The Alternative Financier

By Adrian Reeve | Snippets from the Alternative Finance and FinTech sectors, curated by YesGrowth

How are SMEs funding expansion & growth | AltFin

A look at the impact of the 2017 spring budget on small to medium businesses, the self employed, and investors.<p>How zero coupon bonds can be …

NatWest launches alternative lending platform | Peer2Peer Finance News

NATWEST has gone head-to-head with peer-to-peer lenders by launching its own automated lending platform for small- and medium-sized enterprises …

5 Common Misconceptions About Alternative Lending

Alternative, or non-bank, lending got a big boost in 2008 when the mortgage meltdown caused banks to roll up their welcome mats. In that era of …

£400m Northern Powerhouse Fund launched to help SMEs

The British Business Bank has launched its £400m Northern Powerhouse Investment Fund, which will offer help to small and medium-sized businesses in …

The Association of Alternative Business Finance Launched Today

The Association of Alternative Business Finance (AABF) launched today (1 February) with the major ambition of championing and promoting the best …

New alternative lending association nears launch

Source: https://goo.gl/D3PemW<p><b>New association of direct lending platforms sets founding principles and membership criteria.</b><p>The Association of …

Bracing for seven critical changes as fintech matures

The fintech sector is being shaped by shifting market conditions, new regulations, and changes in consumer demands and behaviors.<p><b>For the past decade,</b> …

Bank referral scheme to go live early next quarter

<b>A start-date to the government’s much-vaunted bank referral scheme has at long last been set.</b><p>The alternative finance sector has been waiting for the …

Wrap up of the LendIt Europe 2016 Conference

Samir Desai, CEO of Funding Circle, gives the opening keynote at LendIt Europe 2016I have been in London this week for our third annual LendIt Europe …

FinTech

UK challenger banks: who’s who (and what’s their tech)

UK challenger banks: who is whoWith so many new entrants trying to muscle into the UK banking sector, <i>Banking Technology</i> has put together a …

Banking

Moving Mainstream

Robert Wardrop, Bryan Zhang, Raghavendra Rau & Mia Gray<p>Since the global financial crisis, alternative finance - which includes financial instruments …

Challenger banks slam watchdog for failing to help them lend to SMEs

Challenger banks have responded angrily to perceived lack of action from the CMA to help them lend to small businesses.<p>The competition and markets …

U.K. Government Awards Framework Agreement to Blockchain-As-A-Service Company Credits

The U.K. Government has awarded the first G-Cloud 8 framework agreement for the supply of distributed ledger technology to technology startup …

Bitcoin

Mark Carney Has Started A Revolution By Embracing Fintech And Blockchain

In the aftermath of Britain’s referendum vote to leave the European Union, Brexit’s loudest advocates scurried from public view and the political establishment descended into a caustic battle for control. Emerging from the melee was Theresa May, who has a reputation for consistency, if little else. …

FinTech

Ex-Google engineers have spent 2 years secretly trying to solve 'the hardest problem in banking'

A startup led by two former Google engineers on Wednesday unveiled a cloud-based "operating system" for banks meant to bring the infrastructure at the heart of finance into the 21st century.<p>London-based Thought Machine has been working on its VaultOS platform behind closed doors for two years, with …

Banking

Bank of England eases rules for banks to meet Brexit challenge

More<p>(Adds market reaction, background)<p>By David Milliken and Huw Jones<p>LONDON, July 5 (Reuters) - The Bank of England took steps on Tuesday to ensure …

Marketplace lending

Does marketplace lending represent a disruptive threat to banks’ core lending and deposit-gathering business in the UK market? Or are they a …

5 levers to keep your working capital cycle on track

According to the accountants, PWC, in their 2015 Annual Global Working Capital Survey “Bridging the Gap”, the cash opportunity from improving working …

UK challenger banks: who’s who

With so many new banks trying to muscle into the UK banking sector, spurred on by the reduced barriers to entry and calls for competition, <i>Banking</i> …

Growing pains of marketplace lenders

The fintech darlings of online lending are becoming victims of their own success. Questions over loan performance and industry structure have put the …

Transparency

The new FinTech Bank

I launched ValueWeb in Singapore yesterday and my friend Vladislav Solodkiy, Managing Partner at FinTech VC Fund Life.SREDA, hosted the evening. He …

FinTech

Peer-to-peer lending platforms: what will you get from Zopa, RateSetter, Landbay, Assetz, Quidcycle, Wellesley and the rest?

You can get huge returns by lending your money out to individuals and businesses.<p>Peer-to-peer lending has shot into the spotlight over the past …

Infographics: the state of fintech industry as we know it

7 March, 2016 Written by Banking Tech<p>Who, what, where, when of the fintech industry today – this excellent infographics pulls together plenty of …

UK Alternative Finance Grows by 84% to £3.2 Billion in 2015

The University of Cambridge Centre for Alternative Finance and Nesta have released their much-anticipated report on alternative forms of finance …

Digital lenders have a $1 trillion opportunity ― this slidedeck has everything you need to know about them

It is fair to say there is a lot of hype out there about the potential for financial technology.<p>It is already one of Wall Street's buzzwords, and there are some who think it could have game-changing ramifications for the banking industry.<p>Antony Jenkins, the former CEO of Barclays, in November laid …

FinTech

2016 Fintech 100

2016<p>FINTECH 100<p>Leading Global<p>Fintech Innovators<p>The Innovators<p>The financial services industry is facing a wave of digital disruption that is starting …

Goldrush Over? More than a Quarter of P2P Lenders Pull Applications from FCA According to Bovill

Regulatory consultancy Bovill states that many aspiring peer to peer lending platforms are having a change of heart. According to a release published …

Challenger banks: ones to watch

The banking industry is going through a huge upheaval and with over 20 challenger banks applying for banking licenses, and five listing on the London …

London Stock Exchange

Research: New Finance Including P2P Lending & Crowdfunding to Top £10 Billion by 2020

Financial services technology company Fiserv has published research on the UK alternative finance market that indicates new finance will top £10 …