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The Surprising Tax Efficiency of Dividend Investing

In Australia, we have a somewhat unusual sharemarket, economy and tax system. All of which make for some interesting discussion around investing.<p>If …

Investing

The big questions to ask before you retire | Financial Times

Is it that time already? It only feels like five minutes since you graduated. Then you landed that job; got married; moved house; the children came …

3 Things To Handle Now If You Want To Retire In 5 Years

If you want to retire earlier, you probably already know to invest as much of your salary as you can and work with a financial planner to determine if your assets will support your future cash flow needs.<p>However, there are a few not-so-obvious moves to make as you get closer to retirement. While …

Retirement

Opinion: The 10 commandments of retirement

We’re faced with a host of thorny retirement issues: Keep Social Security solvent. Make Medicare affordable. Many Americans aren’t saving enough. …

Retirement

10 Income Investments Favored by the Pros

Updated Aug. 17, 2018 10:53 p.m. ET<p>The rising-interest-rate environment presents income investors with quite a predicament: how to meet immediate …

Another epic economic collapse is coming

By George F. Will<p>George F. Will<p>Columnist covering politics and domestic and foreign affairs<p>Email Bio Follow<p>Columnist<p>Eric Sevareid (1912-1992), the author and broadcaster, said he was a pessimist about tomorrow but an optimist about the day after tomorrow. Regarding America’s economy, prudent people …

Budget Deficit

How To Retire At 63 With A Meager Million

Do you want to retire?<p>This is a question that many future retirees struggle with every day. Seeking Alpha offers investors answers for their future …

What Couples Nearing Retirement Need to Do Now

Does your retirement vision match your partner's?<p>When you were in your twenties and thirties, retirement probably seemed unimaginably distant. Now, …

I asked 3 early retirees how people know they're ready to stop working, and they all said the same thing

• <b>The right time to retire early</b> <b>doesn’t depend on how much money you have saved – there probably is no right time to retire early.</b>• <b><br>I spoke to several</b> …

How much money you need to retire early depends almost entirely on 2 factors

• <b>Saving for early retirement is one thing, but will those savings actually last an early retiree for his or her lifetime?</b>• <b><br>After all, thanks to inflation, $1 million is no longer what it used to be.</b>• <b><br>The amount of money you need to save to retire early depends almost entirely on two things: your cost of</b> …

Retirement

5 Major Expenses You Should Work on Cutting Today

Want to save more money? Lowering these costs should do the trick.<p>We all want to save money, whether it's for emergencies, retirement, or other major …

Where to Invest When the Bull Market Ends

<b>THE LAST RECESSION</b> coincided with one of history’s worst bear markets in stocks. Between its peak in October 2007 and its trough in March 2009, the …

It's been 2 years since I retired at 52 with a $3 million net worth — here are some of the biggest challenges of early retirement

<i>Please welcome back to the site today, John, aka "ESI," from ESI Money and Rockstar Finance! We've lured him back after two years of retirement to share the negative sides of the early retirement coin (big thanks to reader Bill who prompted this!), and we hope this gives you a more fuller</i> …

Social Security

Five Steps To Help Secure Your Retirement

One of the biggest fears plaguing individuals approaching age 55 is whether they will have enough money to support or maintain the lifestyle they desire. The question that I have heard over and over again throughout my almost 30 years in the financial planning industry is, “W<i>ill I run out of money</i> …

Better than bonds: A new approach to lifecycle investment

John Dyall<p>Head of Investment Research<p>FS Advice<p>Out of all the mysteries in the world performance fees charged by investment managers must rank right …

Financial Services

8 Tips to Survive Your Husband's Retirement

Are you petrified of your spouse’s retirement? Do you worry that he is going to cling to you day in and day out not knowing what to do with himself? …

3 Reasons to Retire as Early as You Can

The third is overwhelmingly the most popular -- and has nothing to do with money.<p>If you laid a timeline of human existence across a 100-yard football …

Economics

Opinion: Why early retirement is all it’s cracked up to be

Sometimes, the stuff that people say about early retirement (and early retirees) is terrible. It is assumed that early retirement is the end of …

Costa Rica

Federal Budget 2018 – the verdict on super and retirement

The 2018 Australian Federal Budget promises to strengthen the economy, create jobs and cut taxes. Treasurer Scott Morrison, who turns 50 this year, …

Retirement

Planning to Work Until Age 70 or Older? Don't Count on It

Almost four in 10 workers plan to work until 70 -- but you'll be shocked by how many current retirees were actually able to work that long.<p>If you're …

Why Married Men Are So Terrible At Retirement

This isn’t an easy or surface level topic. It’s very serious and runs deep into the fabric of relationships in retirement. The fact that married men struggle with this transition is a something that plays out time and time again and needs to be addressed in a more serious manner… and it needs to …

Retirement

Lump-Sum Investing Is the Best Strategy, Except Now

The combination of a long bull market, high valuations, rising interest rates and increased volatility can make investors nervous about putting money to work in the market. But many of those sitting on cash missed out on huge gains in stocks.<p>There are three options for deploying large cash …

21 Unvarnished Truths About Retirement

<b>By Jonathan Look, Next Avenue Contributor</b><p>Six years ago, at 50, I took early retirement, sold almost everything I owned and began traveling the world. I had been living a good life but longed for something more. My passions have always been travel, photography and writing, so I decided to take a …

Happiness

How to retire in 10 years (or less)

Before we begin, let me introduce myself so you know I haven't just fallen off the turnip truck. I reached financial independence in my 40s and …

Meet the Australians who are retiring early to embrace a fulfilling life of travel — while they still can

As more Australians plan to work for longer, a highly paid university executive has turned down a multi-million-dollar pay packet to retire early and …

Surprise--Money Doesn't Guarantee a Happy Retirement. Here's What Does

Think big-picture about what you need for life after work.<p>Retirement might sound wonderful, but all too often the reality is disappointing. Some 28 percent of recent retirees polled by Nationwide Retirement Institute last fall said that life was worse in retirement than it was when they were …

Setting up superannuation for children

This is an exception to the rule that, except with a spouse contribution, a NCC must be made personally by the fund member, otherwise it is treated …

What happens to your superannuation when you die?

by Colin Lewis<p>What happens to your superannuation when you die? It's a slightly morbid, but important question, given that super is usually one of an …

Retirement

This Elderly Couple Retired 27 Years Ago—When They Were Both 38. Here’s How They Did It

They have been traveling ever since.<p>Who doesn’t like the idea of retiring early? Financial independence means the freedom to do what you want, when …

Retirement

How To Save More For Retirement And Deal With Volatility

The past few weeks have given stock investors around the world a bitter taste of the volatility dragon that comes out of its cave every once and a while. It hasn’t been pleasant.<p>After years of steady returns, we seem to be in a new market phase. Interest rates are climbing. Stock prices are getting …