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How to apply Design Thinking to Business Model Innovation

There has been a lot of buzz around designing new and innovative business models. But what does it mean to design a new business model? How do you …


Rethinking Design Thinking

It isn’t wrong. It just isn’t enough.<p>Design Thinking, the widely celebrated innovation model built on observation and prototyping, seems overdue to …

Design Thinking for Business Analysts

This article extends design thinking into a process and method that uses a range of common Business Analysis techniques to drive engagement through …

Business Analysis

Banks racing to ward off mobile competition from Apple and Google

No wonder the big banks look at smartphones with a mix of optimism and apprehension: The banks drove consumers toward ABMs, telephones and computers, but mobile banking is now putting consumers in the driver's seat.<p>"Customer expectations are high," said Jeff Marshall, Bank of Nova Scotia's …


Group 3

Blockchain-based social network GetGems was named ‘Most Visionary Social Media Solution,’ while bitcoin wallet Billon took home the title, ‘Most …

Latin America

Hoodies at Goldman Sachs: how the banks are fuelling a fintech start-up boom

by Nathaniel Popper<p>On the first day of a hackathon at the Manhattan headquarters of Goldman Sachs, participants from the Wall Street bank showed up …

Goldman Sachs

THE PEER-TO-PEER PAYMENTS EXPLAINER: Why tech companies and banks are offering a service that doesn’t make money

Now a bunch of different tech companies and banks are offering apps that can make this process easier and all but eliminate the need for cash and checks. The problem: there's no money to be made from facilitating these transactions.<p>So why are so many businesses clamoring to get into this space?<p>The …


$30 million Bitcoin startup Bitpay's backup plan: Sell tech to the banks

Pair says: "We keep adding merchants — we're up to over 60,000 now — but they're selling to the same pool of bitcoin early adopters." REUTERS/Mark Blinch<p>Bitpay became the world's best funded Bitcoin startup in 2014 when it raised $30 million (£19.2 million) — but a year down the line, it's having …

Venture Capital
Small Business
Small Business

Why Wait to Start Your Dream Business? Do It Today! |

At some point, nearly everyone dreams of leaving behind the corporate world and starting a business. Whether you have a compelling vision, a rare skill, or simply love the idea of working for yourself, your plan can be both exciting and scary. But deep down, you know it's right for you.<p>If that …

Small Business

Finally, banks are lending to businesses again

Data from the Bank of England shows first increase in SME lending since the Funding for Lending Scheme was launched<p>Two and a half years after the Government unveiled a flagship Bank of England loan scheme, banks are finally growing their lending to small businesses, in a sign that Britain’s …

Bank of England

The Vatican bank sees its future, and it's all about managing money

For decades, the Institute for Religious Works embarrassed the Vatican with a legion of alleged sins––rampant money-laundering, thwarting Italian …

Small Business

Forex start-up Kantox wins business from disgraced banks

The forex scandal has accelerated growth at Kantox, which has raised £7m to steal business from traditional banks<p>The recent forex banking scandal and rising trend towards ‘pick and mix’ financial services has helped peer-to-peer currency trading start-up Kantox to secure $11m (£7m) in growth …