Victor M Hernandez

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The single most effective step to start getting rich, from a 78-year-old personal finance classic

Their wealth all started with one emotion, he argues: <b>desire.</b><p>"Wishing will not bring riches," he writes in "Think and Grow Rich," the culmination of his interviews with Andrew Carnegie, Henry Ford, John D. Rockefeller, and hundreds of other successful people.<p>"But desiring riches with a state of mind …

Granny's sex advice: Lessons learned from 78 years of action

A twice-married granny dishes the details of a lifetime of sex and love with grounded, unconventional advice.<p><i>From her first kiss to the last time she</i> …

Opinion: 20 words you need to know to avoid getting fleeced by Wall Street

Wall Street Journal investing columnist Jason Zweig’s new book, “The Devil’s Financial Dictionary” (PublicAffairs Books) is a satirical glossary of …

13 steps anyone can take to get rich, according to a journalist who spent his career studying millionaires

Prompted by legendary businessman Andrew Carnegie, who turned a few nickels and dimes into a fortune, journalist Napoleon Hill researched more than 500 self-made millionaires over 20 years before releasing his 1937 best-seller "Think and Grow Rich."<p>"It was Mr. Carnegie's idea that the magic …

The biggest difference between rich people and everyone else isn't how much money they have

Yet, so many of us fail to accumulate wealth simply because of our doubts and fears.<p>"<b>The primary difference between a rich person and a poor person is how they manage fear,</b>" writes Kiyosaki, who grew up observing two father figures: "poor dad" — his real father who died with bills to pay — and …

Boost Your Credit Score With This Great Little Trick

<i>By Ellen Chang</i><br>Consumers can easily boost their credit scores by avoiding some of the fallacies surrounding the extremely convoluted manner in which …

Some tell-tale signs you're WAY too stressed out

Stressing out is the worst. OK, it’s <i>among</i> the worst —but still, being stressed out sucks. Whether your stress manifests itself in the form of a …

Paramount Pictures

How a spreadsheet helped me tackle my depression

Normally I’m a positive, productive member of society. But I do have episodes of depression that make even getting out of bed difficult.<p>There’s a stigma associated with even saying that much, but I’m open to writing about it. Maybe some of the tools that I’ve found to help me manage my depression …

13 apps that will stop you from wasting time

These 13 apps will make scheduling less painful, help you keep track of what you are spending your time on, and even punish you for checking social media too much. They'll also help you see a big picture of how you spend your time and show you small tweaks that can carve out a few more hours of …

8 Brain Exercises To Improve your IQ Score

Can we make ourselves any smarter? The answer to that particular question is still a puzzle, trying to be solved by scientists all over the world. …

23 Body Language Tricks That Make You Instantly Likeable

A dysfunctional family is more than disagreement or constant arguments. Anything from plain neglect, to abuse and even verbal and physical violence …

Self-help

WARREN BUFFETT: Retirement is not my idea of living

Speaking with Carol Loomis at Fortune's Most Powerful Women Summit on Tuesday, Buffett said it would be "crazy" for him to leave his job.<p>"If I quit today—I see these people. They spend a whole week planning their haircut. That is not my idea of living," he said.<p>It doesn't matter if his muscles …

How to save $1 million for retirement

<i>I want to start a Roth IRA account and build the balance to $1 million. How much do I have to invest to do that? --M.G., California</i><p>I admire your optimism. At a time when many, if not most, investors are fixated on market volatility and worried about losing their shirts should the market melt down …

Opinion: 5 reasons to double-down and buy stocks today

Are you still feeling queasy about the great August market barbecue that charred your stocks?<p>Here’s a surprise for you: That bad feeling in your gut …

Four funds that advisers recommend for a 'pre-retirement portfolio'

We name four funds that are tipped to boost returns for pre-retirement pension portfolios<p>Whether you are a saver in your twenties or just a decade away from retirement, it is crucial to get your pension portfolio in shape.<p>Failing to act will probably leave your hard-earned savings in a “default …

Investing

10 things in tech you need to know today

<b>1. Apple's rumored car project is having a "big impact" on Tesla.</b> Apple has reportedly hired many employees from Tesla.<p><b>2. HP intends to cut between 25,000 and 30,000 jobs.</b> It has already let around 51,000 people go.<p><b>3. Google says that it does not want to start producing cars.</b> The company's managing …