Stephen Hu

431 Flips | 7 Magazines | 21 Likes | 20 Following | 9 Followers | @StephenHu2015 | Keep up with Stephen Hu on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Stephen Hu”

Simple Steps to Protect Yourself on Public Wi-Fi

Accessing the internet isn't normally a problem when you're inside the confines of your own home—it's secure, it's easy to connect to, and it's …

Wi-Fi

How to securely wipe the data off hard drives, SSDs, flash drives, iPhones and iPads, and Android devices | ZDNet

Built-in way to erase iOS and Android devices<p>iOS and Android devices both have built-in tools to erase the devices.<p>On iOS: <b>Settings</b> > <b>General</b> > <b>Reset</b> …

Information Systems

5 Amazon obscure settings you should change now

The items we buy say a lot about our lifestyles, our finances, and our domestic lives. If you have an Amazon account, the amount of data that the retail giant collects is astonishing. Many people don’t know you get much more just free two-day shipping with a Prime account.<p>With these different areas …

Amazon Echo

None of Google's 85,000 employees have been successfully phished in over a year — and it's because of a simple $20 product anyone can use

One of the most common ways that people get hacked is called phishing or spearphishing.<p>Basically, attackers craft an email that looks just like something you'd normally click on, like a bill or an email telling you to change your password. Unsuspecting people click on the link in the phishing …

Employment

5 Road Trip Apps That'll Make Planning Your Next Adventure Infinitely Easier

From the picturesque Pacific Coast Highway winding up the West Coast to the famous Route 66 passing through the Southwest to the scenic Cabot Trail …

Apps

Guide to the classics: The Tale of Genji, a 1,000-year-old Japanese masterpiece

<i>In our series, Guide to the classics, experts explain key works of literature.</i><p>Celebrating its millennial anniversary in 2008, The Tale of Genji</i> …

Literature

The 4% rule for retirement savings desperately needs to be modernized

The longstanding 4% rule was developed in the mid-1990s to answer the question, “How much can I safely withdraw from my retirement savings each year …

Retirement

Identity theft: Banking has changed, criminals haven't — here’s how to protect your money

This year marks a decade since the financial crisis. The biggest financial institutions still dominate the landscape, but banking has changed. Mobile banking now plays a significant role in how we manage our money. A 2016 survey by the Federal Reserve found that over half of smartphone users with …

Identity Theft

Planning for Retirement as a Single Person

If you’re unmarried and childless, you need special strategies for retirement saving, health care and estate planning—and a support network you can …

Japanese Daruma Dolls – The true story behind the cute souvenir!

The Daruma is a traditional Japanese doll, which in Japan has become a symbol of perseverance and luck. But outside Japan, not many people know of …

50,000 Free Resources From the Met Museum’s Library Are Now Available to Download

The Metropolitan Museum of Art has increased its digital presence over the last few years. With accessibility in mind, the world-famous institution has made public domain images, photographs of its permanent collection, and even free full-text art books available to the public. Now, it even offers …

Museums

‘Tokyo Idols’ on Netflix Examines Quirky (Some Would Say Creepy) Japanese Pop Phenomena

The film begins with glow sticks waving in the air as we’re told, “This isn’t a fad. It’s a religion.” A parade of young female pop singers prance …

Hands off my data! 15 default privacy settings you should change right now

On the Internet, the devil’s in the defaults.<p>You’re not reading all those updated data policies flooding your inbox. You probably haven’t even looked for your privacy settings. And that’s exactly what Facebook, Google and other tech giants are counting on.<p>They tout we’re “in control” of our …

Apps

9 Things Retirees Should Never Keep in Their Wallets

You and your hard-earned savings have finally made it to retirement. Why risk losing anything if your wallet goes missing or is stolen?<p>Because with …

7 Reasons You NEED to be Traveling With a VPN

Virtual Private Networks (VPN) have been around for a while now, and while they might have previously been viewed by travelers as a ‘nice thing to …

Privacy

How to purge all your search histories

Asking for a friend...<p>Every time you run a search online, the websites where you maintain an account can record that information. This data—collected and stored by search engines like Google, social media networks like Facebook, and retail giants like Amazon—won't disappear when you erase your …

Social Media

Google Keeps a Record of Your Entire Search History – Here’s How to Delete It (Video)

You can also download a file of your entire search history.<p>YouTube. Panera. Facebook. Equifax. Every week, it seems, there’s a new hack to worry …

Google

Is a 70% retirement replacement income target too high?

For most people, their real retirement-income target is lower than the suggested 70 per cent. But as Fred Vettese explains, it can be almost anything you want it to be<p><b>The following excerpt is from Fred Vettese's new book</b> <b>Retirement Income for Life: Getting More Without Saving More</b><b>.</b><p>The traditional …

Art of the Edo Period (1615–1868) | Essay | Heilbrunn Timeline of Art History | The Metropolitan Museum of Art

In the harshly controlled feudal society governed for over 250 years by the descendants of Tokugawa Ieyasu (1542–1616), creativity came not from its …

3 Serious Problems With the 4% Retirement Rule

The 4% rule has long been the standard as far as retirement plan withdrawals go. But it certainly isn't perfect.<p>We're all told to save as much money …

19 Netflix original shows that both critics and audiences agree are amazing

Recent Netflix original series "The End of the F***ing World" is one such program.<p>Acclaimed by both critics and fans, the British dark comedy recently won an enthusiastic endorsement from Netflix CEO Reed Hastings, who called it the "most engaging addictive original" in a long time.<p>To figure out …

Netflix Original

The 401(k) Reaches 40 With Flaws Left to Fix

How can a retirement plan be effective if it focuses only on savings and not the income necessary for retirement itself?<p>On its 40th anniversary, let …

Curb how Facebook, Google and Amazon use your personal data in a quick privacy clean-up

It can seem that it’s a lot easier to complain about your lack of privacy online than to do something about it. But your alternative to griping isn’t a monastic, offline existence.<p>Here are four steps to understand who has your data, limit their use of it, and leave less “data exhaust” that can be …

Personal Data

This Type of Fraud Is Rising Frighteningly Fast: Here's How to Protect Yourself

Account takeover fraud can be financially draining and emotionally stressful. Here's what an economic-crimes detective says you can do to protect …

Identity Theft

5 ways an identity thief can use your Social Security number

Having your Social Security number or card stolen isn’t quite like getting your bank account information taken — though granted, both are stressful experiences. The major difference is that you can get a new bank account number, while the Social Security Administration very rarely issues new Social …

Identity Theft

Liz Weston: 4 Steps to Disaster-Proof Your Finances

Mother Nature could be excused if she wondered, "How much more prompting do you people need?"This year delivered epic wildfires, devastating …

Personal Finance

An Easier Way To Pass Along Your Assets After You Die

<i>Avoiding probate is something devoutly to be wished. Probate is where your will goes through an often long and expensive court process, which can be hell for your heirs. One of the best ways of skipping probate is to make what’s called a joint tenancy arrangement, between you and your heir before</i> …

Reverse mortgages: Opportunities and concerns

As home equity conversion mortgages, also known as reverse mortgages, have grown in popularity in recent years, financial advisers have been employing them as risk- and cash-management tools. New government policy changes, however, may put a crimp in these strategies.<p>The Department of Housing and …

Retirement

Young Music Prodigy Improvises a Beautiful Piano Sonata Inspired by Four Notes Pulled Out of a Hat

While appearing on <i>60 Minutes Overtime</i>, 12 year old music prodigy Alma Deutscher asked host Scott Pelley to pull four notes out of a hat, from which …