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Wells Fargo Conversations

Emergencies (by definition) strike without warning; be prepared by having important documents in the right places.<p>Asking someone to serve as your …

Finance

Your End-of-Year Debt Checkup - Is Your Debt Healthy or Unhealthy?

It may fall outside the realm of ObamaCare, but it is a good idea to give your collective debt an end of the year checkup. Consider which debt is healthy and which debt may be showing symptoms of chronic conditions that will attack your bank account and put you in poor financial health.<p>For this …

Personal Finance

GoEuro Gets $45M To Make Long Distance Trips By Public Transport As Easy As Uber

While on-demand startups like Uber and BlaBlaCar continue to pack warchests with massive funding rounds as investors bet big that leveraging individual car ownership is the key to powering gigantic transportation/logistics businesses, other startups are taking a different route. And investors …

What Is Disruptive Innovation?

The theory of disruptive innovation, introduced in these pages in 1995, has proved to be a powerful way of thinking about innovation-driven growth. Many leaders of small, entrepreneurial companies praise it as their guiding star; so do many executives at large, well-established organizations, …

Will $4.6 Trillion Leveraged Loan Market Cause The Next Financial Crisis?

Financial crises take about a decade to be born. Having lived through four of them, I see the raw materials for a fifth one — flowing from the collapse of so-called leveraged loans — debt piled on top of companies with weak credit ratings.<p>Before examining the latest news on leveraged loans, let’s …

Finance

US students can now get federal money to take college classes while still in high school

Taking college courses during high school is the classic overachiever’s move. It impresses recruiters, employers, and college admissions officers alike—and, as a bonus, it helps students skip ahead to advanced classes once they get to their universities.<p>But for poorer students, the motivation can …

College & University

Here’s how to unlock your phone under the new rules

Image copyright ponsulak / Shutterstock.com.New rules governing U.S. wireless carriers went into full effect on Wednesday, although many carriers had …

Public Policy

Here's a young Steve Jobs giving the best advice on hiring, success and failure

We dug up two videos that will maybe give you a glimpse of both his brilliance and his difficult sides (thanks to YouTube channel EverySteveJobsVideo).<p>In one video, he talks about Apple's fanatical hiring processes in the early days. At 1:56 you can see a shade of his difficult side when he says …

Steve Jobs

How to find great Startup ideas

I come across many people that want to start a business of their own, but have trouble finding the right startup idea. Although in some cases I …

Scientists say 'runner's high' is like a marijuana high

That happy, invincible feeling you get when you're floating through the air at the peak of a workout?<p>You've probably heard that it's something called endorphins that your body produced during prolonged exercise. That idea, which has been around since the '80s, is based on the theory that these …

Y Combinator is launching a research lab for moonshot projects

After having incubated the likes of Dropbox, Reddit and Airbnb over the past decade, startup seed accelerator Y Combinator is launching a research lab to fund and enable moonshot projects that focus on fundamental technologies that will be freely available to everyone.<p>YC Research will work with …

YCombinator

5 Ways Your Words Can Sabotage Your Success

These five common patterns of speech alienate your coworkers and mark you as a grade-B player.<p>Most entrepreneurs far more attention to what they say than to how they say it. And that's a pity because success depends largely upon how well you communicate.<p>With this in mind, there are five common …

Self-help

17 Simple Steps to Starting a Business While Working Full Time

If you dream of starting your own business but are tied down with a full-time job, here are 17 simple steps to get it up and running.<p>If you're serious about starting your own business and you have a full-time job that you can't walk away from, it's possible to get there from here. Follow these 17 …

Small Business

The founder of Google's top secret project lab has a new plan to double the world's GDP

His efforts turned into Google X, the secretive "moonshot factory" that has produced some of Google's most technically ambitious projects like self-driving cars, smart contact lenses, Google Glass and internet bearing balloons.<p>But after guiding Google X through its early years, Thrun relinquished …

Online Education

The Ultimate Ab Workouts: The 5 Best Ab Exercises for Getting a Six Pack

Ab workouts are a dime a dozen but this article is going to teach you everything you need to know about building a lean, cut core.<p>Having a chiseled …

Science explains why hipsters grow beards

Men might be growing beards to appear more attractive to women and more dominant to other men, a study on monkeys suggests<p>Scientists think they may have solved one of the great mysteries of the age. Why <i>are</i> so many of today's men growing beards?<p>The answer, according to The University of Western …

David Beckham

This Surprising Trait Can Get You Fired at Apple

There’s one thing that will make or break you at Apple: cultural fit.<p>In an exclusive interview with <i>Fortune</i> published Thursday, Apple CEO Tim Cook …

30 Years Ago Warren Buffett Gave Away The Secret To Good Investing And Correctly Predicted No One Would Listen

In a speech at Columbia Business School, later adapted into an essay, Buffett introduced what he called, "The Superinvestors of Graham-and-Doddsville."<p>Buffett writes:<p><b>"The common intellectual theme of the investors from Graham-and-Doddsville is this: they search for discrepancies between the value</b> …

Investing

Biology Ideas That Billionaire Peter Thiel Thinks Are Worth Funding

Targeting "undruggable" proteins and putting stress sensors in watches<p>Investor Peter Thiel may be best known for founding PayPal and investing early in Facebook, but it seems he has a soft spot for biology too. Since 2011, the Thiel Foundation has funded biotechnology startups through an …

13 Fascinating Farming Robots That Will Feed Humans of the Future

Among other predictions, <i>Interstellar</i> offered us some clues about the future of farming. Long story short: It's all about the robots. From field …

Robots to be used to remove weeds in revolutionary step in farming

In a step that will revolutionise farming, Australian engineers have developed robots that can de-weed crops.<p>The small robot platforms can pull the …

Robotics

The Smart Way to Start a Successful Company While Keeping Your Job

Moonlighting isn't your only option.<p>Most aspiring entrepreneurs face a dilemma. They want to start a new business but they don't want to give up their jobs--and the security of their paychecks--until they absolutely have to. On the other hand, launching a successful company is consuming enough …

Startups

iChip: The Future of Antibiotic Discovery

Two weeks ago, a team led by scientists from Northeastern University published a study describing a new class of antibiotics called teixobactin, which they found in the soil of a field in Maine. The Internet subsequently lit up with both excitement and criticism (mostly excitement, though). It’s …

The Startup Revolution Is About To Surge Again

in a new book, Coca-Cola’s VP of innovation discovers what’s needed for the next wave of entrepreneurial growth.<p>I grew up surfing. Even if the closest you’ve ever come to surfing is watching <i>The Endless Summer</i> or <i>Blue Crush</i> with a bag of popcorn, you probably understand that surfing is all about …

How to Meditate Lying Down

There are two modes of Son Buddhist meditation: "Son in the midst of stillness" and "Son in the midst of commotion." I simply call them the "quiet" and "active" modes of meditation. Quiet meditation commonly refers to traditional seated meditation but includes any meditative form where you're not …

The Stock Market Bull Who Got 2014 Right Just Published This Fantastic Presentation

For 2015, strategists are expecting stocks to move even higher, and again, no one is more bullish than Stoltzfus.<p>"We have initiated a target for the S&P 500 at the end of 2015 at 2,311," he wrote.<p>Courtesy of Oppenheimer, we've included the key slides from Stoltzfus' brand-new monthly presentation. …

Markets

Elon Musk's hyperloop is actually making progress

When Elon Musk unveiled his idea for the Hyperloop in August of 2013, no one seemed sure what the next step would be. The Tesla Motors and SpaceX CEO …