Ursula Morar

49 Flips | 1 Magazine | 2 Followers | @UrsulaMorar | Stetson Ranch and Santa Clarita.. A great place to live AND find stories about.

Nearly half of millennials get one crucial detail wrong about credit cards

Some millennials still have a lot to learn about using plastic, according to a LendEdu survey.<p>The survey, of 500 respondents, found that 45 percent …

Find Real Estate, Homes for Sale, Apartments & Houses for Rent - realtor.com®

Blocked IP Address<p>Your IP address has been blocked due to a pattern of suspected noncompliance with the Terms of Use for the Move Family of Web …

Real Estate

Mortgage shopping? 6 ways to make getting one easier

If you prepare, you can make things go much more smoothly.<p>For many people, the most daunting part of the homebuying process isn't finding the right house. It's getting a mortgage.<p>It's easy to understand why that's the case. Asking a bank or other financial institution to lend you hundreds of …

3 Ways to Quickly Raise Your Credit Score

Save thousands in interest by following these tips to get a higher credit score quickly.<p>Your three-digit credit score is one of your most important …

8 celebrity homes that no one wants to buy

While an association with a celebrity seems like it would help a home sell more quickly, that doesn't seem to always be the case.<p>According to Redfin, homes owned by celebrities tend to spend 36 more days on the market than other homes, and they typically sell for less than what the seller had …

10 Stylish Design Trends That Can Actually Devalue Your Home

According to these professionals.<p>Some interior design trends come into existence for only a fleeting moment before disappearing into the style graveyard, while others stick like glue, adapting and transforming in style as time goes on. But which of these apparently stylish trends could actually be …

Mortgage rates drop to lowest since election, but borrowers barely budge

The lowest mortgage interest rates since November did little to encourage people to refinance their home loans or take out a new loan to buy a home.<p>Total mortgage application volume rose just 0.1%, seasonally adjusted, last week from the previous week, according to the Mortgage Bankers Association. …

Which Is Better? Engineered vs. Solid Hardwood Flooring

<i>In line with our</i> <i>new content direction</i><i>, Architizer is highlighting a different building-product and how to specify it. This week’s topic is Wood Flooring. If you’re looking for the perfect wood flooring for your next project, search for it on Architizer’s new network marketplace for</i> …

7 ways to keep your smart home from being hacked

In the modern home, everything from TVs and refrigerators to baby monitors and light bulbs can now be connected — and hacked.<p>The number of smart …

Information Systems

Bipartisan Senate bill would require Fannie Mae, Freddie Mac to use alternative credit scores

A new bill in the Senate would require Freddie Mac FMCC, -1.10% and Fannie Mae FNMA, -0.63% to embrace alternative credit scoring models, which could …

Freddie Mac

These 4 colors can be the kiss of death when selling your home

<b>Pantone released its 2018 color of the year Thursday: Ultra Violet, a “thoughtful” shade of purple. But such brash colors are probably best avoided</b> …

Before You Buy a Condo: Know the Costs of Ownership - Financial Web

Before you <b>buy a condo</b>, consider the financial costs added to the sales price through maintenance and other issues. While condos often appear to be …

Real Estate

5 Things I Wish I Knew Before Buying My First Home In My 20s

Growing up, it seemed like home ownership was the step to “official adulthood.” As soon as I had a steady corporate job and a little bit in savings, I embarked on the pathway of home ownership at 23. Now over 20 years later, when I talk to young people looking to buy their first home, I tell them …

Home Ownership

Another reason millennials can’t afford homes? Other people’s weddings

Be careful about how often you decide to travel to celebrate the special brides and grooms in your life — it may cost you your first home.<p>The average …

Personal Finance

How Much Is Your Home Really Worth on Airbnb?

Find out with this new calculator that factors in more than just the number of bedrooms you have.<p>Whether you're an Airbnb newcomer or have been renting for years, you might not know the true worth of your home.<p>Think about it from a traveler's perspective: What are you looking for in a vacation …

The 7 biggest mortgage mistakes to avoid

A mortgage is the biggest debt most of us will ever carry, and a home is the most expensive purchase we will ever make.<p>That's why it's so important …

6 financial mistakes people make when applying for a mortgage

Review these tips to help with the home-buying process.<p>Buying a home is a big decision; that’s why it's a smart move to have as much information with …

Ooh, I Like That. What's That Called?

You're The Realtor

Ask Brianna: How can I lessen the financial pain of moving?

"Ask Brianna" is a column from NerdWallet for 20-somethings or anyone else starting out. I'm here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. Send your questions about postgrad life to …

You probably have the wrong idea about how much house you can afford

If you ask Google "How much house can I afford?" you'll find a number of online tools and mortgage calculators to help you find a fast answer. You might also find quick but somewhat confusing advice like "Your mortgage payment shouldn't take up more than 35% of your monthly income ."<p>Quick. Do you …

Personal Finance

L.A. Home Prices Reach the Top of the Mountain, but Cooling Is Forecast

Los Angeles' last major peak, in 2006, happened earlier than in other markets, and we bounced back later, according to Zillow chief economist Svenja …

Selling a home? Watch out for these 7 hidden costs

How much does it cost to sell your home? More than you might think.<p>Homeowners shell out an average $15,190 nationwide in the course of offloading a house, according to a new report from home sale website Zillow and Thumbtack, a local services marketplace. That includes real estate commissions, …

Real Estate

Stuck With a Starter Home? 10 Places Where Trading Up Is Toughest

Your sweet two-bedroom condo sure felt like the perfect size when you bought it. But 10 years, two children, and one capybara named Humbert later, …

Real Estate

What You Need To Know If You Want To Buy A House In The Next 5 Years

Nearly half, 49%, of U.S. adults who currently do not own a home say they plan to purchase one within the next five years, according to a new Gallup Poll.<p>The results, based on interviews with 502 non-homeowners, also showed that an additional 20% of people say they plan to purchase a home in the …

Expanding Balcony: Space-Saving Fold-Out Deck Design

If you are going to open a window anyway, why not open a deck instead? This delightful mechanical design allows a condo owner or apartment renter the …

How To Replace Bi-Fold Closet Doors with Slider Doors

When I moved into my apartment last summer the closet doors in my second bedroom/office were already banged up and constantly falling off. It was a …

The 1 home trend the 'Property Brothers' are against — and for good reason

Looks like Drew and Jonathan Scott aren’t big fans of tiny houses. In fact the "Property Brothers" recently told PopSugar that they want the whole trend to just go away.<p>“I don't like it because most of the tiny houses we've seen, they're not built to code,” Jonathan said. “They're not actually …

Ultimate Tips To Find Home Buyers | Times Square Chronicles

Ultimate Tips To Find Home Buyers<p>If you are in the market to sell your home then you would have already found out that finding home buyers is not as …