Vanessa E. Beltran

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Raise your credit score: 5 critical moves to improve your credit and save money

The worse your credit, the more you will spend on credit cards, car payments, and student loans. Conversely, improving your score can save you …

3 Stocks to Supplement Your Social Security Benefits

Image source: Getty Images.<p>Last year the average retired worker received just $1,342 per month in Social Security benefits. Few people could stretch this sum far enough to make ends meet, yet nearly half of elderly couples rely on Social Security benefits for a majority of their total retirement …

2 Top High-Yield Dividend Stocks to Buy Now

One of the easiest ways to find quality companies that pay better-than-average dividends is to focus on industries that have multiple tailwinds at their proverbial backs. The pharmaceutical industry, for example, is experiencing a renaissance of sorts due to the aging and ever-expanding global …

Interested in playing the stock market? Here's how to research stocks.

Researching a stock is a lot like shopping for a car. You can look only at the technical specs, but it’s also important to consider how the ride …

The world’s most popular money tip came from a map-maker whose business got crushed by the Great Depression

It’s the nugget of financial wisdom behind savings accounts, 401(k)s, IRAs, and everything in between: “pay yourself first.”<p>Nearly a century after it was first coined, this bellwether budgeting cliche is still around—and still solid advice. “Pay yourself first” simply means that before you spend …

Great Depression

Top money manager: 'We avoid Tesla because of Elon Musk'

When funds restrict their investments to those companies that are “ethical” or “sustainable”, many investors assume that poor returns will have to be accepted as a trade-off.<p>But that is not necessarily the case. Royal London Sustainable World Trust is a multi-asset fund, with just over 80pc …

Putting the odds in your favour when investing

At a Berkshire Hathaway annual meeting, Warren Buffett was asked how he managed to be such a successful investor. He described his approach as nothing more than putting the odds in his favour.<p>"Take the probability of loss times the amount of possible loss from the probability of gain times the …

So, You're Thinking of Online Trading? Here Are 4 Things You Need to Know

Once upon a time, making money off the financial market was reserved to the shiny spires of Wall Street and the likes of it. For the common person trying to invest funds,getting the best returns can be incredibly frustrating.<p>You can pay a broker or an investment firm to do it for you, but you'll be …

Trading

App-happy holidays cater to shoppers' wishes

For anyone who has become lost trying to track down holiday light bulbs in a cavernous home improvement store or wants to know if trendy black mittens are in stock at a fashion retailer, digital help is on the way.<p>Retailers are giving their employees an assist from the latest technology to try to …

Uber Now Has 40 Million Monthly Riders Worldwide

Uber is still growing.<p>The ride-hailing giant now has more than 40 million monthly active riders worldwide, co-founder and CEO Travis Kalanick said on …

Nestle Is the Latest Food Manufacturer to Be Hit By a Global Slowdown

Nestle became the latest company to be hit by the global slowdown affecting food manufacturers after posting its weakest underlying sales growth in …

Uber and Lyft Are Now Bigger than Taxis and Rental Cars Combined

For the first time in the third quarter of 2016, more business travelers are choosing ride-hailing services like Uber and Lyft than traditional taxis …

Self-Discipline for the Entrepreneur

Bottom line -- keep your word.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>“Self-discipline is the ability to make yourself do, what you should do, when you should do it, whether you feel like it or not.” -- Kop Kopmeyer<p>The number one reason we procrastinate, or put things off, or …

Entrepreneurship

The 4 Main Supply Options for Ecommerce: Which Is Right for You?

The profitability model behind ecommerce is pretty simple: Get some products and sell those products online for more than you spent acquiring them. As long as you have a relatively inexpensive way to get those items and a market that generates suitable demand, you should generate a profit.<p>You can …

Young, female and determined: how millennial social entrepreneurs are changing the world

From saving the orangutans to support for mothers, millennial women are more likely to start social enterprises – and stick with them<p>Pitching for funding can be an intimidating business, especially when you are a young woman at a testosterone-fuelled event for startups and your idea is a social …

Planning for Retirement: How and How Much?

<i>Photo credit: Raymond Sam/StockSnap.</i><p>The idea of planning for retirement is easy - you just tuck some money away into a savings account every week or month and when you retire you'll be all set, right? If only it were that easy! It's true that planning for retirement does involve saving up over as …

Retirement

What's the Catch? Why Big Companies Give Money to Small Businesses

Just this past week JP Morgan Chase announced a new program committing $75 million over three years to help small businesses, particularly ones owned by minorities, women and veterans. Pretty nice, right?<p>The program includes a $1.9 million grant to the Association for Enterprise Opportunity (AEO) …