Tracy foster

69 Flips | 1 Magazine | 5 Likes | 5 Following | 48 Followers | @aktopaz | Keep up with Tracy foster on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Tracy foster”

Best Money Tips: The Best and Worst States to Retire

Welcome to Wise Bread's Best Money Tips Roundup! Today we found articles on the best and worst states to retire, ways to keep your money safe while …

Cheap Clothes Are Too Expensive: Buy Quality Instead

Quality clothes last longer for the money you spend, they’re more comfortable, and they make you look and feel pretty good while you wear them. Best …

Man Shoves A Bar Of Soap Into A Food Processor For A Money-Saving Reason

At some point, everyone has to learn how to wash laundry. As Mark Fettig says at the beginning of the video below, "We all have to have clean …

Cleaning

5 Steps to Becoming Debt Free This Year

If you’re in debt, chances are you’re feeling overwhelmed right now. Nobody likes to owe anyone – and by the time we actually seek out an exit …

Here's the budgeting strategy of a family who lived comfortably on $14,000 a year

When her husband Jason, a member of the US Army, was completing his undergraduate studies, the family's only source of income was the $14,000 annual cost of living allowance he received under the GI Bill.<p>Over time, she learned to manage the family's finances and to pay off the debt she'd incurred …

Everybody who's lived in Alaska for at least a calendar year is about to get a record oil royalty payment

About 645,000 residents will receive the payout from The Alaska Permanent Fund, said Jerry Burnett, deputy commissioner for the Alaska Department of Revenue.<p>Alaska residents must have lived in the state an entire calendar year before becoming eligible to receive the money.<p>The payout will surpass …

Best Money Tips: 5 Golden Rules for Getting Out of Debt

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on the golden rules of getting out of debt, habits of considerate …

Here's What to Do If You Can't Pay Your Bills On Time

Not having enough money to pay the bills is an issue we may face from time to time. Life is full of financial ups-and-downs, and after all, we're all …

‘Could These People Be Any Dumber?’: Unfortunate News for Americans About Greek Debt Crisis

As the Greek debt crisis dominates the headlines, Stu Burguiere on Tuesday shared some unfortunate news about the similarities between Greece and America.<p>“Could these people be any dumber?” Burguiere asked while guest hosting <i>The Glenn Beck Program. “</i>Borrowing money they had no earthly way of paying …

10 Ways I’ve Made Side Income

With so much focus on side income these days, I thought it would be fun to think back to all the ways I’ve made side income over the past decade.What …

6 tips to stop cybercriminals from stealing your money

During this two-year period, cyber criminals released malicious software targeting bank employees that allowed them to infiltrate bank security systems.<p>The undetected malware resulted in the theft of $1 billion stolen directly from banks.<p>Cyber attackers like these and others are at large, and while …

12 ways to save even more at Costco

If you’re a Costco member, you probably know a thing or two about saving a buck. But there are ways to cut costs even further at the ubiquitous warehouse club, with its nearly 700 locations worldwide. Part of the strategy is knowing where and when to find the deepest deals. It also pays to choose …

21 Things That Young Adults Absolutely Need to Know About Money

I teach a three credit course called <i>Personal Finance</i> at Rutgers University. Unfortunately only a small fraction of students at Rutgers and other …

It's Time to Get a Clue

Answer: Creating a U.S. workforce prepared to lead in a competitive, global marketplace. Question: What is corporate responsibility?<p>Do you recognize Jeopardy's Q&A model here? I begin with this phrase for a reason: Jeff Xie, a Jeopardy! Teen Tournament champion from New Jersey, is featured in the …

TurboTax, Fraud & Identity Theft Spare IRS & H&R Block

Tax filing season arrived with a bang and an uptick in fears about fraud. For many of us, tax seasons starts with collecting W-2s and 1099s. If you are missing a Form 1099, you shouldn’t ask for it, but do make sure the 1099s you receive are correct! Perhaps you must also wait for K-1s to dribble …

Think You Can’t Pay Off $147,106 in Debt? Guess Again.

There are Conformists, and there are Rebels.The Conformist Majority says: “I have a 30-year mortgage, a 20-year second mortgage, a 10-year student …

Examine Your Spending Habits Instead of Creating Categorized Budgets

Budgets are useful to an extent when figuring out how much money you can spend. But categorizing every expense isn't simple. Instead of trying to …

Personal Finance

Getting Paid To Wait: Increase Your Social Security Benefits

Patience is a virtue, especially when it comes to retirement planning. Far too many people act impatiently when making retirement planning decisions. One area of retirement planning where there can be a clear economic gain by being patient is with claiming Social Security benefits. Social Security …

Want to save even more? Do without.

Heather from Queen Bee Coupons has a great post up on saving money by doing without. Here’s a snippet:<p><b>When I decided to stay home with my kids (seven</b> …

Personal Finance

12 Months Of Money Motivation: A Guide To Keeping Your Finances On Track In 2015

<i>This post originally appeared on LearnVest.</i><p>Ah, New Year’s—that time when we reminisce about the days of auld lang syne and vow to do better over the next 365 days.<p>Money, too, is never far from our minds during this season of contemplation.<p>According to a recent Fidelity study, about a third of the …

Best Money Tips: 60 Ways to Make Money Without a Job

Welcome to Wise Bread's Best Money Tips Roundup! Today we found terrific articles on ways to make money without a job, tips to clean holiday party …

Find Your “Spending Triggers” to Stay on Budget

If you're trying to reduce spending, you probably have a few regular overindulgences you'd like to cut out. Instead of focusing on cutting back, …

Don't Bother Using Hot Water to Wash Your Laundry

Old laundry habits are hard to kick. But washers have changed, so have laundry detergents and you no longer have to use hot water to get clothes …

Help Against Debt Collectors | Credit and Debt - Consumer Reports

Global Debt Registry has created Debt Lookup, a registry that effectively creates a title for the debt, much like the title for your car. Lenders …

Help Consumer Reports Fight Surprise Medical Bills - Consumer Reports News

Elisabeth Rosenthal's New York Times article about outrageous surprise medical bills was the most e-mailed article on the site yesterday. And no …

How to save big (and we mean big) on prescription glasses and contacts

Hunting for glasses that are totally on trend yet won't set you back hundreds of dollars? How about prescription contact lenses at a bargain? Consider your search over. We've found the best places to score deals on eyewear.<p>Dr. Glenda Secor, communications chair for the American Academy of …

Four hotel scams to dogde while traveling - Consumer Reports

Summer travel often includes several relaxing nights at a hotel. But if you're not careful, you could be the victim of creative hotel scams that con …

How Your Health Insurance Company Can Still Screw You, Despite Obamacare

No law has done more to reform health insurance and protect consumers against the industry's most heinous practices than the Affordable Care Act. But Obamacare didn't magically transform insurers into benevolent entities solely devoted to taking care of sick people.<p>Health insurance companies, even …