Victor J.

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Follow These 4 Rules for Retirement Investing—and Ignore Everything Else

The best way to improve your returns is usually to do nothing.<p>Diligent saving is the single most important thing you can do to improve your …

What I Wish I Knew When I First Started Investing

Don't make these rookie mistakes.<p>Beginning investors often make mistakes, but there’s no reason you need to make them. Instead, you can avoid …

14 books that will change the way you think about money

A lot of what holds people back from financial success are their thoughts and beliefs about money — not their job title or salary.<p>It turns out, you're probably already making enough money to become rich, as David Bach preaches in "The Automatic Millionaire"; and you <i>can</i> splurge on a $4 mocha and …

How to Master Microsoft Office Outlook

Microsoft Outlook is the de facto email and calendaring client in most offices—and it can help manage your tasks and notes as well. Beyond just …

Software

This should be your first investment

Today's young adults face huge financial obstacles, with huge amounts of student loan debt, difficulties in getting good jobs, and overall lack of confidence about their future.<p>The last thing most young people are prepared to do is to start thinking about laying the groundwork for accumulating …

How can I get an 8% return on my investments?

<i>I'd like to earn a steady 8% a year on my retirement portfolio. What investments do you recommend that can deliver that return? --M. A.</i><p>My mother's automatic response whenever I asked her for something she considered unreasonable (like two bucks for a movie) was "People in hell want ice water." …

5 Investing Secrets Only The Pros Know

<i>Take charge of your financial future with these five strategies.</i><p>By Suze Orman<p>Let's face it: A financial planner can offer sound guidance when it comes to managing your money, but no one cares more about your accounts than you do. Ultimately, it's up to you to decide what's best for your financial …

6 Things Mark Cuban Says You Should Do With Your Money

<i>By Stefanie O'Connell</i><p>Mark Cuban, billionaire investor, owner of the Dallas Mavericks and mainstay of the hit show, "Shark Tank," is known for his …

10 Reasons To Invest In Closed-End Funds

Closed-end funds are often thought to be too complex and their potential can often be overlooked by investors. But a number of closed-end funds’ structural characteristics may make them a suitable part of an asset appreciation and income-generating strategy. Here are ten reasons to consider …

4 Investing Rules to Live By

<i>By Kathy Kristof</i> <b><br>1. Diversify.</b> Stocks, bonds, cash, real estate and other investments provide varying rewards: Some protect against inflation, and …

How to invest $500

If investing feels like a rich person's game, it's not your imagination: Many online brokers impose initial deposit requirements of $1,000 or more. Mutual funds, a common investment choice with close to $16 trillion in U.S. assets, often have similar minimums.<p>But that doesn't mean you should sit on …

4 401(k) Investing Tips That Could Earn You Thousands

Source: BIGSTOCK.<p>If you're a worker with a 401(k) or similar workplace retirement plan, then it's probably your main retirement savings vehicle. Pensions are vanishing, and the responsibility of building a retirement nest egg rests on our shoulders. So if you want to retire in comfort, you'd better …

Ten Phrases That Are Killing Your Resume

Imagine if your job required you to read other people’s resumes all day long? You’d go out of your mind. It would be fun reading resumes if people wrote interesting things about themselves, but almost all of us have been trained since childhood not to do that.<p>We write our resumes in a horrible …

The 9 Keys To A Happy Retirement

It turns out that happiness and retirement <i>do</i> go together.<p>Well, based on the research and books I’ve read and interviews I’ve done since becoming editor of the Money & Security and Work & Purpose channels at Next Avenue in 2011, they <i>can</i> go together if you play your cards right.<p>And it’s not just …

Retirement

Why You'll Need to Own More Stocks After You Retire

Retirement planners like to relay best practices to clients via simple, easy-to-understand rules. Whether it’s sticking to a 4% yearly withdrawal …

