Tony McFadyen

175 Added | 1 Magazine | 1 Following | 350 Followers | @TonyMcF | Passionate about goals based investing to achieve comfortable retirement income.

Robo-advisers a hard pill to swallow for Aussie investors: CFA

Robo-advisers a hard pill to swallow for Aussie investors: CFA<p>BY KANIKA SOOD | THURSDAY, 12 APR 2018 11:35AM<p><b>Australian retail investors are more</b> …

Investing

Surprising new research reveals the majority of Australian retirees spend less than the Government Age Pension

More than half of Australian retirees are spending less than the Age Pension each year, raising significant questions about current retirement policy …

Survey: Asia-Pacific firms challenged by retirees’ diverse product feature demands

Retirees are demanding simple products that offer guaranteed income, flexibility, and low fees, according to a Milliman survey of financial …

Jeremy Cooper explores the inconvenient truth of super

John Dyall<p>Head of Investment Research<p>FS Super<p>It's no secret Australians have a fascination with property, and not just residential property. REITs …

Ambachtsheer sets out path to new Dutch pension system

Successful reform of the Netherlands’ pension system will require “strong political leadership and a strong dose of national solidarity”, according …

Longevity risk drives new retirement products

<b>The solution to longevity risk in retirement is a ‘difficult nut to crack’ for product providers, and advisers need to step up their game and provide</b> …

Higher pension ages called fix for retirement crisis

A higher pension age is a universal policy fix for the pension crisis, says David Knox, author of the Melbourne Mercer Global Pension Index.

Retirement

Joseph Mariathasan: Are consultants the referees or the players?

The news that the UK’s Financial Conduct Authority (FCA) has decided to refer providers of investment consultancy and fiduciary management services …

‘Poverty’ among Australian retirees: MLC

<b>Half of the population are at risk of falling short of a comfortable retirement and need to start following steps to accumulate more wealth</b> …

Robo advice faces a 'considerable hurdle'

The superannuation industry has a ‘considerable hurdle’ to overcome in engaging users with automated financial advice systems for superannuation …

The federal government’s imposition of a $1.6 million pension balance for superannuants would not be adequate to cover a comfortable retirement for most retirees, with EY figures putting the...

The federal government’s imposition of a $1.6 million pension balance for superannuants would not be adequate to cover a comfortable retirement for …

Age pension asset test treatment key to MyRetirement plan

The Actuaries Institute argues deferred lifetime annuities should be exempt from the age pension asset test to encourage greater take-up.

Retirement

MyRetirement regime faces resistance

A clear resistance is emerging to making Comprehensive Income Products for Retirement a mandatory offering for all superannuation funds.

Retirement

New regulatory ‘pathway’ for annuities announced

The government has announced a "streamlined pathway" for retirement income stream products that will see collaboration between the prudential …

Treasurer Morrison’s ‘Retirementgate’ encourages Aussies to spend and take Age Pension

A recent paper by advocacy group, Save Our Super, originally produced for SuperGuide, has uncovered financially devastating repercussions for …

Retirement

Decumulation will drive investment focus shift: AXA IM

Institutional investors are shifting investment strategies in search of income generation and inflation protection over the long term in response to …

AMP is poised to launch a goals

AMP is poised to launch a goals-modelling engine in August in a move the company believes will be a game changer for the delivery of advice across …

Can super funds adequately ‘know’ their members?

<b>Superannuation trustees are going to have to become far more familiar with their individual members if they are to deliver the full benefits of the</b> …

Tipping the super fund scales

An industry-wide study has concluded that nearly one-quarter of all superannuation funds are failing the APRA scale test.

Investing

Managing for retirement income - Cuffelinks

What can Australia learn from the US as the focus in retirement savings moves from lump sums to income streams?<p>Treasury, in a discussion paper late …

Retirement

Should You Use a Rising Equity Glide Path in Retirement?

by <b>Wade Pfau, Ph.D., CFA</b><p><i>May 8, 2017</i><p>Today, we will begin a discussion of three approaches to reducing portfolio volatility for retirees by studying the …

Retirement saving and age pension black holes

The key objectives of the superannuation and retirement income systems are the provision of security and a reasonable income in retirement. The …

Retirement

Four things retirees must know about shares

Retirement

The latest ideas to use super to buy homes are still bad ideas

Treasurer Scott Morrison wants to use the May budget to ease growing community anxiety about housing affordability. Lots of ideas are being thrown …

The value of guaranteed lifetime income | Money Management

<b>Jeremy Cooper looks at what advisers should be considering following the latest changes to the Age Pension.</b><p>The latest changes to the Age Pension …

Retirees need strategies to prioritise income | Money Management

<b>Generating income is the top priority for pension phase investors but they are concerned about achieving this in the current economic and political</b> …

Super consolidation imminent: research

John Dyall<p>Head of Investment Research<p>FS Managed Accounts<p>Far from the public spotlight most skirmishes in the Australian funds management industry go …

Home | Income Is The Goal

Income in retirement should be the goal of any superannuation fund. See how we can help your members achieve a satisfactory income in retirement

AustralianSuper has criticised subsidiary objectives of the super system added in the latest draft of the government’s Superannuation (Objective) Bill 2016, saying they unnecessarily complica...

AustralianSuper has criticised subsidiary objectives of the super system added in the latest draft of the government’s Superannuation (Objective) …

Robo can fill Aussie advice gap: Investment Trends

The number of Australians receiving financial advice has decreased dramatically since the global financial crisis, providing an opportunity for …