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Lump-Sum Investing Is the Best Strategy, Except Now

In this market, dollar cost averaging provides a lower probability of large losses.<p>The combination of a long bull market, high valuations, rising interest rates and increased volatility can make investors nervous about putting money to work in the market. But many of those sitting on cash missed …

Investing

21 Unvarnished Truths About Retirement

<b>By Jonathan Look, Next Avenue Contributor</b><p>Six years ago, at 50, I took early retirement, sold almost everything I owned and began traveling the world. I had been living a good life but longed for something more. My passions have always been travel, photography and writing, so I decided to take a …

Happiness

How to retire in 10 years (or less)

Before we begin, let me introduce myself so you know I haven't just fallen off the turnip truck. I reached financial independence in my 40s and …

Retirement

Meet the Australians who are retiring early to embrace a fulfilling life of travel — while they still can

As more Australians plan to work for longer, a highly paid university executive has turned down a multi-million-dollar pay packet to retire early and …

Retirement

Surprise, Money Doesn't Guarantee a Happy Retirement. Here's What Does

Think big-picture about what you need for life after work.<p>Retirement might sound wonderful, but all too often the reality is disappointing. Some 28 percent of recent retirees polled by Nationwide Retirement Institute last fall said that life was worse in retirement than it was when they were …

Retirement

Setting up superannuation for children

This is an exception to the rule that, except with a spouse contribution, a NCC must be made personally by the fund member, otherwise it is treated …

Retirement

What happens to your superannuation when you die?

by Colin Lewis<p>What happens to your superannuation when you die? It's a slightly morbid, but important question, given that super is usually one of an …

This Elderly Couple Retired 27 Years Ago—When They Were Both 38. Here’s How They Did It

They have been traveling ever since.<p>Who doesn’t like the idea of retiring early? Financial independence means the freedom to do what you want, when …

Retirement

How To Save More For Retirement And Deal With Volatility

The past few weeks have given stock investors around the world a bitter taste of the volatility dragon that comes out of its cave every once and a while. It hasn’t been pleasant.<p>After years of steady returns, we seem to be in a new market phase. Interest rates are climbing. Stock prices are getting …

Stock Markets

There’s another option when the answer to ‘can I retire’ is ‘not yet’

Being willing to look at the retirement problem differently can reveal other options<p>Courtesy Everett …

Retirement

The risk of not taking enough risk in investment

But what about public companies? The ones on the stock market. Why are so few businesses going on to become world-beaters. Where is the next BHP, …

Investing

Australian’s love affair with debt – how big is the risk?

If Australia has an Achille’s heal it’s the high and still rising level of household debt that has gone hand in hand with the surge in house prices …

5 Topics Couples Should Discuss Before They Retire

Taking the plunge into retirement is something that comes with a lot of different emotions and expectations. Make sure you and your spouse are on the …

The 3 Spending Stages of Your Retirement

Popular thinking is that you’ll spend less once you retire, but that’s not what I’ve seen in my own clients, at least in the first few years.<p>How much …

Suze Orman Says This Is the Age You Should Retire—Not a Month or Year Before

<i>Originally published by Money</i><p>One of the most popular segments on my CNBC show was “How Am I Doing?” Viewers would call in and tell me everything …

3 Big Money Mistakes to Avoid Once You're in Retirement

Pay attention now.<p>It’s the big question at the heart of all retirement planning: how long will you live, and by extension, how long should your money …

Retirement

8 Reasons to Pursue Early Retirement

Most people retire during their 60s. To retire earlier than that requires planning, discipline and paying close attention to your savings and …

Retirement

What Should My Net Worth Be At Age 30, 40, 50, 60?

Everything is relative when it comes to money. If we all have a net worth of $1,000,000, then nobody is truly rich. As such, we must first get an …

Retirement

How to Figure Out What Your Side Hustle Should Be

A staggering 55 million people — more than 35% of the U.S. workforce — are now freelancers or contractors, and that number is projected to rise to 43% by 2020. About 44 million people report having some kind of side hustle, and of those who do, 36% say they earn more than $500 a month from it. …

Entrepreneurship

Social Networks Will Transform How People Manage Their Wealth

People increasingly value information from, and access to, a network of others. This desire for businesses to foster social networks likely will …

Innovation

Is This Americans' Most Harmful Financial Habit?

And are you guilty of it, as well?<p>Americans aren't exactly known for having the best financial habits. Many of us are deep in debt, and the majority …

Personal Finance

Choosing Health Over Money When Picking A Retirement Date

When is it time to truly listen to your body and mind and retire sooner than you wanted?<p>My husband, Jim, thought he would work until 70 as director of a senior center. He figured he could be one of the 9%, as Adam Allington of the Associated Press wrote last year — retirees who wait until 70 to …

Retirement

Higher pension ages called fix for retirement crisis

A higher pension age is a universal policy fix for the pension crisis, says David Knox, author of the Melbourne Mercer Global Pension Index.

Retirement

Jeremy Cooper explores the inconvenient truth of super

John Dyall<p>Head of Investment Research<p>FS Super<p>It's no secret Australians have a fascination with property, and not just residential property. REITs …

Japanese doctor and longevity expert who lived until 105: Don't retire

The typical American leaves the workforce at age 63.<p>Personal finance maven Suze Orman challenged the assumption that that's wise last month, though, …

Retirement

If You Work With Your Mind, There's No Retirement for You | Inc.com

Turning 65 is a magic number for many Americans. That's the age at which people expect to retire and stop working. For some, retirement can come even sooner, maybe at 60 or even 55.<p>There are even plenty entrepreneurs who are fortunate enough to build up and then sell a business when they're just in …

Retirement

Do these 4 simple money tasks, and you’ll thank yourself later

In some areas of life, flying by the seat of your pants is fun—like calling up a friend on Friday morning to plan a weekend road trip or an impromptu …

Personal Finance

How to get your head around stupid super rules and still win

Our governments want us to fund our own retirement — so they don’t have to pay pensions — yet they continue to create wacky laws.<p>These laws stop us …

How To Retire In 10 Years Or Less

If you think building up enough cash reserves and income to retire within ten years is impossible, think again. The reality is, early retirement is absolutely possible. All you need is some education, some street smarts, and dedication to your goals to make it work.<p>Don’t believe me? If retiring …

Retirement

Here's how much more money you'd have if you upped your savings by just 1% a year

Small savings add up. Even increasing the amount of money you save and invest by a tiny percentage can result in huge gains, if you do it on a …

Retirement