. Can you still retire a millionaire? Retiring a millionaire is really quite simple but it’s not easy.<i>Otherwise, we’d see millions more people accomplishing this feat. Here is the basic math – to help you see daily, monthly and yearly what it will take to retire a millionaire. Or</i> …

Retirement

You’re Never Going to Be “Caught Up” at Work. Stop Feeling Guilty About It.

Most people I know have a to-do list so long that it’s not clear that there’s an end to it. Some tasks, even quite important ones, linger unfinished for a long time, and it’s easy to start feeling guilty or ashamed about what you have not yet completed.<p>People experience guilt and its close cousin …

Self-help

4 Under-the-Radar Countries Where You Can Retire for Cheap

<i>This article originally appeared on Money</i><p>Travel tops the bucket list for many retirees. But what if your wanderlust is of the more permanent …

Retirement

Almost 70% of millennials regret buying their homes. Here's why

Millennials aren’t exactly jumping for joy after purchasing their homes.<p>About four in 10 millennials are already homeowners, according to a new …

Home Ownership

The 4 different side businesses you can start

I’ve become somewhat of a (self-proclaimed) expert at doing random things on the side.<p>In the last few years, I’ve created online courses, launched a self-published book (under a fake name—not proud of this one), done marketing consulting, launched an email course, Airbnb-ed my apartment, traded …

Small Business

3 Spending Strategies for Your Retirement

Making your retirement savings last for 20, 30 or more years takes careful budget planning. Where do you start? Here are three options to consider.<p>If …

Retirement

New iPhone Leak Confirms Apple's Massive Upgrade

Last year’s release of the iPhone X saw Tim Cook and his team upgrade the iPhone’s hardware and software platform with FaceID. Supply chain sources are backing up information that suggests Apple will increase the availability of FaceID and upgrade the entire 2018 portfolio of devices. That’s a …

Mobile Technology

7 Skills That Aren’t About to Be Automated

Today’s young professionals grew up in an age of mind-boggling technological change, seeing the growth of the internet, the invention of the smartphone, and the development of machine-learning systems. These advances all point toward the total automation of our lives, including the way we work and …

Albert Einstein

24 Passive Income Ideas to Make Money While You Sleep

I worked a traditional 9 to 5 job for many years and eventually I got burnt out. Do you know what that feels like? I knew that I wanted more freedom …

Investing

19 email subject lines that sell like hell. – ART + marketing

I have built my entire copywriting business, brick by brick, through the careful and thoughtful crafting of cold emails.<p>I know… I know… cold emailing …

Marketing

The Average Age When People Become Millionaires

If you start investing in a retirement plan early in your career, you don’t have to bring home an insanely high salary to become a …

Retirement

Coinbase Considers Adding Five Crypto Coins to Trading Platform

Coinbase Inc., the U.S. cryptocurrency exchange that lets users buy and sell four different digital coins, may let customers trade a wider variety of …

Cryptocurrency

8 Great Dividend Stocks Yielding 8% or More

High-yield dividend stocks typically play a vital role for investors planning for retirement. However, like many things in life, there is no such …

Investing

6 Ways to Make Your Money Work for You

The choice is yours: You can grow your money slowly or aim for more rapid growth. Just take some time to learn about your options.<p>You may not love …

Investing

Pretty Soon, You'll Get to Invest Just Like Ray Dalio

Ray Dalio may be slowing down, but the investment strategy he popularized is just getting started.<p>Bloomberg News reported recently that Dalio, founder of the world’s largest hedge fund, Bridgewater Associates LP, will spread the firm’s ownership among more employees and give them a say about …

Investing

The retirement mistake that could cost you $100,000 or more

Most Americans rely on mutual funds or exchange-traded funds (ETFs) for at least a portion of their retirement investments. If you have a 401(k), for example, the funds in your account are generally invested in a selection of mutual fund products offered by your plan.<p>While mutual fund and ETF …

Investing

Here's My Top Stock to Buy (Again) in July

Even after rising 7% since I called <b>Apple</b> (NASDAQ: AAPL) my top stock to buy in 2018 earlier this year, I still think Apple shares offers investors a …

Investing

5 Reasons To Buy Bitcoin Now

Bitcoin (BTC-USD) is down 46.2% for the year. It is down 65% from its high. It is no longer the conversation at the office. My grandma isn't asking …

Cryptocurrency

Google Co-founder Sergey Brin Reveals he is Mining Ethereum

Co-founder of Google and President of Alphabet, Sergey Brin, revealed he is mining Ethereum with his son at a summit hosted by Sir Richard Branson on …

Blockchain

It’s No Accident Americans Are Still Broke in a Booming Economy

A new study shows exactly how badly you're getting screwed, and why.<p>Populist appeals to Americans angry at their place in the world powered Donald Trump to the presidency. But even though Trump has spent his time in the White House pushing policies that benefit the monied classes as opposed to …

Income Inequality

Retiring early doesn't mean you'll stop making money — here's how one retired millennial made more than $60,000 in passive income last year

You can take the woman out of work, but you can't take the work out of the woman.<p>At least, that's the case for J.P. Livingston, who retired at age 28 with a nest egg of more than $2 million, which she saved while living in New York City.<p>With a starting job in finance that paid $100,000 by the end …

Retirement

One couple’s journey from debt to $1.5 million in savings

When Al and Lesia Riddick got married 16 years ago, they had about $150,000 in debt, including a student loan, a car loan and a mortgage.<p>Now they’re debt free and have about $1.5 million in savings, despite the fact that their income was essentially cut in half for a while, after Al lost his job in …

Personal Finance

How Early Retirement Might Be Killing Men

For millions, the idea of getting out of the workforce before 65 is a dream. Few can accomplish it, but many aspire to it.<p>But can early retirement lead to an early death? That’s one possibility of a new study by Maria Fitzpatrick of Cornell University and Timothy Moore of the University of …

Retirement