The Alternative Financier

By Adrian Reeve | Snippets from the Alternative Finance and FinTech sectors, curated by YesGrowth

NatWest launches alternative lending platform | Peer2Peer Finance News

NATWEST has gone head-to-head with peer-to-peer lenders by launching its own automated lending platform for small- and medium-sized enterprises …

Banking

5 Common Misconceptions About Alternative Lending

Alternative, or non-bank, lending got a big boost in 2008 when the mortgage meltdown caused banks to roll up their welcome mats. In that era of …

Banking

£400m Northern Powerhouse Fund launched to help SMEs

The British Business Bank has launched its £400m Northern Powerhouse Investment Fund, which will offer help to small and medium-sized businesses in …

The Association of Alternative Business Finance Launched Today

The Association of Alternative Business Finance (AABF) launched today (1 February) with the major ambition of championing and promoting the best …

New alternative lending association nears launch

Source: https://goo.gl/D3PemW<p><b>New association of direct lending platforms sets founding principles and membership criteria.</b><p>The Association of …

Bracing for seven critical changes as fintech matures

The fintech sector is being shaped by shifting market conditions, new regulations, and changes in consumer demands and behaviors.<p><b>For the past decade,</b> …

FinTech

Bank referral scheme to go live early next quarter

<b>A start-date to the government’s much-vaunted bank referral scheme has at long last been set.</b><p>The alternative finance sector has been waiting for the …

FinTech

Wrap up of the LendIt Europe 2016 Conference

Samir Desai, CEO of Funding Circle, gives the opening keynote at LendIt Europe 2016I have been in London this week for our third annual LendIt Europe …

FinTech

UK challenger banks: who’s who (and what’s their tech)

UK challenger banks: who is whoWith so many new entrants trying to muscle into the UK banking sector, <i>Banking Technology</i> has put together a …

FinTech

Moving Mainstream

Robert Wardrop, Bryan Zhang, Raghavendra Rau & Mia Gray<p>Since the global financial crisis, alternative finance - which includes financial instruments …

FinTech

Challenger banks slam watchdog for failing to help them lend to SMEs

Challenger banks have responded angrily to perceived lack of action from the CMA to help them lend to small businesses.<p>The competition and markets …

U.K. Government Awards Framework Agreement to Blockchain-As-A-Service Company Credits

The U.K. Government has awarded the first G-Cloud 8 framework agreement for the supply of distributed ledger technology to technology startup …

Bitcoin
Banking

Ex-Google engineers have spent 2 years secretly trying to solve 'the hardest problem in banking'

A startup led by two former Google engineers on Wednesday unveiled a cloud-based "operating system" for banks meant to bring the infrastructure at the heart of finance into the 21st century.<p>London-based Thought Machine has been working on its VaultOS platform behind closed doors for two years, with …

Banking

Bank of England eases rules for banks to meet Brexit challenge

(Adds market reaction, background)<p>By David Milliken and Huw Jones<p>LONDON, July 5 (Reuters) - The Bank of England took steps on Tuesday to ensure …

Marketplace lending

Does marketplace lending represent a disruptive threat to banks’ core lending and deposit-gathering business in the UK market? Or are they a …

5 levers to keep your working capital cycle on track

According to the accountants, PWC, in their 2015 Annual Global Working Capital Survey “Bridging the Gap”, the cash opportunity from improving working …

Small Business

UK challenger banks: who’s who

Who are the challengers in the UK banking space and what tech are they using?<p>With so many new banks trying to muscle into the UK banking sector, …

Growing pains of marketplace lenders

The fintech darlings of online lending are becoming victims of their own success. Questions over loan performance and industry structure have put the …

Banking

The new FinTech Bank

I launched ValueWeb in Singapore yesterday and my friend Vladislav Solodkiy, Managing Partner at FinTech VC Fund Life.SREDA, hosted the evening. He …

FinTech

Peer-to-peer lending platforms: what will you get from Zopa, RateSetter, Landbay, Assetz, Quidcycle, Wellesley and the rest?

You can get huge returns by lending your money out to individuals and businesses.<p>Peer-to-peer lending has shot into the spotlight over the past …

Loans