The Alternative Financier

By Adrian Reeve | Snippets from the Alternative Finance and FinTech sectors

The History of Bitcoin In Pictures

<p><strong>Please include attribution to https://fried.com with this graphic.</strong><br /><br /><a …

Pictures

57 banks and nothing wrong?

Seven years ago, the first new retail bank in almost a century got its licence to open: Metro Bank. Now, there are so many new banks starting up in …

Banking

Financial Stability Board report highlights aspects of online lending as potential causes for concern

Source: https://goo.gl/qs8DG5<p><b>Online lending features in FSB report on the financial stability implications of fintech.</b><p>Speaking in his role as head of …

SME funding expansion & growth | AltFin's role in ensuring their success

A look at different types of term loans, and the advantages for both SMEs and investors.<p>Bank of England officials warned that the sharp rise in …

Bank of England

NatWest launches alternative lending platform | Peer2Peer Finance News

NATWEST has gone head-to-head with peer-to-peer lenders by launching its own automated lending platform for small- and medium-sized enterprises …

Banking

5 Common Misconceptions About Alternative Lending

Alternative, or non-bank, lending got a big boost in 2008 when the mortgage meltdown caused banks to roll up their welcome mats. In that era of …

FinTech

£400m Northern Powerhouse Fund launched to help SMEs

The British Business Bank has launched its £400m Northern Powerhouse Investment Fund, which will offer help to small and medium-sized businesses in …

Venture Capital

The Association of Alternative Business Finance Launched Today

The Association of Alternative Business Finance (AABF) launched today (1 February) with the major ambition of championing and promoting the best …

FinTech

New alternative lending association nears launch

Source: https://goo.gl/D3PemW<p><b>New association of direct lending platforms sets founding principles and membership criteria.</b><p>The Association of …

FinTech

Bracing for seven critical changes as fintech matures

The fintech sector is being shaped by shifting market conditions, new regulations, and changes in consumer demands and behaviors.<p><b>For the past decade,</b> …

FinTech

Bank referral scheme to go live early next quarter

<b>A start-date to the government’s much-vaunted bank referral scheme has at long last been set.</b><p>The alternative finance sector has been waiting for the …

FinTech

Wrap up of the LendIt Europe 2016 Conference

Samir Desai, CEO of Funding Circle, gives the opening keynote at LendIt Europe 2016I have been in London this week for our third annual LendIt Europe …

FinTech

UK challenger banks: who’s who (and what’s their tech)

UK challenger banks: who is whoWith so many new entrants trying to muscle into the UK banking sector, <i>Banking Technology</i> has put together a …

Banking

Moving Mainstream

Robert Wardrop, Bryan Zhang, Raghavendra Rau & Mia Gray<p>Since the global financial crisis, alternative finance - which includes financial instruments …

FinTech

Challenger banks slam watchdog for failing to help them lend to SMEs

Challenger banks have responded angrily to perceived lack of action from the CMA to help them lend to small businesses.<p>The competition and markets …

Banking

U.K. Government Awards Framework Agreement to Blockchain-As-A-Service Company Credits

The U.K. Government has awarded the first G-Cloud 8 framework agreement for the supply of distributed ledger technology to technology startup …

Bitcoin

Mark Carney Has Started A Revolution By Embracing Fintech And Blockchain

In the aftermath of Britain’s referendum vote to leave the European Union, Brexit’s loudest advocates scurried from public view and the political establishment descended into a caustic battle for control. Emerging from the melee was Theresa May, who has a reputation for consistency, if little else. …

FinTech

Ex-Google engineers have spent 2 years secretly trying to solve 'the hardest problem in banking'

A startup led by two former Google engineers on Wednesday unveiled a cloud-based "operating system" for banks meant to bring the infrastructure at the heart of finance into the 21st century.<p>London-based Thought Machine has been working on its VaultOS platform behind closed doors for two years, with …

Banking

Bank of England eases rules for banks to meet Brexit challenge

More<p>(Adds market reaction, background)<p>By David Milliken and Huw Jones<p>LONDON, July 5 (Reuters) - The Bank of England took steps on Tuesday to ensure …

Economy

Marketplace lending

Does marketplace lending represent a disruptive threat to banks’ core lending and deposit-gathering business in the UK market? Or are they a …

United Kingdom

UK challenger banks: who’s who

With so many new banks trying to muscle into the UK banking sector, spurred on by the reduced barriers to entry and calls for competition, <i>Banking</i> …

Banking

Growing pains of marketplace lenders

The fintech darlings of online lending are becoming victims of their own success. Questions over loan performance and industry structure have put the …

Transparency

The new FinTech Bank

I launched ValueWeb in Singapore yesterday and my friend Vladislav Solodkiy, Managing Partner at FinTech VC Fund Life.SREDA, hosted the evening. He …

FinTech

Peer-to-peer lending platforms: what will you get from Zopa, RateSetter, Landbay, Assetz, Quidcycle, Wellesley and the rest?

You can get huge returns by lending your money out to individuals and businesses.<p>Peer-to-peer lending has shot into the spotlight over the past …

Infographics: the state of fintech industry as we know it

7 March, 2016 Written by Banking Tech<p>Who, what, where, when of the fintech industry today – this excellent infographics pulls together plenty of …

Infographics

UK Alternative Finance Grows by 84% to £3.2 Billion in 2015

The University of Cambridge Centre for Alternative Finance and Nesta have released their much-anticipated report on alternative forms of finance …

FinTech

Digital lenders have a $1 trillion opportunity ― this slidedeck has everything you need to know about them

It is fair to say there is a lot of hype out there about the potential for financial technology.<p>It is already one of Wall Street's buzzwords, and there are some who think it could have game-changing ramifications for the banking industry.<p>Antony Jenkins, the former CEO of Barclays, in November laid …

FinTech

2016 Fintech 100

2016<p>FINTECH 100<p>Leading Global<p>Fintech Innovators<p>The Innovators<p>The financial services industry is facing a wave of digital disruption that is starting …

FinTech