Vlad Kozlov

72 Flips | 1 Magazine | 77 Likes | 3 Following | 8 Followers | @VladKozlov2016 | Keep up with Vlad Kozlov on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Vlad Kozlov”

pair programming

https://www.youtube.com/watch?v=vgkahOzFH2Q<p>Sep 11, 2014 - Uploaded by Code.org<p>Featuring Fiona and Semira from Generation Code. Special thanks to …

Best Rosé Wines Under $20 to Drink All Year

Gone are the days when rosé was merely a summertime wine. While it’s the perfect pool parties, picnic and beach-day wine, it’s time to plot out your …

Read This Before You Get an Annuity

Most of us will need dependable income in retirement. One key to your future financial security might be an annuity -- just be sure to focus on the …

How to Save Money with No Hassles

Struggling to learn how to save money? You’re definitely not alone. However, without the ability to sock money away, your financial future is not …

Personal Finance

Things To Do In Lake Tahoe

Explore<p>Explore. No, dig in! Dig in—like there’s no tomorrow–to all that Tahoe South has to offer. Natural scenery that borders on the ridiculously …

Five Financial Steps For Surviving The Loss Of A Spouse

Losing a loved one is akin to peeling an onion. Each layer you pull back is bittersweet, generating more and more tears, compelling every emotion imaginable to the surface. In the past four months, I personally experienced the tragic losses of my father and my uncle. Both times I was there to help …

Retirement

6 money mistakes that could cost you thousands

Even if you're a financially savvy person, you may not be aware of the potential money mistakes that can trip you up.<p>Money mistakes can sneak up on you. You may realize how much of an effect these mistakes can have on your finances until you've already lost a pile of money. If you learn to spot …

Retirement

Tax Efficient Investing with IRAs

Individual retirement accounts, which you’re probably more familiar with as “IRAs,” are usually used as long-term savings solutions and most often …

Retirement

3 Reasons You Should Never Pay for Your Kid’s College with Your Retirement Nest Egg

One of the most difficult decisions you’ll face as a parent is how you’ll pay for your child’s college education. It can be tough to figure out where …

Retirement

Here Is Why You Need Saving For Retirement at Least 20% of Your Income

Anyone will tell you that saving for retirement is definitely not one of the most enjoyable things to do. As a matter of fact, it’s downright …

Retirement

Asset Dedication: The Goal-Driven Investment Approach

There are various investment theories applied to portfolio management approaches. The most popular is the asset allocation approach that is based on …

Investing

6 Best Low Fee Robo Advisors (and Free Ones Too)

BettermentComparisonsM1 FinanceRobo Advisor ReviewsRobo-Advisor StrategySchwab Intelligent PortfoliosWealthfrontWiseBanyan<p>6 Robo-Advisors With the …

5 Tax Free Savings Strategies for Your Retirement

By Sergey Sanko<p>In Retirement<p>It’s never too soon to start planning for retirement. Read that again and let it sink in. Whether you’re 45, 30, or just …

Retirement

3 Ways Couples Put Their Retirement Future in Jeopardy

By Sergey Sanko<p>In Retirement<p>Planning for your retirement future is one of the most critical financial processes there is. If you make a mistake, all …

Retirement

How Bonds Work and How They Might Work in Your Investing Strategy

By Sergey Sanko<p>In Bond Investing, Retirement<p>Although they’re an extremely important way to prepare for retirement, most people don’t know how bonds …

Investing

7 Ways to Save When You Don’t Have Any Extra Cash

By<p>March 1, 2017 6:01 a.m. ET<p>No sane person would ever suggest you tackle assembling IKEA furniture without instructions. Yet that’s often what you …

Personal Finance

El-Erian Warns Bond Market It's Underestimating March Fed Odds

Mohamed El-Erian, Allianz SE’s chief economic adviser, is warning traders not to get complacent about the prospect of a Federal Reserve interest-rate …

4 Ways To Avoid Outliving Your Nest Egg

By Sergey Sanko<p>In Personal Finance, Retirement<p>In a recent survey, 57% of CPA financial planners said their clients’ top retirement concern was …

Retirement

More Sex—And 3 Other Tips For A Happier Retirement

By Sergey Sanko<p>In Retirement<p>What makes for a more satisfying retirement? Financial security, sure. But a happy retirement isn’t just about the bucks. …

Retirement

5 Wrong Recommendations About Saving for Retirement

By Sergey Sanko<p>In Retirement<p>Retirement is something that affects us all.<p>It can be scary to think about a day when we will not work, when we are …

Retirement

Here are 6 fables of fixed-income investing — in cartoon form narrated by the actor who played Dumbledore

The UK-based investment firm, which has $374 billion in assets, on Thursday released six videos that illustrate the common mistakes made by fixed-income investors.<p>Each lesson plays off of a well-known childhood fable in a fun 60-second cartoon.<p>The firm enlisted the help of Michael Gambon, the actor …

Why Bonds Still Make Sense in a Retiree's Portfolio

Interest Rates Rise Concerns Investors About Having Bonds in Portfolio<p>Updated April 19, 2018<p>Bonds are in the doghouse.<p>The recent rise in interest …

Interest Rates

4 Key Findings on the Retirement Prospects of Generation X

By Sergey Sanko<p>In Retirement<p>Retirement is an important goal everyone needs to plan for. However, in the case of Generation X, it seems as though …

Retirement

Increasing Mortgage Rates May Increase Downward Pressure On...

Increasing Mortgage Rates May Increase Downward Pressure On Housing Demand<p>By Sergey Sanko<p>In Bond Investing, Personal Finance<p>Today, the Financial …

Housing

How to Become Rich with Your Own Business

By Sergey Sanko<p>In Personal Finance<p>If you do an online search of “How to Become Rich,” you will find more than 19 million results. Nineteen million …

Entrepreneurship

5 Reasons You Need to Rethink Baby Boomers Retiring

By Sergey Sanko<p>In Retirement<p>If you thought that baby boomers would continue retiring at their current rate, you might be surprised to know that it is …

Why Your Older Parents Need Help to Manage Personal Finances

By Sergey Sanko<p>In Personal Finance, Retirement<p>As our parents age, a lot of things change. Eventually, we find ourselves taking care of them in much …

Retirement

How Can I Invest My Retirement Savings Without Taking A Lot of Risk?

By Sergey Sanko<p>In Retirement<p><b>Ask Real Deal Retirement</b><p><i>I’m 66 and have $170,000 to invest, but I don’t want to take a lot of risk with it. So how much</i> …

Retirement

Earn more on your savings: the right way and wrong way

This article is reprinted by permission from NextAvenue.org.<p>For many years, I’ve been advising people about the safest places to park their money and …