Walt Twardus

64 Flips | 3 Magazines | 7 Likes | 1 Following | 1 Follower | @WaltTwardus | Keep up with Walt Twardus on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Walt Twardus”

A Law Professor Explains Why You Should Never Talk to Police

James Duane says you shouldn't say anything to a cop for any reason, you shouldn't plead the Fifth, and you shouldn't stay silent. So what should you do?<p>James Duane doesn't think you should ever talk to the police. Not just, "Don't talk to the police if you're accused of a crime," or, "Don't talk …

The Email Marketing Secret Nobody Talks About

It's the fastest, easiest way to ensure your emails get read while also building a deeper connection with your readers.<p>Once upon a time, we loved email. Heck, Tom Hanks and Meg Ryan even starred in a movie about it.<p>However, these days most of us view email as more a necessary evil of doing business …

A different type of addiction

After being sober for 27 years, Bruce Bender started drinking again.<p>It started just as a drink, something to help him deal with the crushing …

50 Powerful Mini Habits That Will Help You Lead Your Best Life

Hard work and perseverance always beat genius and talent in the end.<p><i>What are 50 things that everyone can do to make life easier? originally appeared on Quora - the knowledge sharing network where compelling questions are answered by people with unique insights.</i><p><b>Answer by Yuri Kruman, Master Career</b> …

31 Ways to Improve Your Life in Just a Month

Imagine the possibilities of a life filled with these simple acts of joy that can be done in minutes. Here's a template to get started.<p>Before this 31-day plan became a lifestyle, I first had to remove the tumors of self-gratification and hubris (trust me, the attitude ruling my life in the old days …

3 Reasons Your FICO Credit Score, Despite The Abuse, Still Matters A Lot

FICO is a pioneer of credit scoring. Founded in 1956, it introduced the first credit bureau risk score in 1981. Today, “FICO” has become synonymous with credit scores in the same way that “Kleenex“ is synonymous with tissues. However, FICO has been under attack in the last few years. In …

7 Amazon Prime Perks You've Forgotten to Use

With the recent news of Amazon changing how they charge for Prime, and allowing users to pay on a month-by-month basis, it has many revisiting their …

These Packing Techniques Save Space and Let You Carry More

We’ve covered lots of ways to cram a lot of stuff in small suitcases, but this video and infographic from Expedia is full of handy packing tips to …

12 Powerful Habits To Steal from Ultra-Successful People

I am very curious about habits, behavior psychology and how it all affects success. For over two years, I have been experimenting with my routines, …

How to Take Back Your Power?

If only my relationship could work, I would be so happy, that's the only thing that is missing in my life.<p>If only I had that dream job, my life would be amazing.<p>If only I had more money, everything would be so different.<p>Sound familiar?<p>We've all been in situations where we have put our happiness and …

Oprah Winfrey

Complete Guide to Reprogramming Your Mind to Form Good Habits

The quality of our lives is an accumulation of our good habits.<p>Want to get in shape? Master your habits.<br>Want to learn a new language? Master your …

This Woman Read 500 Self-Help Books So You Don't Have To

All the lessons of a bookshelf's worth of reading boiled down to five simple lessons.<p>These days, no one suffers from a shortage of reading material. From great online content to endless book recommendations and must-read lists, most of us struggle to fit in all the reading we want to do rather than …

The Strange And Dangerous All-Cash World Of Legal Weed

Dealing in all cash is a minor headache at the dispensary level, with the usual concerns of making change, combined with the unusual requirement to …

Keep Your Money Momentum Going

Keep your personal finance momentum going.<p>This is Day 30 of the #MONEY30, a month-long bootcamp for personal finance novices. You can read more about …

10 Toxic People You Should Avoid at All Costs

From the self-absorbed to the soul-sucking, be on the lookout for these toxic types.<p>Toxic people defy logic. Some are blissfully unaware of the negative impact they have on those around them, while others seem to derive satisfaction from creating chaos and pushing other people's buttons.<p>As …

How Small Businesses can Boost their Sales with Email Automation in 2016

Do you prefer sending manual emails to every person when they sign up for your email list?<p>OR<p>Is it better to automate the whole process to connect with the consumers at a deeper level?<p>Time is money.<p>Small business owners don't have enough time to send emails to every person manually. It is logical to …

Customers

How I Finally Organized My Messy Inbox with Sortd

I’ve tried dozens of solutions to clean up my inbox, and so far, the Sortd Chrome extension comes closest to helping me use and organize email the …

Productivity

42 simple things that will help you discover your calling in life

"Sensations such as twinges, uneasiness, and tension are indicators that you may not be thinking, acting, or behaving in alignment with your authentic self, which is the source of all passion. When you sense constriction or discomfort stop and ask, "Why?" Let your intuition speak and decipher what …

32 Amazing Websites That Will Actually Save You Money

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Personal Finance

Lists You Need to Make for a More Satisfying Life in 2016

I wasn’t always a list-maker. For most of my life I’ve been more of a scraps-of-paper-notes-everywhere-and-5-unfinished-journals-at-a-time type of …

60 of the best Android apps from 2015

This year was full of excellent app releases for Android and we found tons of tools to trick out your device for work and play.<p>If you’re looking for some quality apps for your new phone or want to breathe new life into your old one, our list of the best apps from this year has you covered.<p><i>Prefer</i> …

The success habit I wish I knew 18 years ago

<i>How the top 2% think. Literally.</i><p>Most people live in a reactive state. They work on stuff until someone distracts them. Then they react to what the …

Top 10: Video Games Your Girlfriend Will Hate

September 19, 2009<p>Share<p>Tweet<p>Let’s face it, there are a lot of things that your girlfriend hates you doing: You don’t call when you’re supposed to, you don’t clip your nails often enough and you stared at the low-cut tank top on that big-breasted woman a couple seconds too long as you passed her in …

Top 10

5 things that will make you happier, according to neuroscience

Let's get more specific: what's going to make your <i>brain</i> happy?<p>And let's focus on things that are simple and easy to do instead of stuff like winning the lottery.<p>Neuroscience has answers.<p>I've discussed this subject before and it was so popular I decided to call an expert to get even more dead simple …

Sesame Street

This Is Your Brain on Exercise: Why Physical Exercise (Not Mental Games) Might Be the Best Way to Keep Your Mind Sharp

In the United States and the UK, we've seen the emergence of a multibillion-dollar brain training industry, premised on the idea that you can improve …

The Brain

7 tax strategies the rich don't want you to know

You work hard for your money but, unfortunately, Uncle Sam takes a bite out of every paycheck for income and other taxes. And if you're in the middle class, you probably think that bite is a little bit too big.<p>According to a 2015 Gallup poll, nearly half of Americans — 46 percent — believe the …