Shar

60 Flips | 3 Magazines | 15 Likes | 2 Followers | @Shar11 | Keep up with Shar on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Shar”

How to Get Inquiries Removed From Your Credit Report

Learn More About the Credit Inquiry That Affects Your Credit Score<p>This is How Multiple Loan Applications Could Affect Your Credit Score<p>How and When …

Credit Report

This Flowchart Helps You Find Your Leadership Style

If you ever have to step up and manage people, it can be pretty difficult to figure out the best way to do it in a way that both works with your …

6 Ways to Get in Better Financial Shape This Year

The new year is a great time for some #adulting. It’s financial checklist time people! You know what I mean – it’s time to get in better financial …

Personal Finance

‘I Will Teach You to Be Rich’ Founder Ramit Sethi Shares His Secrets to Success

If you’re a 20-something looking for no-BS personal finance tools, or “hacks,” you are familiar with Ramit Sethi.<p>Since launching his website, I Will …

Download 243 Free eBooks on Design, Data, Software, Web Development & Business from O’Reilly Media

Last week we highlighted for you 20 Free eBooks on Design from O’Reilly Media. Little did we know that we were just scratching the surface of the …

The MBA playbook – a personal record to help career development

I am doing final preparations for the last two MBA exams that will bring an end to a five year journey. It has taken me longer than most as I have …

This Spreadsheet Calculates When You'll Pay Off Debt With the Snowball Method

The snowball method is the best way to pay down your debt. If you’re skeptical and want to see how it will work, this spreadsheet will calculate …

5 Money Challenges to Try in 2017

If you want to get your finances in shape in 2017, a money challenge is a good place to start. Not only can tackling one serve the practical purpose …

4 Ways to Improve Your Strategic Thinking Skills

If you’ve ever received feedback that you “need to be more strategic,” you know how frustrating it can feel. To add insult to injury, the feedback rarely comes with any concrete guidance on what to do about it. One of my coaching clients, Lisa, a vice president of HR, was in this situation and …

Management

Save or pay debt first? How to prioritize paying off student loans and credit cards

It's an age-old question: Do you save money or pay off debt first?<p>Some camps emphasize paying off high-interest debt before you do anything else, …

Personal Finance

Achieving Financial Success Without Extreme Frugality or a Huge Income

It’s not too hard to find stories in the media about seemingly ordinary people finding great financial success. You hear about what seems like an …

What You Should Know When Starting a Savings Account for Your Newborn

You’ve got the crib. The baby monitor. The stroller. The highest-rated-for-safety car seat. You’ve thought of everything for that newest member of …

Personal Finance

The ABDs of Leadership

I’m sure you’ve heard of the ABC’s of selling. Always. Be. Closing. Well I think there should be a similar mantra in leadership. Always. Be. …

Watch 100 Years Of Engagement Ring Trends In Less Than Three Minutes

♫ Diamonds are forever ♫

Jewelry

The best way to save for a down payment

<i>What's the best way to keep savings for a house down payment? Cash loses value from inflation, bonds will drop if interest rates go up, and stocks are risky. --Susan, 31, St. Louis</i><p>Coming up with thousands of dollars for a down payment is tough, especially if you're already struggling with …

Personal Finance

30 Hella Easy Ways To Seriously Transform Your Old Jeans

Style is in your ~jeans~.

Crafting

18 beautiful AND affordable engagement rings

Getting engaged can be a pretty big deal. And hopefully one that doesn’t put someone in debt. Here’s some serious bling that won’t cause your partner …

How Come Some Not-So-Smart, Not-So-Well-Educated People Get So Rich?

This was my answer to a financial limiting belief in the form of a question on Quora!<p>Find he original question and answer here!<p>Depending who you ask, you'll hear two schools of thought.<p>1) Save your money, invest in mutual fund/stock market, lower your spending, buy a home and build equity.<p>2) Find a …

Meet the mortgage-free 30-year-old whose frugality riled the Internet

When Sean Cooper paid off his mortgage, he pissed off a lot of people.<p>You'd think paying down a $255,000 debt in just over three years would bring major kudos from a crowd. But in Mr. Cooper's case, the single 30-year-old pension analyst, who moonlit as both a financial writer and a grocery clerk …

WornonTV: Site lets you shop from your favorite TV shows

Raise your hand if you remember "shopping." You know: driving to stores, browsing aimlessly, standing in lines?<p>... Anyone?<p>These days, all but the most mundane errands are done online — and even those might be in jeopardy. (Case in point: I recently watched a friend whip out her phone to order …

5 Stocks Under $10 Actually Worth Buying

Even though these stocks are cheap, they could still make excellent long-term investments.<p>Many low-priced stocks are that way for a reason and should …

11 actions you can take today to start getting rich, according to a self-made millionaire

The good news is that success is a learnable skill, and anyone can start thinking, acting, and making choices like the super wealthy.<p>In T. Harv Eker's bestselling book, "Secrets of the Millionaire Mind," the self-made millionaire identifies specific "millionaire mind actions" that could help you …

Best Money Tips: Reasons Why You're Broke and How to Fix Them

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on reasons why you’re broke, simple ways to reduce utility bills, …

Personal Finance

Measure Your Financial Security By Calculating Your Debt To Cash Ratio

One of the reasons why I want to rebuild my cash reserves back over $100,000 is because of financial risk. With two rental mortgages to pay and no …

Personal Finance

Extra income ideas: how to earn money at home and bring in extra cash

Extra Income Ideas<p>Whether you are saving for something special or just trying to make ends meet, if your budget doesn't stretch as far as you need …

Personal Finance

You’re 1 Simple T-Shirt Hack Away from Stealing Kate Bosworth’s Style

Last week some of our favorite fashion goddesses (hi, Kate Bosworth + Chloe Grace Moretz!) made an appearance at a Coach party sporting our favorite new look: an illusion collar. <i>Wait</i>, you’re saying. <i>An illusion collar?</i> Let me explain. It is pretty much a faux collar that looks just like a real …

41 Insanely Easy Ways To Transform Your Shirts For Summer

The weird tan lines will totally be worth it.

Clothing

How Much Of Your Income Should You Save?

There’s no question more fundamental to personal finance than how much money we should save. Our savings rate is the cornerstone of virtually every other decision about money we make. It affects everything from buying a home to saving for emergencies to retirement.<p>Yet the guidance on this important …

Retirement