The 3 Best Stocks to Own in Retirement

Image source: Getty<p>Record low interest rates are forcing millions of retirees to invest their nest egg in the stock market. Dividend stocks are enticing for those who want income, unfortunately, not all dividend-paying stocks are created equal. You have to be selective and even look beyond dividend …

5 lessons in winning from highly successful people

What do Barack Obama and Mark Zuckerberg have in common? They wear the same thing every day!<p>Rather than waste time and energy on trivial things, the …

Success

16 Super Effective Productivity Habits to Add to Your Morning Routine | Inc.com

<i>This story first appeared on The Muse, a web destination with exciting job opportunities and expert career advice.</i><p>I bet I can predict what your morning looks like: You wake up to a generic alarm clock sound, roll out of bed, get dressed, grab a mediocre breakfast, and leave the house still rubbing …

Productivity

These Are the Most Motivational Books Ever Written | Inc.com

Three years ago, I identified the "Top 10 Motivational Books of All Time," but with a twist: I left the No. 1 spot blank and asked Inc.com readers to name their favorite.<p>In hundreds of comments, our readers named almost 300 books, but there were 18 that turned up consistently. Here are the books …

If I Could Only Buy 1 Stock, This Would Be It

I've been asked this question many times before, and I'm usually hesitant to give an answer. After all, one of the best lessons investors can learn and apply is diversification: not putting all of your eggs in one basket. However, one stock that could stand alone without too much risk is <b>Berkshire</b> …

8 pearls of wisdom that will change the way you think about money

Getting rich may have more to do with your mentality than anything else.<p>"If you follow the beliefs, philosophies, and strategies of the rich and take action, you have a legitimate shot at becoming a millionaire," writes Steve Siebold, a self-made millionaire and the author of "How Rich People …

Here are 10 daily habits that could make you a millionaire

<i>Editor's Note: An earlier version of this article stated that Daniel Ally became a self-made millionaire at age 24. We are no longer confident in those assertions and have removed them.</i><p>You have to pay the cost if you want to be the boss.<p>The cost is discipline. No leader can achieve success without …

12 Powerful Habits I Have Stolen From Ultra-Successful People

As you may already know I am very curious about habits, behavior psychology and how it all affects success. For over two years I have been …

Motivation

These retirement tips equal six figure savings

Who can save for retirement these days? You can, if you know where to look and honestly assess what you can live without.<p>Recently I had fun with some of my undergraduate students. I asked my entire class to make a list of the wants (not needs) on which they frequently spend money. Answers varied …

4 High-Yield Dividend Stocks to Buy in March

Image source: Lendingmemo.com.<p>Stocks with unusually high yields may look enticing, but they can be ticking time bombs. After all, high yields are frequently a by-product of a cratering share price -- and that may spell disaster for unsuspecting investors.<p>That said, our Foolish contributors think …

10 books that will change the way you live your life

Whether the focus is getting out of bed as soon as the alarm goes off, getting a creative project off the ground, kicking procrastination forever, or figuring out — hallelujah! — what to do for a career, we're all works in progress.<p>But finding the path that'll get us there is a torturous, tender, …

Do the math: You may be closer to being able to retire than you think

If you have only 10 years left before you retire, and you only have half of what you need, don’t worry, you still may be OK.<p>I met a 55-year-old couple the other day who wanted to retire at age 65. Let’s call them Stan and Tasha. In order to generate the income they desired at retirement, they'd …

7 steps to negotiate a higher salary, from a 28-year-old who made a $30,000 leap

Seven months ago, Claudia Telles was making $41,000 a year working for a Chicago-based hospital.<p>Today, she's at the same institution with a different role — she transitioned from the business-operations team on the academic side of things to being a quality specialist on the hospital side — and …

How LinkedIn Can Help You Land Your Dream Job In Less Than 30 Days

This could be the year that you land your dream job! All you need to do is implement a few career- building activities that will increase your chances of attracting your dream opportunity.<p>The evolution of the digital landscape has made it more convenient for job seekers to learn more about their …