Discussion Not Destruction

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These 2 Factors Are Keeping You From Saving Money

If it seems like the more money you make, the more you end up spending, you’re not alone. A new survey shows that an increase in income doesn’t …

Personal Finance

10 revelations I had about money in my 30s

Good beer is worth the money. Credit: Flickr/gô Hoàng Phước Long<p>A few things I’ve come to realize about money as I recently hit the mid-point of my …

investment goals: How to determine and enact them

What are your investment goals?<p>My investment goals are very simple – to cover my expenses from dividend income generated from my portfolio. In order …

Secrets of the 1 Percent (Shhhh!)

10 Secrets of the Capitalist Class, or the "1 Percent"<p>Updated October 27, 2016<p>01<p>10 Secrets of the Capitalist Class<p>As you learned in Class in the …

Consistency is the key to unlocking life-changing financial habits

For years, there has been a steady drumbeat of surveys that tell us we aren’t saving enough.<p>Bankrate.com’s latest look at how people handle their money found that 63 percent of Americans don’t have enough in a rainy-day fund to cover emergencies that might run them anywhere from $500 to $1,000. …

5 great budgeting apps to keep your finances in the black

We're not sure that keeping a budget or balancing the books has ever really been an easy task. It's certainly gotten more difficult as technology has …

17 Small Shopping Habits To Pick Up That'll Save You Money

Make saving your favorite.<p><i>Answers have been edited for length and clarity.</i>

10 changes to make in your 30s that will set you up for lifelong success

Many people spend their 20s getting some unhealthy behaviors out of their system — like sleeping until 2 p.m. on Saturdays and spending all their …

Self-help

This Is The Ultimate Budgeting Tool For 2016

Because money is what buys more pizza.

Here's How to Start Investing Your Money

Everything you've ever needed to know about the stock market.<p>The stock market can be a smart way to clone your money, but it makes plenty of people break out in hives. A recent Bankrate.com survey showed that only 26 percent of Americans under age 30 own any stock-based investments. Alexa von …

6 of the Smartest Things You Can Do With Your Money in 2016

For Americans, money is one of the leading causes of stress. It’s no wonder then, that better improving our financial habits is a top resolution for …

7 Simple Ways To Evaluate Your Finances

This week we’ll ring in a new year. Millions of people will contemplate New Year’s Resolutions ranging from health to relationships to finances. These resolutions can be very motivating, if but for a short time. Before thinking to the future, however, we would do well to reflect on the past …

The War against Cash, Part II

I wrote yesterday that governments want to eliminate cash in order to make it easier to squeeze more money from taxpayers.But that’s not the only …

Jedi master: ‘You must unlearn what you have learned’ for financial success

As you begin to plan for 2016, leave in the past some financial advice you may have learned.<p>I wrote a column recently using Yoda from the Star Wars franchise as inspiration. In “The Empire Strikes Back,” Yoda gave some advice to Luke Skywalker. The Jedi master told Luke, “You must unlearn what you …

The Best Personal Finance Articles Of 2015

Roughly 170 posts were published in 2015 on Financial Samurai. Each post takes anywhere from 3 – 10 hours to produce on average. Even after they are …

Why You Should Use the Dave Ramsey Method – An overview of the Baby Steps for organizing your finances and how it can help you

Why You Should Use the Dave Ramsey Method – An overview of the Baby Steps for organizing your finances and how it can help you save money and create …

Ignore Those 2016 Forecasts and Make These Smart Investing Moves Instead

Investing pundits are usually wrong, but these strategies can keep your portfolio on track.<p>Over the past few weeks investors have been inundated by a …

21 lifestyle changes to make if you want to save more money

When it comes to getting rich, the formula is simple: Spend less and save more.<p>That's easier said than done. To save a considerable amount of money, you have to make more than an intermittent effort. You have to make a lifestyle change.<p>What kind? We rounded up 21 lifestyle changes anyone can make …

8 documentaries that will make you smarter about money

The wealthiest, most successful people continually self-educate, which is why most of them spend so much time reading.<p>If the classic finance books don't work for you, there are other ways to get smarter about money.<p>Here, we've compiled eight documentaries that will keep you entertained <i>and</i> teach you …

Why Broke People Stay Broke

I wish I had a $1 for every time I received an email asking, "How can I afford personal development if I'm broke?" I'd likely take more online classes than I do now. What else would a self-proclaimed self-help junky do with such a windfall?<p>My response is typically the same. "Personal development …

Why "Minimalism" Should Be Your 2018 Resolution

The ability to simplify means to eliminate the unnecessary so that the necessary may speak. ~Hans Hofmann, <i>Introduction to the Bootstrap</i>, 1993<p>After …

Minimalism

9 little-known Amazon Prime perks

To the record-setting 3 million folks who signed up for Amazon Prime in just the third week of December, welcome! The decade-old service is still one …

Emergency planning beyond the bug-out bag

By Jackie Clay-Atkinson<p>Issue #157 • January/February, 2016<p>In many emergency situations, simply staying home can be your most sensible choice. After …

RVs

Amazon makes more than a dozen premium Android apps & games free during its holiday sale

This offer has expired!<p>Be sure to follow us on Twitter for the latest deals and more. Sign-up for our newsletters and have our best offers delivered to your inbox daily.<p>If Santa brought you a new Android smartphone or tablet, here’s your chance to download some great apps and games without spending …

Kurt Russell: I’m a ‘Hardcore’ Libertarian, Not a Faux ‘Bill Maher Libertarian’

<b>Kurt Russell</b>, one of the stars of the new big movie <i>The Hateful Eight</i>, is a rarity in Hollywood: an outspoken libertarian. And in an interview this …

Gun Control