Vivy Fomengia

77 Flips | 3 Magazines | 66 Likes | 5 Following | 3 Followers | @Vivy_val | Christ lover. Financial educator. Sister. Motivator. Dancer. Tutor. Hamptionian. Auditor. Auntie.

Flash Sale: $190 Roundtrip Tickets to Iceland

From a number of major American cities<p>Iceland’s WOW Air is offering roundtrip flights to Iceland from a number of major American cities starting at …

The best things to charge on your credit card when you’re rebuilding credit

If your credit needs rehabilitation due to late payments, accounts in collections or other negative items, it might be time to rebuild. Rebuilding your credit requires an understanding of your current situation, identifying past mistakes and implementing the right strategies going forward.<p>Wise use …

Just get engaged? Congrats! Now it's time to check these 7 items off your financial to-do list.

When you're newly engaged, you're focused on planning a wedding and deciding which dreamy destination is right for a honeymoon. But, it's also …

Sleep In and Make Millions: Why You Don't Need to Wake Up at 5 A.M.

Sleep-loving millionaires share the secrets to their success.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>We've all heard how successful entrepreneurs wake up well before the crack of dawn and get a metric ton done before 5 a.m.<p>However, as a successful entrepreneur who struggles …

Time Management

A financial adviser shares 8 money mistakes to avoid in your 20s and 30s

These are years when we expect to learn and grow by exploring jobs and careers, cultural experiences, social experiences and other educational opportunities.<p>But too many of us forget to explore and master one of the most critical parts of building the future we want: financial literacy and …

Personal Finance

What's the best way to budget? Here are the 3 major types of budgets you can use to save money.

So, you've finally decided to create a budget. But where do you start? The key is to find a budgeting method that actually works for you. Some people …

9 magical Europe travel destinations you’ve probably never heard of

While most tourists flock to Europe’s main attractions of Paris, London, and Rome, there are many other beautiful hidden gems around the continent …

European Travel

Why You Should Wake Up at 5 A.M. Every Day

Even if you're not an early riser, changing your routine could improve your productivity.<p>I used to wake up before dawn. My roommate and I would stumble down the streets of NYC at 5 in the morning and talk about anything and everything our brains could handle. (As for why we decided to wake up at …

Time Management

The 25 cheapest cities in Europe for a weekend break

The study looked at the total amount of 12 holiday items, such as a three-course meal with a bottle of wine for two, two nights' accommodation in a three-star hotel, travel and sightseeing costs, a cup of coffee, and a bottle of beer.<p>The Post Office crunched numbers for each city using currency …

European Travel

7 Ways to Earn Additional Income

I have a few crazy philosophies: (1) You can receive an income from almost anything that is actionable; (2) We are <b>NOT</b> created equally because each of …

5 financial goals to set in 2017

The beginning of the new year is the perfect time to reflect on the past and look forward to the future.<p>Here are five financial goals to consider setting in 2017. Pick a few or pick them all. Either way, you'll be on the path to a better financial picture this time next year.<p>Set a budget<p>Knowing …

How to Retire a Millionaire

Congratulations, you've graduated from college! With degree in hand, you're ready to go out and face the world. You no doubt want to do well in life, …

The Best Free Online Courses to Help With Your Finances

You don’t have to learn everything about money at once, but a course can teach you a lot of useful information at a reasonable pace. Especially if …

If You Love Your Idea, Here's Why You Need to Kill It

The most important thing you can do with your brilliant idea is to try to kill it.<p><i>This series of articles explores the connections between entrepreneurship and the history of philosophy and literature. Each article traces the influence of a specific thinker or school of thought upon the development</i> …

How This CEO Overcame Her Shyness to Build a $200 Million Business

How one founder went from sad and reserved to confident and happy on her way to a $230 million acquisition.<p>As any regular Inc.com reader can tell you, starting up can be extremely rough on your mental health. Entrepreneurs have long quietly suffered from depression and anxiety, but it's only …

Five Signs You're Ready To Start Your Own Business

Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>You're reading Entrepreneur Middle East, an international franchise of Entrepreneur Media.<p>Let’s get started.<p>It’s that simple. If you want to launch your own business, the first thing you need is to start that process. In the words of one …

Entrepreneurship

Invest online: How to grow your money cheaply — without ever putting on pants

When you think about money, your biggest costs might jump to mind — there's paying down your debt, saving in an emergency fund, covering credit card …

How can I grow my retirement savings without too much risk?

<i>I'm 66 and have $170,000 to invest, but I don't want to take a lot of risk with it. So how much should I invest in stocks and how much should I keep in bonds -- and should I consider investing in an annuity? --E.H.</i><p>I get that once you near or enter retirement, you don't want to do anything too risky …

Retirement

Vivy Motivates

I LOVE to eat, sleep, travel, eat, exercise, read, and eat. I enjoy binge watching movies, reading countless articles on personal finances, and …

How to Make Your Money Stretch

Have you ever looked at your bank account balance with regret? Have you ever wondered “Where did all of my money go? I just got paid yesterday” or …

Personal Finance

The 50 Most Beautiful Places in Africa

Home to 54 countries, Africa has something for everyone. From Algeria's bone-dry Sahara desert to South Africa's iconic urban skylines, the second-largest continent in the world, too, has landscapes as diverse as its animal kingdoms. Still not convinced? These 50 stunning locations should give you …

South Africa

Here’s How to Build Wealth Like a Multimillionaire | Investopedia

If you’re like most people, you’d probably give a lot to learn how to become a multimillionaire. According to Spectrem Group’s Market Insights Report …

The Simple Math Behind Early Retirement

It is important to understand the simple math behind early retirement. Your savings rate, and asset returns will determine how long it takes for you …

3 Billionaire Secrets to Building and Retaining Wealth

Image source: Getty Images.<p>According to the U.S. Census Bureau's world population clock, there are currently more than 7.3 billion people on the planet. Among those more than 7.3 billion people sit just 1,810 billionaires with a combined net worth of $6.5 trillion, according to <i>Forbes</i>' most recent …

Financial Planner From the Society of Grownups Gives Money Advice

Can’t decide whether to splurge on a trip to Paris or save for retirement? According to the awesomely named Society of Grownups, a financial education center that calls itself “a master’s program for adulthood,” there is no one best answer. Its philosophy? Use your personal values to decide when to …

The 3 Biggest Financial Mistakes Newlyweds Make

There's a reason the first year of marriage is known as the honeymoon phase. For many newlyweds, it's a time to enjoy each other's company before life's more serious responsibilities kick in. And while you may be inclined to postpone most major decisions in favor of enjoying a year of post-wedding …

How one app helped me avoid hours in line at the airport

Returning home from overseas after TNW Europe, I had to pass through Chicago’s O’Hare airport before making my way to Portland. If not for a pretty terrible app, I’d have missed my connection and been stranded.<p>After a 9 hour flight from Amsterdam, the flight crew announced that customs was a bit …

Are you on track for retirement? Do the math

What should I have for dinner tonight? What movie should we go see? Where should we go on vacation this year? Many questions in life are relatively easy to answer. But if you’re wondering, “Am I on track for retirement?” it may quickly turn into a frustrating exercise.<p>To know the answer, you also …

Retirement

How This Online Design Company Got Google Ventures Funding -- On The First Pitch

Umaimah Mendhro (oo-my-ma mend-ro) is one of the few entrepreneurs who can say she won funding on her first pitch. It sounds like a lucky break, but she’s been piecing together an ambitious plan since childhood.<p>Mendhro’s earliest memory is wanting to build and lead a large, multi-national company. …